October 6, 2025

Welcome Back,
Happy Monday, everyone! ☀️
Good morning — I hope your week is off to a smooth, caffeinated start! Mondays often get a bad rap, but I like to think of them as a fresh launch pad — new week, new energy, new chances to move closer to the life (and business) you actually want.
Here’s a thought for today: what if your business could run without you? Imagine waking up one morning, sipping your coffee slowly, and realizing… everything is still humming along — sales are happening, clients are happy, and your systems are working like clockwork.
That’s not a fantasy — it’s the power of building a business that runs without you. 🚀
In today’s post, we’re diving into exactly how to make that possible — not by working harder, but by designing smarter systems, empowering the right people, and freeing yourself from being the bottleneck.
Because true freedom isn’t just about having money. It’s about having time — and a business that gives you both.
— Ryan Rincon, Founder at The Wealth Wagon Inc.
If you subscribed by accident or wish to no longer receive The Wealth Wagon content click here to un-subscribe →
Quote of The Day
“Success is how high you bounce when you hit bottom.”
— George S. Patton
PRESENTED BY PEAK BANK
Peak Rates on the Products You Need
Peak Bank was designed for those who want to bank boldly, providing a 100 percent digital platform that combines convenience and powerful money management tools. Our high-yield savings accounts offer rates as high as 4.35% APY* while remaining accessible and flexible, ensuring you stay in control at all times. Apply online to start your ascent.
Member FDIC
Travel

Potential shutdown may disrupt flights at John Glenn International
Airport officials are warning that a federal shutdown could snarl operations and customer service. Security lines and staffing are the biggest question marks, with contingency plans only stretching so far. Travelers are urged to pad itineraries, monitor airline alerts, and expect shifting gate or schedule changes.
Investigators review recorders after low-speed Delta taxiway collision
The NTSB is pulling cockpit voice and data recorders to reconstruct the slow-speed bump on LaGuardia’s taxiway. No serious injuries were reported, but the incident raises questions about ground spacing and visibility. Expect procedural tweaks and refresher training if the findings point to human factors.
LAX aborts takeoff after reported runway incursion involving jet
Pilots rejected takeoff when another aircraft was flagged as encroaching on the runway. The quick call likely prevented a far worse situation and triggered a standard safety review. Controllers, ground crews, and airlines will comb through radar tracks and radio calls for lessons learned.
Science

Comet Lemmon dazzles astrophotographers with new luminous tail views
Fresh images show a bright, textured tail and a crisp coma as the comet clears darker skies. Long-exposure photos reveal fine dust striations you can’t see with the naked eye. If weather cooperates, binoculars should give backyard observers a surprisingly good look.
Three consecutive supermoons set to light up night skies
The moon’s slightly closer perch makes it appear larger and brighter than usual. Photographers get a generous window, but the trick is timing moonrise with foreground scenery. City dwellers can still score dramatic shots by framing buildings, bridges, or waterfronts.
Cassini data reveals complex chemistry within Enceladus’s hidden ocean
Re-analysis of plume samples points to rich organic chemistry under the moon’s icy shell. That cocktail makes Enceladus one of the most enticing astrobiology targets in the solar system. Future missions could fly through the plumes again—this time with instruments tuned for biosignatures.
Economy

Europe’s economy shows resilience despite pressure from new tariffs
The region’s top central banker says growth has bent, not broken, under trade friction. Services and consumer spending are carrying more weight as factories wobble. Policymakers still see risks but argue the worst-case scenarios haven’t materialized.
The good, bad, and ugly trends shaping America’s economy
Solid jobs and spending headline the “good,” while stubborn housing costs sit squarely in the “bad.” The “ugly” arrives via uneven productivity and persistent regional gaps. Net-net: momentum remains, but it’s patchy enough to keep the Fed cautious.
BOE’s Mann warns sticky inflation still playing out in UK
She argues price pressures are cooling slower than headline numbers suggest. Wage growth and services inflation remain the key culprits. Markets trimmed rate-cut enthusiasm as her remarks leaned more hawkish than expected.
World

Russian strikes hit Ukraine’s grid, leaving casualties and damage
A wave of attacks targeted power infrastructure, knocking out electricity in several regions. Emergency crews are working to restore service before temperatures drop further. Kyiv says the campaign aims to sap morale ahead of winter.
Netanyahu tells Euronews Europe has become geopolitically irrelevant
The comments were pointed—and instantly controversial across the bloc. Supporters framed it as blunt realism; critics called it diplomatic provocation. Either way, the remarks spotlight strains between Israel and European capitals.
Takaichi’s leadership victory may delay, not derail, BOJ hikes
Markets read the outcome as a nudge toward continuity, not a pivot. Fiscal priorities could take oxygen from rapid monetary tightening. Traders still price eventual normalization, just on a longer runway.
U.S.

