July 4, 2025

Welcome Back,
Happy Monday, everyone! 💭💼
Good morning! New week, new opportunities—and hopefully a to-do list that’s slightly less ambitious than your coffee order.
Today, we’re talking about something that doesn’t require a spreadsheet, a raise, or even a business plan. Just a brain tweak. 🧠✨
Because the truth is, wealth starts in your mind—and the way wealthy people think is often very different from the way most people do.
We’re diving into 3 mental shifts that rich people make early on—ones that quietly shape their decisions, their confidence, and their long-term results.
And good news: you don’t need to be rich to start thinking like it.
Let’s kick off the week by upgrading your mindset, not your stress level.
— Ryan Rincon, Founder at The Wealth Wagon Inc.
Quote of The Day
“The only wealth which you will keep forever is the wealth you have given away.”
— Marcus Aurelius
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Business

Delta Air assures US lawmakers it will not personalize fares using AI
Delta Airlines told Congress it won’t be using AI to hike prices based on personal data—phew! Lawmakers had concerns that ticketing could get creepily customized. Delta’s vow comes amid rising scrutiny over AI’s role in consumer pricing. For now, your airfare is safe from algorithms.
The shock jobs report sets off this recession alert and holds fresh clues that AI may be...
A surprise in the latest jobs report has some economists sounding the recession alarm again. The twist? AI might be playing a bigger role in labor shifts than expected. As automation accelerates, human job stability is under a magnifying glass. Keep an eye on those employment curves.
Did the Fed just royally screw up?
In the latest twist of economic drama, CNN explores whether the Fed’s recent moves may have done more harm than good. Between inflation pressures, market jitters, and political heat, critics say missteps could backfire. Stay tuned—it’s getting spicy in central banking.
Digital Currencies

Solana’s SOL Vs. Ripple’s XRP: Which Crypto Is Better For Long-Term Investors?
SOL and XRP are duking it out in the long-term investment arena, and Forbes breaks it all down. Speed, scalability, and future roadmaps are all on the table. If you’re holding bags or planning to dive in, this face-off is worth your attention. Spoiler: it’s closer than you think.
SharpLink buys another $54M in ETH, now holds $1.65B worth of Ether
SharpLink is on a serious Ether shopping spree. With another $54 million in the cart, the company’s ETH holdings now total a whopping $1.65 billion. Confidence in Ethereum’s future? You bet. The crypto whales are swimming.
Coinbase’s $1.5 billion windfall—and two other key numbers hidden in latest earnings
Coinbase quietly had a monster quarter, reporting a $1.5 billion windfall—plus a few surprises in the fine print. Analysts are digging into what this means for the broader crypto sector. Hint: it’s not just about Bitcoin anymore.
Finance

Gold (XAU/USD) Price Forecast: Expanding Consolidation Forms New Boundaries
Gold traders are watching key resistance zones as prices dance within a consolidation range. Technical analysts are pointing to new boundaries forming, with bulls and bears both getting twitchy. Whether you're investing or just curious, this shiny metal is keeping markets on edge.
Crypto ETFs Smash Records, Outpacing S&P 500 Funds in July Surge
Crypto just flexed its muscles—again. ETFs tracking digital assets outperformed traditional S&P 500 funds in July, riding a wave of investor excitement. The performance is shaking up the portfolio game. Is it time to rebalance your basket?
Gold Surges to $3350 as Tariffs and Weak Jobs Data Rattle Markets
Gold prices spiked to $3350 in a wild market swing triggered by fresh tariffs and gloomy employment numbers. The yellow metal remains a go-to hedge when uncertainty looms. Analysts are watching the Fed’s next move like hawks. Got gold?
Science

August brings the meteor shower NYC stargazers wait all year to see
Grab your blankets and head to a rooftop—August’s famous Perseid meteor shower is back! NYC skywatchers are especially excited as this cosmic spectacle hits its peak. Expect dozens of shooting stars lighting up the night. Just don’t forget to make a wish!
SpaceX delivers four astronauts to the International Space Station just 15 hours after launch
SpaceX pulled off another stellar feat, getting astronauts to the ISS faster than most international flights. The mission clocked in at just 15 hours—a new benchmark for speedy space commuting. This isn’t just rocket science—it’s redefining the future of travel. Space taxis are becoming seriously efficient.
Evolutionary origins of the potato revealed – and a tomato was involved
Plot twist: your fries and ketchup might be long-lost cousins. Scientists traced the potato’s roots back to ancient interbreeding events—one involving the tomato! This quirky discovery is reshaping how we understand crop evolution. Dinner just got a lot more scientific.
Travel

7 Most Welcoming Towns In Indiana’s Countryside
WorldAtlas takes you off the beaten path to discover Indiana’s warmest, friendliest small towns. These hidden gems offer cozy vibes, down-to-earth charm, and postcard-worthy scenery. Whether you’re into farmers markets or just want a break from city chaos, there’s something here for every kind of traveler. A perfect excuse to plan your next weekend getaway!
Amusement park ride in Saudi Arabia collapses and injures more than 20 people
Thrills turned to terror at a Saudi amusement park after a ride collapse injured over 20 guests. Chaos erupted as emergency crews rushed to the scene. The cause is under investigation, sparking global concerns over ride safety. Vacationers—double-check those inspection records!
Hersheypark drowning report released by police after girl’s death
A tragic turn at Hersheypark has prompted a deeper investigation. Police released their findings following the drowning of a young girl, shedding light on response times and lifeguard protocols. The heartbreaking incident is raising questions about waterpark safety nationwide. A sobering reminder for families this summer.
Today’s Snapshot
The 3 Mental Shifts That Rich People Make (That Most Don’t)
Have you ever wondered why some people seem to stack wealth like LEGOs while others stay stuck no matter how hard they grind?
Spoiler alert: It’s not just luck. Or connections. Or having rich parents (though, yeah — that doesn’t hurt).
The real difference?
How they think.
Let’s get into 3 mental shifts that high earners, successful investors, and wealthy business owners almost always make — and that you can adopt today (no private yacht required).
💡 Shift 1: “Time is more valuable than money”
Broke mindset: "I’ll save $20 even if it takes me 4 hours."
Wealth mindset: "I’ll spend $100 to save 4 hours — and use that time to make $1,000."
This is huge. Wealthy people value leverage — not just money, but time, energy, even relationships. They outsource. They automate. They build systems. They buy back their time.
Ask yourself:
→ What $10 task am I still doing that’s costing me a $1,000 opportunity?
🏗️ Shift 2: “Build, don’t just earn”
A lot of people are stuck in "earn and spend" mode.
Earn a paycheck → pay bills → repeat → maybe invest a bit.
But wealthy people? They’re in "build and own" mode.
They build:
Assets (like businesses, content, real estate, or software)
Equity (ownership in companies or ideas)
Income streams that don’t require them to clock in
Even if you’re just starting, you can ask:
Can I turn this skill into a product?
Can I build something once that pays me over time?
Can I own a piece of what I’m working on?
You don’t have to start a tech company. Just start thinking like a builder.
🔄 Shift 3: “Play long games with long-term people”
This one's deep.
The wealthiest people aren’t chasing fast money. They’re playing long games with people they trust — over years, not days.
They invest in:
Relationships
Reputation
Reliability
And they know that long-term trust compounds faster than interest.
If you’re young or just starting out, your best asset might not be capital — it’s credibility. Guard it. Grow it. Show up like the kind of person people want to bet on.
So what do you do with all this?
Here’s your action list for the week (grab your Notes app 📝):
✅ Audit your time: What low-value tasks can you cut or delegate?
✅ Brainstorm one asset you could start building (a side hustle, an ebook, a YouTube channel, a product).
✅ Message one person you admire and ask how you can help them — not sell, help.
Small shifts. Big ripple effects.
Alright friend — I’m stepping off my soapbox 😄
But seriously, these shifts changed everything for me. Not overnight, but over time. And I bet they can for you too.
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The Cross-Chain Giant Set for 1,000%+ Gains
As crypto markets surge, one multi-chain financial protocol is being targeted for massive institutional investment before retail discovers it.
Its transaction volume is skyrocketing across all major blockchains while its price remains suppressed as retail has yet to discover it – creating a coiled spring ready to release.
Fun Stuff
😂 Funny Joke
Why don’t financial analysts play hide and seek?
Because good luck hiding when they always look for signs of breakout patterns. 📈😆
🧩 Riddle
I can rise without reason, fall without warning, and move billions in a blink.
I’m tracked but not tamed, feared and adored.
What am I?
🏢 Guess the Company
Clue:
This company started as a gaming brand in the 1970s, once created playing cards, and now owns one of the most famous intellectual properties in the world.
🕰️ Financial History: What Happened Today?
August 4, 1790:
The U.S. Coast Guard was founded — originally known as the Revenue Marine, its job was to enforce tariff laws.
Why does it matter?
Tariffs were America’s biggest source of government revenue before income tax existed.
*Answers at the bottom
Thought of The Day
Time and money are both finite—but people only track one obsessively.
Ask yourself: Is your calendar aligned with your values, or just your income?
Answers
Riddle - Answer: The stock market
Guess the Company - Answer: Nintendo
(From hanafuda cards to Mario Kart domination.)
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.