July 20, 2025

Happy Sunday, everyone! 🧘‍♂️☕
Good morning! I hope you’re easing into the day with soft clothes, slow vibes, and maybe even a second round of breakfast (because why not?).

Today’s message is for the go-getters, the dream-chasers, the “I’ll rest when I’m rich” crowd—and anyone who’s ever felt like building wealth has to mean burning out.

Here’s the truth: You can have a money-making mindset without running yourself into the ground. 💭💵⚖️

Today, we’re talking about how to build wealth with intention—not anxiety. The kind of mindset that says, “I can grow my income and still enjoy my life.” Because rest is productive. Clarity is currency. And your energy is one of your most valuable assets.

Let’s explore how to think bigger, earn smarter, and live better—all at the same time.

— Ryan Rincon, Founder at The Wealth Wagon Inc.

— John D. Rockefeller

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Crypto Wins Big in America
NPR reports on a major victory for the cryptocurrency industry in the U.S. Though details are limited, the title implies a significant regulatory or financial development benefiting crypto stakeholders. This could be tied to recent court rulings or legislative shifts.

Trump Requests Epstein Court Documents
The Guardian shares that Trump has called for the release of Jeffrey Epstein-related court documents, while simultaneously asserting that “nothing will be enough” for his critics. The move likely signals Trump’s attempt to get ahead of any legal narratives ahead of a campaign season.

Could Trump Strip Citizenship?
CNN covers a provocative question—whether Trump could revoke the citizenship of figures like Elon Musk or Rosie O'Donnell. Although speculative, the headline suggests a politically charged debate or potential policy threat.

Beef Costs Reach Historic Highs
Axios reports that beef prices have surged to historic levels, with 2026 projections looking grim. This could impact grocery bills significantly and strain household budgets, especially as food inflation persists.

Consumer Confidence Rises
According to Forbes, consumer confidence is climbing despite persistent inflation. This suggests that Americans may feel more optimistic about their economic future, possibly due to stable job markets or resilient spending habits.

Colorado Exports Rise Despite Tariff Risks
The Colorado Sun highlights that global exports from Colorado are up, even as import levels fall and new tariffs loom. The report paints a picture of regional economic resilience amid wider global trade tensions.

Bitcoin & Ether Price Fluctuations
Investopedia states that Bitcoin fell while Ether’s price rose as “Crypto Week” came to a close. These shifts may reflect differing market sentiment or regulatory signals impacting the two largest cryptocurrencies.

$6.9M Ledger Discovery
Cointelegraph reports that someone recovered $6.9 million in crypto from a sealed hardware wallet discovered via TikTok. This showcases the growing interest and risks involved in securing digital assets.

BTC Crash Warning
According to Bitcoinist.com, analysts predict a possible Bitcoin crash despite previous surges, citing on-chain data. If accurate, this could affect retail and institutional investor strategies alike.

Apple Sues iOS 26 Leaker
WIRED says Apple is suing a YouTuber for leaking iOS 26. This reflects Apple’s ongoing efforts to crack down on unauthorized disclosures and protect its intellectual property.

Galaxy Z Fold 7 Review
Engadget offers a recap of multiple devices, including Samsung’s Galaxy Z Fold 7, suggesting mixed reviews or inconsistencies in design. This may concern early adopters of Samsung’s newest foldable phone.

Nintendo’s Donkey Kong Villains Return
Eurogamer describes how the new Donkey Kong Bananza game revives iconic villains, pleasing long-time fans. Nintendo appears to be embracing nostalgia while updating gameplay.

Market Indices Mixed
The latest stock ticker shows the Dow Jones is down 0.32%, the S&P 500 down 0.01%, and the Nasdaq up slightly by 0.05%. This suggests mild investor caution with selective tech stock optimism.

Sarepta Gene Therapy Warning
AP News says gene therapy maker Sarepta told the FDA it won’t pause shipments even after patient deaths. This raises ethical and safety concerns regarding accelerated drug approvals.

Trump Tariff Threats Largely Ignored
MarketWatch explains that investors are mostly brushing off Trump’s threats of new tariffs as the August 1 deadline approaches. This may reflect confidence that policy won’t escalate, or that markets have priced in the risk.

Hey👋

Let’s cut straight to it:
If you want to make more money, invest smarter, and build a life of freedom, you’ve gotta start with how you think about money.

Not how much you have... but how you think.

Most people try to “get rich” by adding more chaos to their calendar — more work, more hustles, more noise. But the real winners?

They work from a wealth mindset that actually makes money-making feel simple, focused, and dare I say… kind of fun?

So, let’s talk about how to build one.

Glad you asked.

It’s not just “think positive thoughts” or “manifest the millions.” That’s cool and all, but let’s get real.

A money-making mindset is a way of approaching your time, your energy, and your opportunities so that:

Sound good?

Let’s break it down with a few friendly principles that’ll serve you whether you’re climbing corporate, building a biz, or figuring it all out.

Here’s the truth: Not everyone needs to start a business. Not everyone’s meant to day trade or flip houses.

Your job is to figure out your flavor of money-making.

Some questions to ask:

Because once you know that, you stop chasing what’s trendy and start building in a way that actually fits your brain.

Examples:

Time isn’t just time. It’s your seed money.

Every hour you invest is either:

Here’s a mindset shift:

If I had to “spend” my time like cash, would I still do what I’m doing?

Whew. That one hits, right?

Try this:

Let’s say it louder for the folks in the back:

You do not need to work more to earn more.

What you need is leverage.

Leverage = ways to get results without trading 1:1 time for money.

Some fun examples:

Your goal: Spend more time building leverage and less time “just staying busy.”

If you’re only looking for fast wins, you’ll miss the big plays.

The people who win in business, in investing, and in life?
They build slowly and compound like crazy.

So…

Every small move you make today becomes a magnet for money, partnerships, and growth later.

Also: don’t do it alone. Hang out with other long-game players.

They remind you that it’s not about the quick dopamine — it’s about the steady climb.

Final mindset tip (and maybe the most important):

You make better money moves when you feel GOOD.

Seriously. When you're rested, confident, and not operating from panic, you:

So give yourself permission to:

Because the goal isn’t just to build wealth — it’s to enjoy it.

Here’s your quick recap checklist:

✅ Know your money personality
✅ Protect and direct your time
✅ Build leverage, not just labor
✅ Think long-term and surround yourself smart
✅ Take care of your brain and body like your life depends on it (because it kinda does)

Don’t wait until you feel “ready” to start making big moves.

You already have everything you need: your brain, your effort, and a little bit of clarity.

Start small. Stay consistent. Laugh at the chaos sometimes.

Wealth isn’t a destination — it’s a way of moving through life.

You’re doing great. Keep going.
Talk soon,

Why don’t VCs trust atoms?
Because they make up everything — including pitch decks.

July 20, 1969:
While not strictly financial — it's economic history:
NASA’s Apollo 11 mission landed the first humans on the moon.
This event ignited tech investment and industrial growth for decades.
📡🚀 Moonshots aren’t just metaphors — they’re business models now.

The most expensive typo in history?
In 2006, a typo in a Japanese stock trade order cost $225 million.
The broker intended to sell 1 share for ¥610,000, but instead sold 610,000 shares for ¥1 each.
🧾 Lesson: Always double-check your zeroes.

A company earns $1M in revenue.
Its cost of goods sold (COGS) is 40%.
Operating expenses are $300K.
What’s the operating profit?

*Answers at the bottom

Brain Teaser - Answer:

✅ Answer: $300,000