October 14, 2025

Happy Tuesday, everyone!

Good morning! I hope your coffee’s strong, your mindset’s calm, and your goals feel just a little bit closer today. Tuesdays are that quiet power day — the one where momentum starts to build and the week begins to take shape.

Now, let’s talk about something that’s on everyone’s mind lately: inflation. It’s like that uninvited guest who keeps showing up — slowly making everything a little more expensive (even your favorite snack). But here’s the good news: smart investors don’t panic… they adapt.

Today’s post is all about that — how to protect and grow your money in a high-inflation economy. You’ll learn how to make your cash work harder, which assets tend to shine when prices rise, and how to stay calm when the headlines don’t.

So take a deep breath, stay sharp, and remember: inflation doesn’t just destroy wealth — for those who play it right, it creates opportunity.

— Ryan Rincon, Founder at The Wealth Wagon Inc.

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— Jack Welch

Market Update: The Nasdaq rocketed +2.21% to $22,694.61, leading a strong comeback across the board. The S&P 500 followed with a healthy +1.56%, while the Dow Jones climbed +1.29%, signaling a broad-based rebound in risk appetite.

Crypto joined the party — Bitcoin rose +0.62% to $115,815.70, showing renewed strength after recent volatility. Gold ticked up modestly +0.13%, but Silver stole the show, surging +7.47%, its sharpest daily gain in weeks.

In the corporate world, Apple added +0.97% to $247.66, keeping its uptrend intact, while Broadcom dominated the tech headlines with a massive +9.88% rally, likely driven by upbeat earnings or AI optimism. The only blemish? Visa, down just -0.10%, barely missing the green wave.

📊 The vibe: A full-fledged rebound rally — tech and metals are shining, sentiment is perking up, and momentum is back on the bulls’ side. After a week of uncertainty, Wall Street’s confidence seems to have found its footing again.

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Mali enforces $10,000 visa bond on U.S. citizens
Mali will now require a $10,000 refundable bond from American visitors, mirroring a recent U.S. visa restriction. The policy aims to assert “reciprocal fairness” in international travel rules. Analysts say it reflects rising diplomatic friction between the two nations.

Dow surges 600 points as U.S.–China trade tensions ease
Wall Street rallied after signs of de-escalation in the U.S.–China trade dispute. Tech and manufacturing stocks led the gains as investors regained confidence. Analysts say markets are responding positively to renewed dialogue between the two superpowers.

U.S. anti-abortion activists look to influence British politics
American activists who helped overturn Roe v. Wade are now targeting the U.K. Abortion rights groups warn of coordinated campaigns to shift British policy. The story underscores growing transatlantic ties among anti-abortion organizations.

Government shutdown begins to impact public services across the U.S.
Ongoing government shutdown is starting to affect public-facing agencies. Passport processing, food safety inspections, and benefit disbursements are slowing. Economists caution that a prolonged closure could have wider ripple effects on the economy.

Outcry over ban on female journalists at Afghan press event
Growing backlash after Afghan officials barred women reporters from attending a recent press conference by Taliban minister Amir Khan Muttaqi. Media advocates call it a major setback for press freedom. The incident adds to global concerns about gender-based restrictions in Afghanistan.

Former Indian minister Chidambaram denies charges of political pressure
Senior Congress leader A. P. Chidambaram dismissed speculation that criminal investigations against him influenced party decisions. He accused rivals of spreading misinformation to damage his credibility. The case highlights ongoing tension within India’s opposition ranks.

India’s retail inflation cools to eight-year low in September
India’s consumer inflation dropped to its lowest level since 2016, easing pressure on households. The decline was driven by lower food and fuel prices. Economists say the trend could allow the Reserve Bank of India to maintain steady interest rates.

Trump declares inflation “defeated” as Fed cuts rates again
President Trump’s claim that inflation has been conquered amid new rate cuts. Experts note, however, that prices for key essentials remain elevated. The statement reignites debate over how inflation data reflects the real cost of living for families.

Economists forecast steady growth but slower hiring ahead
Modest GDP expansion through early 2026, but warn of cooling labor markets. Rising productivity and investment remain positive signs despite political instability. The consensus points to a “soft landing” rather than a sharp downturn.

Windows 10 support officially ends — what users should do next
Microsoft will cease regular updates for Windows 10 starting tomorrow. The company is encouraging upgrades to Windows 11 for improved security and features. Experts warn staying on the older OS could expose users to serious vulnerabilities.

Apple insider leaks major product wave ahead of launch event
Reliable leaker claims Apple will announce up to ten new devices in its next event. Expected products include refreshed iPads, Macs, and new accessories. The leak suggests Apple is preparing a major hardware cycle before the holiday season.

Early October Prime Day brings major discounts on TVs and tech
Steep discounts on electronics ahead of Amazon’s Prime Day. One standout deal: a 75-inch QLED TV priced under $400. Analysts say the sale reflects retailers’ push to jumpstart holiday spending amid tightening budgets.

Gold could soar to $5,000, but some fear bubble burst
Bullish forecasts predicting gold could climb to $5,000 amid global uncertainty. However, skeptics warn that rapid gains might precede a sharp correction. Analysts see safe-haven demand rising as investors hedge against inflation and geopolitical risk.

Popular holiday spice recalled over contamination concerns
Consumers to check their pantries after a major spice recall ahead of the holiday season. The recall involves cinnamon-based blends linked to possible contamination. Health authorities urge prompt disposal and refunds through official retailers.

China’s exports surge despite growing U.S. trade war tensions
Chinese exports have jumped significantly even as a renewed trade dispute with the U.S. looms. Analysts attribute the rise to strong demand in developing markets. The trend complicates Washington’s efforts to pressure Beijing through tariffs and restrictions.

Inflation doesn’t just make groceries more expensive — it quietly erodes your purchasing power, savings, and future wealth.

And the hard truth?
Even if you make great money, you can still lose ground if your money isn’t growing faster than prices.

So let’s get practical. Here’s exactly how to think — and act — to protect and grow your wealth when inflation’s high.

When inflation runs at 5%, your money loses 5% of its value in real terms every year.
That means your $100,000 sitting in the bank today is only worth $95,000 a year from now — even if the number on the screen doesn’t change.

It’s an invisible tax that punishes cash holders and rewards investors.

To win, you need to shift from saving to allocating — putting your money in places where it at least keeps up with (and ideally beats) inflation.

Yes, you need liquidity — but not too much.

Here’s a simple framework:

Idle cash looks safe — until you realize it’s quietly losing value every day.

The most reliable way to protect your money from inflation is to own things that rise in value as prices rise.

Some of the best inflation-resistant assets include:

And for business owners: your own business is often the best inflation hedge. If you can raise prices, increase efficiency, or add value faster than costs rise, you win.

When someone tells you they’re earning 5% on an investment while inflation is 6%, they’re not earning — they’re losing.

Always look at real returns (your return minus inflation).
That’s the only number that matters.

Example:

That’s your true growth rate. Anything below that means you’re falling behind.

If you run a business, your biggest inflation weapon is pricing power — your ability to raise prices without losing customers.

Companies (and industries) with strong brands or essential products always outperform here.

Think Apple, utilities, healthcare, or even small businesses with loyal local followings.

If you’re building something — focus on being indispensable, not just affordable.

Price flexibility is one of the most valuable forms of inflation protection.

Here’s where it gets interesting.

Inflation punishes cash… but it also devalues debt.

If you borrow money at a fixed rate and inflation rises, you’re paying that debt back with cheaper dollars.

This means:

Caution: this only works if your income or asset values rise too. Don’t over-leverage — but understand that in inflationary times, well-structured debt can work in your favor.

High inflation doesn’t hit every country equally.

If you’re an investor, consider global diversification — international ETFs, foreign real estate, or companies with global revenue streams.

This spreads your risk and gives you exposure to economies that might benefit when others are struggling.

This one sounds cliché, but it’s still undefeated.

The most inflation-resistant investment you can make is in skills, expertise, and relationships.

Why?
Because as the cost of everything rises, the market rewards those who can create value — and those people can command higher income, fees, or equity.

Invest in education, certifications, or simply building something of your own.
Returns on knowledge always beat inflation.

Inflation is one of those forces that quietly separates the financially educated from the financially reactive.

You can’t control it — but you can position yourself to benefit from it.

The goal isn’t just to “beat inflation.”
It’s to design a financial system for yourself where inflation doesn’t scare you — because you’ve already built the kind of wealth that adjusts and grows right along with it.

That’s the difference between surviving the economy and mastering it.

I have keys but no locks. I have space but no room. You can enter, but can’t go outside. What am I?

This company was founded in 1975 by two college dropouts in Albuquerque, New Mexico — and changed the way the world uses computers forever.

In 1929, the Dow Jones Industrial Average hit a temporary high — just days before the Wall Street Crash that sparked the Great Depression. A harsh lesson in speculative excess and the fragility of market euphoria. 📉

In Iceland, there’s a company that sells bottled air to tourists as a souvenir.
Yes — literal air. The founder once said, “We’re exporting freshness.” 💨🇮🇸

*Answers at the bottom

Riddle - Answer: A keyboard! ⌨️

Guess the Company - Answer: Microsoft 💻