June 29, 2025

Happy Sunday, everyone! 🛋️
Good morning! I hope you’re reading this with a cozy drink in hand, your feet up, and absolutely no idea what time it is. That’s peak Sunday energy.

Here’s a thought to chew on while you relax: The real flex isn’t flashy—it’s ownership.

Ownership of your time. Your decisions. Your future. Your stuff. And no, you don’t need to own five properties and a yacht to feel it. It starts small—one smart choice, one asset, one move in your name. 🏡📈

Today, we’re talking about why ownership changes the game—and how to start building it, no matter where you’re beginning.

Let’s make “I own that” your favorite sentence—slowly, steadily, and intentionally.

— Ryan Rincon, Founder at The Wealth Wagon Inc.

— Leonardo da Vinci

Goldman Sachs Greenlights $2B Private Credit Fund for SMEs
Goldman Sachs just launched a $2 billion private credit fund targeting mid-market companies looking for flexible financing . Bankers, take notice—this is debt on a growth mission.

BlackRock Reports a Record $120B in ETF Inflows Year‑To‑Date
BlackRock bragged about pulling in a whopping $120 billion into its ETF lineup this year . Passive investing remains capital’s favorite highway.

Moody’s Downgrades Housing Debt—But Sees Stabilization Ahead
Moody’s lowered ratings on packaged housing loans amid rising delinquencies—but also hinted that defaults are leveling off . Not a panic, just pragmatic finance.

Microsoft Pilots 4–Day Workweek with No Pay Cuts
Microsoft is testing a 4-day week in select offices, keeping full pay while tracking productivity and employee feedback . Work smarter, not longer.

Glassdoor Data Shows ‘Work-Life Fit’ Now Tops Salary in Job Searches
For the first time, more job seekers rank work-life fit over pay—beat out salary importance by a slim margin . Employees want balance, not burnout.

CommonBond Launches Income-Share Loans for Graduate Programs
CommonBond introduced income-share agreements—students pay after earning, instead of taking on debt up-front . Think of it as “grad school, pay-as-you-earn.”

San Francisco Rental Rates Expected to Climb 4–6% This Year
With prices now 30–50% below pre-pandemic highs, analysts predict SF rents will rise 4–6% as demand returns . Urban rebound = investor opportunity.

Multifamily Commercial Property Investment Up 33% YoY to $28.8B
Investment in multifamily CRE surged 33% year-over-year to $28.8 billion in Q1—even amid rising interest rates . People still need homes, and investors still need ROI.

Office Property Deals Surge 80%, Bringing $6.2B in January Volume
Office space has made a comeback: January’s deals hit $6.2 billion—surging 80% year-over-year . Work-from-home still trendy, but offices are reclaiming value.

Canada-EU Pact Signed for Green Hydrogen Trade
Canada and the EU signed a trade pact focused on green hydrogen—pushing clean-energy cross-border collaboration . Energy diplomacy gets a sustainable twist.

EU Court Tightens Rules on Tech Giants—Algorithms Must Be Transparent
The EU’s top court ruled that big tech must explain how its algorithms work—boosting digital transparency . Expect more regulation and resume resets in dev teams.

UN Agrees on Global Digital Tax Standards for Big Tech
The UN approved a framework to tax digital giants globally—aiming to equalize who wins from global apps . Big Tech’s tax game just got harder to dodge.

NFL Secures $120B Broadcast Deal with Amazon, CBS & Fox
The NFL clinched a major media rights deal worth $120B over 11 years, increasing Thursday Night Football’s exposure across multiple platforms . Prime-time viewing is about to get huge.

Wimbledon Implements AI Line‑Calling This Year
Wimbledon has introduced AI-powered line-calling for the tournament, phasing out human mistakes on crucial calls . Tennis fans will see accuracy—and controversy—elevated to 4K.

Canada–U.S. Officials Forge Preliminary Peace Deal in Africa
U.S. and Qatari diplomats brokered a ceasefire agreement between the DRC and Rwanda—signaling renewed focus on African stability . (Though not sports, it’s a major diplomatic win pulling global attention.)

Let’s be honest for a sec.

Scrolling through your feed these days, it can feel like everyone is either:

And if you're sitting there thinking, “Cool… but I’m just trying to figure out what my move is,” you’re not alone.

So let’s take the pressure off. You don’t need to go viral or build the next Tesla.

You just need to start owning stuff.

Let me explain.

Here’s a little wealth truth they didn’t teach us in school:

You can either work for money or own the thing that makes money.

Wealthy people? They choose ownership — over and over again.

They own:

Because ownership does this magical thing:
It keeps earning even when you’re not clocked in.

Let’s make this real. Ownership doesn’t have to mean millions in capital or co-founding a tech unicorn.

Here are some doable ways to start owning your future:

This could be a:

Create it once. Sell it forever.
Even if it brings in $200/month? That’s $2,400 a year — and it stacks.

No, you don’t need to dance on TikTok. Just:

Your voice becomes an asset.
Your network becomes an asset.
People pay attention — and then they pay you.

This one’s for the more business-minded readers.

Don’t want to start a business from scratch? Cool.
Offer your skills to someone else’s business in exchange for a small equity slice.

Sweat equity is still equity. And equity is a long game with big upside.

Simple is sexy.

Stocks are little pieces of the economy you can own.
The longer you hold them, the more you benefit from compounding — aka the universe’s cheat code.

Don’t have $100K to buy a rental property? You’ve still got options:

The point is: own something, even if it’s small.

Totally fair question.

Start by asking yourself:

Then ask:

You don’t need a 10-year plan. Just a small project with ownership built in.

This isn’t an overnight thing. It’s a stacking game.

You might start with:

That may not sound like much.
But guess what? Most people never get any of those.

You’re already ahead when you own something that works while you sleep.

Your job, your freelance gigs, your client work — that’s all good.

It feeds the now.

But ownership?
Ownership builds the later.

Even one small ownership move per year can change your entire trajectory over the next 3–5 years.

So ask yourself this week:

“What’s something small I could own — not just trade time for?”

Start there.

That’s how wealth really begins.

Spencer Rascoff co-founded Zillow. Austin Allison sold his company to Zillow for $125M. Now they’re transforming the $1.3T vacation home market via co-ownership. By selling shares of luxury properties, Pacaso’s already earned $100M+ in gross profit.

Invest today

Clue:
Originally a small auction site, this platform helped turn side hustles into storefronts and bidding into a digital sport.
It even once sold a town online.

June 29, 2007:
Apple released the first iPhone.
It changed everything — from how we communicate, shop, and invest, to how entire industries operate.
A product launch that became a cultural and economic milestone.

Slack started as a failed gaming company.
The game didn’t work out — but the internal messaging system did.
That tool became Slack, which was later acquired by Salesforce for $27.7 billion.
Pivot hard. Win harder.

You buy 10 shares of a stock at $50.
It rises 20%, then drops 25%.
What’s your final total value?

*Answers at the bottom

Guess the company - Answer: eBay

Brain teaser - Answer: