In partnership with

October 26, 2025

Welcome Back,

Happy Sunday! 🌤️

Good morning! I hope you’re easing into the day with something that makes you smile — maybe a slow breakfast, a long walk, or that second cup of coffee you actually get to enjoy while it’s still hot.

Here’s a little thought to start your Sunday: have you ever noticed how some people seem to make money flow — while others are always chasing it? The difference usually isn’t luck or talent… it’s systems.

Wealthy people don’t just work harder — they build systems that do the work for them. Systems for earning, investing, creating, and even resting.

That’s exactly what today’s post is about — how to think and discover the real secret to building scalable wealth. Once you start seeing your finances (and your life) as a network of repeatable, improving processes — everything starts to click.

So today, relax a little, reflect a little, and maybe start thinking about how to make your world run just a bit more smoothly.

Ryan Rincon, Founder at The Wealth Wagon Inc.

If you subscribed by accident or wish to no longer receive The Wealth Wagon content click here to un-subscribe →

Quote of The Day

“To be successful, you have to have your heart in your business and your business in your heart.”

Thomas Watson Sr.

PRESENTED BY BELAY

Time is Money. Get Yours Back.

Every hour you spend on admin is an hour stolen from growth. At your level, that adds up fast.

BELAY’s Delegation Guide and Worksheet gives you a proven framework to identify:

  1. Which tasks to release

  2. When to delegate them

  3. Who should own them

And when you’re ready, BELAY provides top-tier remote staffing solutions — U.S.-based, highly vetted, personally matched — to help you put those hours back where they belong: fueling strategy, leadership, and growth.

It’s not about doing more. It’s about doing what matters most.

U.S.

Trump targets Venezuela amid ‘peace’ rhetoric
Former President Trump, who has styled himself as a peacemaker, is reportedly escalating pressure on Venezuela’s leadership. The administration has been weighing new sanctions and diplomatic isolation measures as part of its strategy to push regime change, prompting renewed debate over U.S. interventionism.

Washington considers new sanctions on Russia
Officials are discussing another round of sanctions on Russia related to the ongoing war in Ukraine. While the U.S. is pushing for a tougher stance, it’s also urging European allies to share more of the economic burden amid rising global energy costs.

U.S.–Canada trade tensions flare up
Trump announced a 10% tariff increase on Canadian goods after a Canadian ad criticizing his tariff policies aired. The move reignited economic friction between the two countries and raised concerns about potential retaliation from Ottawa.

Politics

Federal workers face financial strain as shutdown continues
As the government shutdown stretches on, federal employees across the country are bracing for missed paychecks. Many say they are struggling to cover essentials, fueling public frustration and protests in major cities.

Shutdown limits access to food assistance funds
The administration confirmed that emergency food support programs cannot be expanded during the shutdown, leaving millions of low-income Americans without help as grocery prices remain elevated.

Europe pushes new federalist approach
European leaders, led by Mario Draghi, are advocating a “pragmatic federalism” to strengthen the European Union’s political and economic coordination. The initiative seeks to stabilize member states and accelerate post-crisis reforms.

Finance

Obamacare rate hikes hit Floridians hardest
A recent analysis found that rising healthcare premiums in Florida are surpassing national averages. Analysts say this could significantly affect middle-class families already facing elevated living costs.

Iran’s banking system hit by major failure
Iran has declared one of its largest state banks bankrupt as renewed sanctions strain the country’s financial sector. The government is attempting to stabilize markets amid public concern about the value of savings and the availability of cash.

XRP ETF crosses $100 million milestone
The first U.S.-listed exchange-traded fund (ETF) tied to XRP has surpassed $100 million in assets under management just days after launch. The surge reflects growing investor demand for regulated crypto investment vehicles.

Science

Mysterious interstellar object behaving erratically
Scientists studying a distant interstellar object say it appears to be decelerating in an unusual way. The anomaly has sparked speculation about its composition, trajectory, and whether it may reveal new insights into cosmic phenomena.

Asteroid discovery exposes solar system blind spot
Astronomers have detected a previously hidden asteroid orbiting close to the Sun. The find highlights a dangerous observational gap — a “blind spot” where sunlight often prevents detection of near-Earth objects.

SpaceX breaks annual launch record
SpaceX has completed its 2024 Starlink schedule with a record number of orbital launches. The company’s continued success reinforces its dominance in the commercial space sector and expands global satellite internet coverage.

Technology

OpenAI unveils Atlas as web navigation assistant
OpenAI introduced “Atlas,” a new AI designed to guide users through online content. While innovative, early reactions are mixed — some experts question whether such a tool is necessary or poses risks to browsing autonomy.

Google developing new multitasking tools for tablets
Google is reportedly working on major updates for Android tablets, including enhanced split-screen functions and improved app docking. The upgrades aim to make larger devices more competitive with Apple’s iPad ecosystem.

Halo franchise returns under Microsoft’s new vision
Microsoft is expanding its Halo universe with a fresh installment designed to compete with PlayStation’s biggest exclusives. The upcoming title will emphasize narrative depth and next-gen visuals to revive the iconic series.

PRESENTED BY ROKU

CTV ads made easy: Black Friday edition

As with any digital ad campaign, the important thing is to reach streaming audiences who will convert. Roku’s self-service Ads Manager stands ready with powerful segmentation and targeting — plus creative upscaling tools that transform existing assets into CTV-ready video ads. Bonus: we’re gifting you $5K in ad credits when you spend your first $5K on Roku Ads Manager. Just sign up and use code GET5K. Terms apply.

Today’s Snapshot

The Secret to Building Scalable Wealth

Most people approach money reactively.
They see opportunities → jump in → fix problems → repeat.

That’s fine when you’re small. But if you want to build lasting wealth — the kind that compounds and doesn’t fall apart when life gets messy — you need to start thinking in systems.

Systems thinking is how great businesses scale, how investors manage portfolios, and how wealthy people keep getting wealthier — without losing their sanity in the process.

Let’s break down how to use systems thinking to create wealth that runs without constant supervision.

1. What a “System” Actually Means (in Plain English)

A system is simply a repeatable process that delivers predictable results — with minimal manual input.

That could mean:

  • A marketing funnel that brings leads every week

  • A portfolio that grows passively while you work

  • A team that runs your business without you constantly checking in

  • A money management plan that invests automatically every month

Systems create leverage.
Leverage creates freedom.
Freedom creates wealth.

2. The Wealth-Building Loop

Here’s a simple way to visualize the system wealthy people operate by:

Earn → Invest → Automate → Reinvest → Optimize → Repeat

Each part feeds the next. Let’s break it down.

  • Earn: Build an income engine — a business, career, or skill that generates consistent cash flow.

  • Invest: Direct a portion of that income into assets (stocks, real estate, businesses).

  • Automate: Create structures so saving and investing happen without you deciding each time.

  • Reinvest: Let your returns generate even more returns.

  • Optimize: Refine your systems to eliminate inefficiency and grow faster.

You’re no longer working for money — your systems are.

3. Applying Systems Thinking to Business

If you’re a business owner, your entire company is a collection of systems — whether you realize it or not.

Ask yourself:

  • How does revenue come in? (System: marketing + sales)

  • How do customers get served? (System: operations + delivery)

  • How does the business maintain quality? (System: processes + management)

  • How does profit get reinvested? (System: finance + growth)

When one system breaks, everything slows down.
When all systems work together, your business becomes a machine.

And the goal? To make that machine run without you doing everything.

Start by documenting the 5–10 key recurring activities that drive results — then delegate, automate, or standardize them.

4. Applying Systems Thinking to Investing

Investors often make emotional decisions — chasing hype, panicking at dips, or jumping from one idea to the next.

The pros? They use systems.

A professional investor doesn’t think, “Should I buy today?”
They follow a rule-based process.

Example of a simple personal investing system:

  • Invest a fixed amount on the 1st of every month (automation).

  • Allocate 70% to index funds, 20% to real estate, 10% to speculative plays.

  • Rebalance once per year.

  • Never touch invested money for short-term needs.

You could have a $5,000 portfolio or a $5 million one — this approach works.
Why? Because it removes emotion and builds consistency.

5. Applying Systems Thinking to Your Personal Finances

Most people budget manually, track expenses reactively, and make investment decisions emotionally.

Instead, treat your finances like a business:

  • Revenue: Your income sources (salary, side hustle, business profits)

  • Expenses: Categorize and automate payments

  • Profit: Whatever’s left — redirect to investments

  • Reinvestment: Use profits to create new income streams

Automate the flow of your money the same way companies automate payroll and expenses.
Because your personal economy should operate like a company — lean, efficient, and predictable.

6. The Compounding Effect of Systems

Here’s what’s wild:

Once your systems are in place, every improvement multiplies your output — not just adds to it.

For example:

  • Automate $2,000/month into investments → 10 years later, $400k+

  • Add 10% more income → that compounds across every system

  • Improve one sales funnel → profit rises without extra work

You start stacking leverage — in time, money, and knowledge.

Wealth becomes less about effort… and more about design.

7. Start Small — Then Scale

You don’t need a huge business, massive income, or complex spreadsheets to start thinking this way.

Here’s how you can begin this week:

  1. Identify one repetitive financial or business task you handle manually.

  2. Automate it — or at least standardize it with a clear process.

  3. Document what worked and improve it monthly.

Do that over and over.

One day, you’ll look around and realize:
Your wealth is growing — and you’re not the one pushing it uphill anymore.

Final Thought

Most people build wealth through hustle.
The wealthy sustain it through systems.

Your income might get you started, but your systems are what keep you free.

The sooner you start designing them, the sooner you stop trading time for control — and start building something that works whether you’re grinding or not.

Thought of The Day

Sometimes the smartest move isn’t adding more—it’s removing what weighs you down. Clarity comes when you simplify focus, not when you multiply distractions.

That’s All For Today

I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙

— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.

Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.

Reply

or to participate

Keep Reading

No posts found