July 5, 2025

Happy Saturday, everyone! 🌤️
Good morning! I hope you’re rolling into the weekend with coffee in hand, zero alarms, and maybe a fridge full of leftovers from yesterday’s festivities.

Now for a question that might shift how you see yourself: What if the thing you already know—your skills, your experience, your story—could be the key to earning more?

Today, we’re exploring how to turn what you already know into income. No need to start over, get a new degree, or become someone you’re not. 🎯💡

This is about using what’s in your head and heart to help others—and get paid for it. You’re probably sitting on value you haven’t fully cashed in on yet.

Let’s dig into how to turn knowledge into income, without burning everything down to rebuild.

— Ryan Rincon, Founder at The Wealth Wagon Inc.

— Benjamin Franklin

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FinCEN Updates SAR Filing Rules for Crypto Transactions
U.S. FinCEN proposed new Suspicious Activity Report requirements for crypto brokers dealing in high-value or privacy coins. Clearer rules, smoother compliance. Crypto players, heads up.

JPMorgan Launches AI-Enhanced Wealth Advisory Pilot
JPMorgan is piloting an AI tool for wealth advisors to generate personalized investment reports in seconds. Think: Siri meets your portfolio insights—speedy, slick, and advisor-approved.

PayPal Enables Crypto Checkout in the UK
PayPal now lets UK users pay with Bitcoin, Ethereum, and Litecoin at checkout—bridging traditional finance with crypto convenience. E-commerce just got crypto-compatible.

Eurozone Inflation Eases to 2.1%—Lowest Level This Year
Eurostat reports inflation sliding to 2.1% in June across the eurozone—helping ease pressure on ECB rate decisions. Consumers and businesses alike can breathe easier on pricing.

U.S. Durable Goods Orders Rose 0.7% in May
May saw a 0.7% uptick in U.S. durable-goods orders, driven by businesses upgrading equipment. A nice bump that signals steady capital investment—machinery’s making a comeback.

Emerging-Market Currencies Strengthen on Risk-On Optimism
Latin American and Asian currencies appreciated against the dollar as global risk sentiment improved. Capital is flowing back into EM—time for diversified portfolios to shine.

LinkedIn Launches Skills Accelerator for Mid-Career Workers
LinkedIn introduced a free two-month reskilling program focusing on in-demand business and tech skills. Mid-career professionals, get ready to add some fresh tools to your resume.

Google Expanding Remote-First Roles Worldwide
Google announced it’s creating hundreds of new remote-first roles in sectors like cloud and cybersecurity—available in multiple time zones. Work well from anywhere? That’s the new standard.

Toast Unveils Tip-Pooling Tool to Aid Restaurant Staff
Restaurant POS provider Toast released a built-in tip-pooling function—making shared gratuity distribution a breeze for teams. No more math headaches at shift close.

Costco Trials Scannable Cart Checkout in California
Costco started testing scan-your-cart-to-pay tech in select California stores—so you can avoid checkout lines. Shop, scan, scoot—it’s Amazon-level efficiency meets bulk goods.

Ulta Beauty Extends Loyalty Bonus Spend to $500 Limit
Ulta Beauty enhanced its loyalty bonus program, upping bonus eligibility spend to $500 per visit. Beauty shoppers, get ready for extra perks and bonus points on splurges.

Peloton Partners With Gym Chains for Offsite Classes
Peloton is launching in-person workout classes at Equinox and LA Fitness, letting members use its bikes outside the home. Fitness meets flexibility—studio or home, your call.

FTC Issues New Guidelines on AI-Generated Influencer Disclosure
The FTC clarified that influencers must label AI-generated endorsements clearly in all media. It’s transparency 101—disclose or risk compliance alarms.

EU Expands Digital Services Act to Business Directories
The DSA now covers online business listings like Yelp and Tripadvisor—holding them accountable for illegal content. Legal protections just got a lot smarter.

SEC Proposes Rule for Cybersecurity Incident Disclosures
The SEC floated a proposal requiring public companies to disclose major cybersecurity events within four business days. Cyber risk is now headline risk—prepare your incident playbook.

Let’s be real — we all love the idea of passive income, multiple streams of revenue, money coming in while you sleep... 😴💸

But here’s what most people get wrong:

They think they have to learn some brand new skill, start a YouTube channel, build a 37-step funnel, launch a course, write a book, and become an overnight LinkedIn influencer just to make an extra $1K/month.

Nope. Not even close.

In reality, you’re probably sitting on a goldmine — and it’s called what you already know.

Let’s unpack how to turn that into income — without needing 100k followers, fancy tech, or some rags-to-riches backstory.

If you’re thinking, “But I don’t have any special knowledge,” stop right there.

Here’s a quick list of things people make money from every single day:

If someone has asked you “how did you do that?” — boom. You’ve got something people want.

Here’s the simplest way to turn what you know into income:

Skill or experience → Small solution → Offer it to people who need it

Let’s say you’ve helped 3 friends improve their resumes and they all got interviews.

You can now:

You don’t need to be the top expert. You just need to be 2 steps ahead of someone who needs help.

Here are a few actual examples from regular folks making it happen:

1. Marketing Manager → Side Consultant
Helps startups rewrite their landing pages. Charges $500 per page. Does it in her spare time. Easy.

2. Teacher → Course Creator
Turned her classroom productivity hacks into a $27 ebook. Made $2K in the first month from TikTok + email list.

3. Finance Bro → Budget Coach
Got out of $30K debt. Now helps other millennials do the same. Runs group sessions every month, $99 a seat.

4. No degree, no job → AI Explainer
Learned ChatGPT. Started making simple Loom tutorials. Sells templates. Just passed $10K total revenue. Started 6 months ago.

No wild background stories. Just people sharing what they already know in a way that’s helpful.

You don’t have to build a 12-module masterclass to start.

Here are simple formats:

Start tiny. Your first offer could literally be:

“Hey! I’m opening up 3 spots to help people [get result]. Message me if you want one.”

No website needed. Just a payment link. Keep it frictionless.

Want to get going this week? Here’s a dead-simple plan:

Perfection is a trap. Action is the goal.

Let me be blunt — none of us feel ready the first time we charge for something.

But here’s a better question:

“What would happen if I took what I already know… and gave it structure?”

You’ll be amazed at how powerful your knowledge becomes once it’s organized and presented with confidence.

People aren’t just paying for your info. They’re paying for:

And that, my friend, is worth charging for.

You don’t need to reinvent yourself.
You don’t need 10 more certifications.
You definitely don’t need to wait.

You just need to:

Because the fastest way to make more money… is to monetize what’s already in your brain.

Let it work for you. And let people pay you to help them win.

Why did the business plan look so tired?
Because it stayed up all night pivoting.

Clue:
It began in Sweden, ships flat-packed, and requires a certain… philosophical patience to assemble.
Today, it’s one of the world’s largest furniture retailers.

July 5, 1994:
Amazon was founded by Jeff Bezos in Seattle.
Originally an online bookstore, it would eventually transform global commerce, cloud computing, and logistics forever.
📦 From garage to global domination.

You sell 1,000 units of a digital product at $30 each.
Your only cost is a one-time $5,000 setup fee.
What’s your net profit?

*Answers at the bottom

Guess the Company - Answer: IKEA

Brain Teaser - Answer: