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October 12, 2025

Welcome Back,

Happy Sunday, everyone! ☀️

Good morning! I hope you’re feeling rested, recharged, and ready for a fresh new week ahead. Sundays are special — a chance to slow down, think clearly, and maybe plan a few moves that your future self will thank you for.

Here’s something to think about while you sip your morning coffee: What if you could build multiple income streams — not just for now, but ones that actually last? Because here’s the truth — real wealth isn’t about juggling a bunch of side hustles until you burn out. It’s about creating systems that keep flowing, even when you’re not actively working. 🌊

That’s exactly what today’s post is about — how to build multiple income streams that actually last. You’ll learn what makes an income stream sustainable (and which ones quietly drain your time instead).

So enjoy your Sunday, take a deep breath, and remember — the goal isn’t to do everything, it’s to build enough things that quietly work for you while you enjoy life. 🌿

Ryan Rincon, Founder at The Wealth Wagon Inc.

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Quote of The Day

“The best way to predict the future is to create it.

Peter Drucker

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U.S.

Burkina Faso halts deportations after U.S. visa suspension
Burkina Faso has refused to accept deportees from the U.S. after Washington stopped issuing visas to its citizens. The dispute centers on repatriation policy and diplomatic reciprocity. Officials warn tensions could strain broader regional cooperation with the U.S.

Arab states quietly expanded military cooperation with Israel during Gaza war
Declassified files show several Arab governments deepened security coordination with Israel amid the Gaza conflict. The cooperation included intelligence sharing and airspace access agreements. Analysts say the disclosures reveal shifting regional alliances despite public criticism of Israel’s actions.

China strikes back at Trump after months of rising tension
China retaliated to new U.S. trade measures, ending hopes for a diplomatic thaw. The move follows escalating rhetoric from both sides. Economists warn the standoff could disrupt global markets as tariffs and restrictions expand.

World

Africa’s elder statesmen resist retirement as longevity rises
Trend of aging leaders across Africa refusing to step down, led by the continent’s oldest head of state. Analysts say the phenomenon reflects both tradition and entrenched power structures. Younger citizens increasingly call for leadership renewal.

Israel prepares hostage exchange as Gazans return to shattered homes
Israeli officials expect the release of several hostages as part of a new ceasefire phase. Meanwhile, Palestinians are returning to heavily damaged neighborhoods in Gaza. Aid groups warn that humanitarian needs remain dire despite easing violence.

France’s “soldier monk” PM braces for fierce budget battles
French Prime Minister Sébastien Lecornu is gearing up for tough negotiations over spending cuts and tax reforms. Nicknamed Macron’s “soldier monk,” he’s balancing fiscal discipline with political unrest. The outcome could shape France’s fragile governing coalition.

Finance

Ohioans face steep Obamacare hikes if federal tax credits lapse
Thousands of Ohio residents could lose affordable health coverage if key tax subsidies expire. The credits have kept premiums stable for years under the ACA. Without congressional renewal, insurance costs could surge by hundreds per month.

Medicare drug coverage options shrink amid insurer exits
Seniors face fewer prescription plan choices heading into 2026. Major insurers are cutting offerings due to rising costs and regulatory uncertainty. Experts warn beneficiaries may need to change plans or pay higher out-of-pocket expenses.

Investors squeezed as dollar short trade turns painful
The once-popular “short dollar” bet is backfiring as the U.S. currency strengthens. Hedge funds are facing mounting losses amid global volatility. Analysts say renewed dollar demand underscores investor caution amid political and economic instability.

Economy

Critics claim U.S. aid to Argentina benefited select investors
Controversy over American financial assistance to Argentina, alleging insider gains among private investors. Lawmakers are demanding transparency into how relief funds were distributed. The issue is adding pressure to the administration’s foreign aid oversight.

Inflation report to arrive despite government shutdown gridlock
Labor Department will still release inflation data even as most agencies remain closed. Economists say the numbers could influence future rate decisions. Businesses and markets are watching closely for signs of cooling prices.

China earns billions in debt repayments from poorer nations
China received nearly $4 billion in loan repayments from developing countries in the past year. Critics say the payments exacerbate debt distress in struggling economies. Beijing maintains that its lending terms remain fair and transparent.

Business

Trump administration cancels large Nevada solar power project
Federal officials scrapped a major renewable energy project, citing environmental and budgetary concerns. The solar farm was expected to power hundreds of thousands of homes. Environmental advocates call the decision a major setback for clean energy policy.

Marc Benioff urges Trump to send National Guard to San Francisco
Salesforce CEO Marc Benioff called for deploying the National Guard to tackle homelessness and crime in downtown San Francisco. The billionaire argues city leaders have failed to restore order. His remarks reignite debate over public safety and corporate influence.

Consumer sentiment hits lowest level in over a decade
Americans’ outlook on household finances has plunged to its weakest point since the early 2010s. Rising prices, political instability, and high borrowing costs are weighing heavily on confidence. Economists warn the trend could slow holiday spending and growth.

Today’s Snapshot

How to Build Multiple Income Streams That Actually Last

Everyone talks about “multiple streams of income.”
It’s one of those phrases that sounds great — until you realize most people have no idea how to build real ones.

Most chase trendy side hustles or scatter energy across random projects. A few work out… but most just fizzle out.

So, how do you build income streams that actually stick — ones that grow, sustain, and compound over time?
Let’s break it down.

1. Understand the Two Kinds of Income Streams

Not all income is created equal. You’ve got:

  • Active income: You trade time for money (a job, freelancing, consulting).

  • Passive income: You set it up once, and it earns over time (investments, royalties, businesses, etc.).

The mistake? Most people try to skip straight to passive income — without first building active income that funds it.

Here’s the right order:

  1. Use active income to create a surplus.

  2. Use that surplus to build or buy assets that create passive income.

No shortcuts. But it works.

2. Start With What You Already Know

Before you start something new, look at your existing skills, network, and access.

Ask yourself:

  • What do I already know that people pay for?

  • What systems or processes could I improve and monetize?

  • Who in my network has resources or knowledge I can collaborate with?

You don’t have to reinvent the wheel. You just need to monetize what you already understand.

For example:

  • A finance exec could create a consulting service for startups needing CFO help.

  • A business owner could license systems they’ve already built.

  • A young person without experience could offer digital or operational support for small businesses.

The goal: Start close to what you know, then expand outward.

3. The Three Foundations of Lasting Income Streams

To be durable, every income source needs three things:

1. Demand: Someone wants it.

2. Leverage: It can scale without equal effort.

3. Durability: It won’t vanish when the market shifts.

For example:

  • A job has demand and durability, but little leverage.

  • A course or digital product has leverage and demand, but might lack durability if trends shift.

  • Real estate has all three — but requires capital and management.

When you’re deciding what to build next, think: Does it have all three — or can I make it so?

4. The Four Categories of Scalable Income

Here are the main types of income streams that can actually scale over time:

  1. Financial Investments — Stocks, index funds, bonds, REITs, real estate, etc.

    • Low time input, but requires capital.

    • Great for long-term wealth.

  2. Digital Assets — Courses, content platforms, affiliate marketing, e-books, or digital tools.

    • Medium setup effort, high leverage potential.

    • Great for people with expertise or strong communication skills.

  3. Business Ownership — Either your own or partial stakes in others’.

    • High effort upfront, but potentially the biggest payoff.

    • Ownership is the ultimate leverage.

  4. Skill-Based Income — Consulting, freelancing, advising, or contract work.

    • Easy to start, quick cash flow, and a bridge to passive income later.

Smart investors and entrepreneurs usually build a mix — not all at once, but layer by layer.

5. The “One-Year Rule”

Here’s something no one tells you: Every new income stream takes 6–12 months to stabilize.

That means for a year, you’ll likely:

  • Earn little to no money.

  • Make mistakes.

  • Feel like it’s not working.

And then, almost suddenly, it compounds — clients refer others, systems improve, and things start clicking.

If you give up too early, you never see that inflection point.

So — before starting something new, ask:

“Am I willing to commit one full year to this without expecting instant results?”

If not, it’s probably not worth starting.

6. Reinvest, Don’t Just Earn

The fastest way to go from one stream to several is to reinvest the profits from one into the next.

That could mean:

  • Taking profits from a business and buying real estate.

  • Using consulting income to build digital products.

  • Using rental income to buy dividend stocks.

Each new layer supports the others — creating stability and compounding growth.

It’s how people go from one income source to five in under a decade without burnout.

7. Simplify and Systemize

Here’s a trap people fall into: they build multiple income streams that all depend on them.

That’s not multiple streams — that’s multiple jobs.

Instead:

  • Automate what you can.

  • Delegate repetitive work.

  • Document processes.

The goal is to make each stream function without constant supervision.

When something can run without you checking in daily, you’ve built true passive leverage.

Final Thought

Building multiple streams of income isn’t about chasing every opportunity.
It’s about creating a system of cash flow and ownership that supports your freedom.

Start with one, do it well, and reinvest what you earn into the next.
Stay consistent for a few years — and one day you’ll look back and realize…

You’re no longer working for money.
Your money — and your systems — are working for you.

Fun Stuff

😂 Funny Joke

Why don’t stock traders read novels?
Because they only care about the short stories! 📉📖

💰 Financial History

In 1981, IBM introduced its PC-DOS 1.0 computer operating system, partnering with a small company called Microsoft. That deal set the stage for one of the most profitable business relationships in history. 🖥️💰

🤯 Wild & Wacky

Did you know IKEA’s product names come from a quirky system? Chairs are named after Swedish towns, rugs after Danish places, and beds after Norwegian locations. No wonder your furniture sounds like it came from a geography quiz! 🛋️🌍

💡 Would You Rather

Would you rather…
💼 Have unlimited business ideas but no time to execute them,
or
🕒 Have all the time in the world but only one big idea? 🤔

🧠 Brain Teaser

A farmer needs to take a fox, a chicken, and a bag of grain across a river. His boat can only carry him and one item at a time. If left alone, the fox will eat the chicken, and the chicken will eat the grain.

How can he get all three across safely?

*Answers at the bottom

Thought of The Day

Every risk avoided is also an opportunity missed. Growth lives on the edge of uncertainty — step closer to it, and life expands accordingly.

Answers

Brain Teaser - Answer:
1️⃣ Take the chicken across first.
2️⃣ Go back, take the fox, and bring the chicken back.
3️⃣ Leave the chicken, take the grain across.
4️⃣ Finally, go back and get the chicken.
All three safe and sound! 🦊🐔🌾

That’s All For Today

I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙

— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.

Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.

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