Trump weighing $10 billion bailout for farmers hit by tariffs
The White House is exploring a hefty aid package aimed at cushioning trade-war blowback. Farm groups welcome relief but want predictability more than checks. Economists warn bailouts treat symptoms, not the underlying export access problem.
Putin warns Tomahawks for Ukraine would wreck U.S. relations
The Kremlin cast potential long-range missile supplies as a red line. Washington counters that Ukraine’s defense is non-negotiable amid ongoing attacks. Expect sharper rhetoric—and careful diplomacy—as allies weigh escalation risks.
U.K. Conservatives pledge mass deportations, catching American attention
The plan resonates in U.S. politics because of shared border debates. Supporters tout deterrence; opponents warn of legal and humanitarian quagmires. It’s a reminder that immigration hard lines travel fast—and polarize even faster.
Today’s Snapshot
How to Build a Business That Runs Without You
Let’s be honest — most entrepreneurs don’t own a business… they work for one.
If you step away for a week and everything stops, congratulations — you built a very stressful job.
The real goal isn’t just more revenue. It’s freedom — time freedom, creative freedom, and financial freedom.
And that comes from building a business that can run without you.
Here’s how you get there.
1. Systemize Everything You Do
Every time you solve a problem, write down the steps you took. That’s a system being born.
If you do it more than twice — automate it, document it, or delegate it.
Start small:
How do you handle a new client inquiry?
How do you process payments or invoices?
How do you deliver your product or service?
Create SOPs (Standard Operating Procedures). You don’t need a 40-page manual — even a shared Google Doc or Notion page works.
The idea: if you got sick for a week, your team (or a freelancer) should be able to follow the checklist and keep things moving.
2. Build a Team That Thinks Like Owners
Most business owners hire people to follow orders. Smart business owners hire people to make decisions.
When hiring or promoting:
Look for people who take initiative, not just instructions.
Give them context, not just tasks — tell them the “why” behind what they do.
Reward outcomes, not hours.
You want to build a team that can function like a brain, not a robot.
The less they depend on you for every decision, the more freedom you earn.
3. Automate the Repetitive Stuff
You don’t need to hire humans for everything.
Use tools. Lots of tools.
Zapier / Make (Integromat): Connect apps and automate tasks like lead follow-ups or invoice reminders.
AI assistants: Generate content, analyze data, or handle support questions.
Scheduling software: Stop wasting time booking calls manually.
Automation gives you leverage — and leverage is what separates people who “work harder” from those who “scale smarter.”
4. Know Your Numbers Like a CFO
You can’t delegate what you don’t understand.
And nothing will sink a business faster than poor cash management.
At minimum, track weekly:
Revenue: What’s coming in and from where.
Expenses: What’s going out (and whether it’s still necessary).
Profit margins: The real number that matters.
Cash flow: How much liquid cash is available right now.
Even if you have an accountant, review the numbers yourself.
Money leaks hide in plain sight — unused software, low-ROI ads, or unnecessary subscriptions.
Every dollar you recover adds to your runway and options.
5. Create a Repeatable Sales Engine
If your business depends on referrals or “word of mouth,” you don’t have a system — you have luck.
A predictable business has predictable lead flow.
That means:
A proven marketing channel (ads, email, content, partnerships).
A sales process that converts consistently.
Data on what works and what doesn’t — so you can scale with confidence.
Document how you attract leads, nurture them, and close deals.
If someone new joined your team tomorrow, could they follow the process and make sales?
That’s your test.
6. Design Your Exit (Even If You Never Leave)
Even if you don’t plan to sell your business, build it like you will.
Buyers (and investors) love businesses that:
Don’t rely on the owner.
Have recurring revenue.
Run on documented systems.
Show consistent profit growth.
Building this way gives you options — sell, step back, or scale up.
Freedom is having the option to walk away, not the need to.
The Payoff
A business that runs without you doesn’t just make money — it gives you control over your life.
You can take a vacation without checking Slack.
You can focus on strategy, not firefighting.
You can build a second business, invest more, or finally spend time doing what actually matters.
This isn’t theory — it’s how wealthy people think. They buy or build systems that generate income whether they’re working or not.
You can start today.
One system at a time. One delegation at a time.
Eventually, you’ll look up and realize:
Your business doesn’t need you anymore.
And that’s when you finally own it.
Fun Stuff
😂 Funny Joke of the Day
Why did the accountant break up with the calculator?
Because she felt like she was just another number in his spreadsheet! 📊💔
📜 Financial History – What Happened Today
On October 6, 1979, the U.S. Federal Reserve, under Paul Volcker, shifted its monetary policy to target money supply instead of interest rates — launching a brutal fight against inflation.
This moment redefined modern central banking and marked the start of the “Volcker Shock.”
🤯 Wild & Wacky Business Fact
Did you know that Amazon was almost named “Cadabra” (as in “Abracadabra”)?
Jeff Bezos changed it after a lawyer misheard it as “cadaver.” 💀
Talk about a brand coming back to life!
🤔 Would You Rather
Would you rather…
Have $1 million instantly, or
Get a penny that doubles every day for 30 days?
(Do the math… that penny becomes $5.3 million!) 💰
Thought of The Day
When you delay decisions, you’re not just postponing outcomes — you’re training hesitation. Every moment you stall, momentum weakens. Choose decisiveness over comfort.
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.