July 7, 2025

Happy Monday, everyone! ✨
Good morning! New week, new energy, new chance to drink water before coffee (or at least pretend that’s your plan).

Today we’re talking about something way more exciting than budgeting apps or spreadsheets—it’s your Freedom Number.

That’s the number that says, “Hey, you don’t have to work out of fear anymore. You get to choose.” 💬💸

Whether it covers your basic expenses, buys back your time, or gives you enough breathing room to take a risk—you need to know your number. Not someday. Not eventually. ASAP.

Let’s dig into how to find it, what it really means, and how knowing it can totally shift your mindset and momentum.

Because freedom isn’t just a dream—it’s a number. And you’re a lot closer than you think.

— Ryan Rincon, Founder at The Wealth Wagon Inc.

— Socrates

Indonesia Launches Asia’s Largest EV Charger Network
Indonesia rolled out 200+ fast EV chargers along its main highways, becoming Asia’s largest road-trip-ready network. Lap one: Bali to Jakarta without range anxiety. Electric travel just got turbocharged.

UK and EU Strike Deal on AI Export Controls
The UK agreed with the EU on a joint framework for AI-related export restrictions—raising the bar for safe-trade compliance. Think fewer export friction points with tighter AI oversight. Trade meets tech meets trust.

Japan’s Cabinet Approves Historic Corporate Tax Cut
Japan’s government passed a tax-break package reducing corporate taxes by up to 22%—aimed at stimulating investment and innovation. CEOs: time to eye expansion in Asia. Shrinker bills, bigger ambition.

F1 Announces Record Revenue Deal for 2026 TV Rights
Formula 1 signed a new global broadcast rights deal worth over $4.4B for 2026–2030. More tracks, more eyeballs—and more corporate tailgates. Sponsorships just went into overdrive.

NBA Sets Social Media Engagement Record Mid-Season
The NBA reported record-breaking engagement on TikTok and Instagram—up 35% YOY—especially driven by behind-the-scenes player content. Basketball fans aren’t just cheering courtside anymore; they’re swiping, too.

La Liga Expands U.S. Footprint with Five New Broadcast Partners
Spain’s La Liga inked deals with five new U.S. broadcasters, broadening its reach by 40%. Soccer execs, your boardroom is looking international. More games = more ad dollars.

U.S. Bank of America Launches AI‑Driven Loan Approval Tool
Bank of America debuted an AI-powered system automating small-business loan approvals—cutting processing time from days to hours. Loans going live in less than 24? That’s fintech hustle.

Royal Bank of Canada Taps ChatGPT for Client Service Pilot
RBC is testing ChatGPT-powered customer support for personalized banking answers. Serious banking, casual chat. Robo-bankers are joining the front line.

SEC Approves ESG Tailored Disclosure Standards for Mutual Funds
The SEC greenlit new mutual-fund reporting rules requiring standardized ESG disclosures—making it easier to compare ESG claims. No more greenwashing guesswork. Performance meets planet.

IKEA Adds Sustainability Scores to Every Product Online
IKEA now shows carbon and water impact scores next to every item in its online catalog. Furniture meets transparency. Now your chair’s impact isn’t a mystery.

Starbucks Trials AI Barista to Optimize Drink Prep
Select Starbucks stores in Seattle are piloting AI-mounted stations that predict your coffee order. “Your usual?” suggested before you blink. Barista bots might make your morning smoother.

Costco Expands Same-Day Delivery to 20 Additional U.S. Cities
Costco’s not letting team members fend for themselves this summer—adding same-day delivery in 20 more U.S. locations. Bulk shopping with instant gratification.

Fintech Klarna Raises $500M in New Funding at $45B Valuation
Klarna just closed a fresh funding round, vaulting its valuation to $45B—despite global economic uncertainty. BNPL still packs a punch for investors.

Health Startups Score $300M in Cancer Data Initiative
A consortium of 20 healthtech startups received $300M in angel and VC funding to build an AI-driven cancer patient data hub. Bio + bytes: data-driven healthcare’s next frontier.

Robotaxi Startup Motional Secures Scaled-Up Regulatory Green Light
Motional got clearance to run expanded driverless-cab services in Las Vegas—adding 200 new vehicles to its fleet. Robo-cars are rolling out for real.

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Hey friend — quick question for you:

How much money would you need coming in each month to not stress about money anymore?

Not to live like a baller.
Not to retire forever.
Just to breathe. Think clearly. Build things you want to build — not things you have to build.

That number?

It’s your freedom number.

And knowing it can change the entire way you look at money, work, business, and life.

Let’s break it down — super simply.

Your freedom number is the minimum monthly income you’d need to cover your essentials and give you breathing room.

It’s the number that lets you:

It’s like having a financial parachute.

You’re not flying private yet… but you’re definitely not stuck in the back of the budget plane either.

Here’s the thing:

Most people say they want to be “rich” or “wealthy,” but they have no clue what that actually looks like.

So they chase vague goals:

Cool, but also… not that helpful.

Because if you don’t know what enough looks like, you’ll never know when you’ve arrived.

Your freedom number gives you a finish line you can actually cross.

Once you hit it?
You get your time back.
Your options multiply.
You stop making desperate decisions.

Even if you never “retire,” you’ve now got leverage.

Don’t worry — no complicated spreadsheets here. Let’s keep it casual.

Grab a pen (or Notes app) and jot this down:

What do you need to live a comfortable, simple life?

Think:

Let’s say that totals to: $2,800/month

These aren’t luxuries — just the stuff that makes life feel less tight.

Add another $500–$700 here.

So now we’re at around $3,500/month.

Always give yourself a margin of safety.

So maybe your real number is $4,000/month.

Boom. That’s your freedom number.

Hit that consistently — through income, investments, or a combo — and you’ve unlocked a new level of autonomy.

You don’t need to flip your life upside down or launch a 9-figure startup.

Here’s how people across different stages get there:

Let me paint the picture.

You’ve built up a system — maybe it's a business, some investments, a couple retainers, or a side hustle.

And now $4,000 is showing up automatically every month.

Suddenly:

It’s not “freedom forever.” But it’s freedom for now — and that’s where real growth begins.

The goal isn’t just to be rich someday.

It’s to be free enough to make smart moves today.

Know your number.
Chase it with focus.
Build systems around it.

Once you’ve got that baseline, you’ll be surprised how much faster the bigger numbers show up.

And when they do?
You’ll be ready.

Clue:
This company started as a phone manufacturer and is now known for making nearly everything — TVs, chips, appliances, even military hardware.
It’s based in South Korea and is one of the most valuable tech giants globally.

July 7, 2003:
Tesla Motors, Inc. was founded.
At the time, the idea of an electric car company seemed niche and idealistic.
Today, it’s a symbol of disruption, innovation, and… Twitter drama.

There’s a McDonald’s in the U.S. that doesn’t sell burgers.
Located in Sedona, Arizona, the famous golden arches had to be painted turquoise to comply with city laws preserving the natural landscape aesthetic.
Even global brands adapt to local zoning laws.

A SaaS product charges $100/month.
You have 300 customers.
Each month, 10% churn, but 20 new customers join.
What’s your revenue after 3 months?

*Answers at the bottom

Guess the Company - Answer: Samsung

Brain Teaser - Answer:
Month 1: 300 × $100 = $30,000
Month 2: (300 - 30 + 20) = 290 → $29,000
Month 3: (290 - 29 + 20) = 281 → $28,100
✅ Total over 3 months = $87,100

(Churn hurts — even with growth. Know your retention.)