August 16, 2025

Welcome Back,
Happy Saturday, friends!
Good morning! ☀️ I hope you woke up feeling ready to conquer the day—or at least ready to conquer your coffee. Both count as wins.
Today’s post is all about something that doesn’t get talked about enough: how to make investing part of your life without making it your entire identity. We’ve all met that one person who can’t get through a brunch without bringing up their portfolio (and no shade, but there’s only so much small talk about dividend yields I can take before my pancakes get cold).
The truth is, building wealth works best when it’s woven naturally into your life—like brushing your teeth, getting in your steps, or binge-watching your favorite show guilt-free. Today’s post—Investing as a Lifestyle: How to Build Wealth Without Making It Your Whole Personality—will show you how to make money grow in the background while you keep living your life in the foreground.
Now, let’s make your Saturday productive, profitable, and still fun. 🚀✨
— Ryan Rincon, Founder at The Wealth Wagon Inc.
Quote of The Day
"Do not wait to strike till the iron is hot, but make it hot by striking."
– William Butler Yeats
Market Update

*Market data represents the most recent market close at 5:00pm ET
Market Update: Today’s market feels like a messy family dinner — a couple of cheerful guests, a few grumpy ones, and one loud cousin making all the noise.
The Nasdaq walked in sulking, down 0.40%, muttering something about tech stocks not returning its calls. S&P 500 joined the pity party with a 0.29% dip, while Dow Jones snuck in a tiny smile at +0.078%, the market’s version of a polite golf clap.
Bitcoin looked like it spent the night at a casino and lost big, down 0.88%, while Gold and Silver tripped over their own shoelaces, sliding 0.033% and 0.15% respectively. Apple? Off by 0.51%, probably distracted designing something it refuses to tell us about.
Then there’s BigBear.ai, absolutely feasting with a 5.23% jump — the life of the party, doing victory laps around the buffet table. Meanwhile, Microsoft spilled coffee on its shirt and lost 0.44%, but we all know it’ll recover before dessert.
BigBear’s living large, the Dow’s keeping it polite, and the rest? They’ll need a strong coffee and maybe a hug tomorrow.
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Retail

Pokémon Scalpers Set Their Sights On World Championships Merch
Ahead of the Pokémon World Championships, resellers are already targeting exclusive merchandise, inflating prices online before the event even begins. The article discusses the growing issue of scalping in the Pokémon community and its impact on fans.
Google Phone starts rolling out customizable ‘calling cards’ for contacts
Google is introducing a new feature for its Phone app, allowing users to personalize how their name and image appear when calling others. The rollout marks another step in Google’s effort to enhance Android’s communication tools.
Apple releases new iOS 26 beta 6 build for developers
Apple has pushed out the latest developer beta of iOS 26, featuring bug fixes, performance improvements, and possibly subtle new features as it moves closer to a public release.
U.S.

Why Russia Sold Alaska to the U.S.
An in-depth look at the historical and geopolitical factors behind Russia’s 1867 sale of Alaska to the United States for $7.2 million. The article examines the Russian Empire’s financial struggles, fears of British expansion in the Pacific, and the U.S. interest in expanding territory, along with how the deal was viewed at the time and its lasting implications.
US military deploying forces to southern Caribbean against drug groups
The Pentagon is sending military personnel and resources to the southern Caribbean in a bid to counter powerful drug trafficking organizations. The move highlights growing concerns over narcotics smuggling routes, regional instability, and U.S. efforts to bolster security partnerships with Caribbean nations.
Trump’s Tariffs Set to Hit Ireland, Where Drugmakers Play Tax Games
The Trump administration plans to impose tariffs on goods from Ireland, targeting the pharmaceutical sector amid concerns over tax loopholes exploited by multinational drug companies. The report details Ireland’s role as a corporate tax haven and the potential fallout for both economies.
World

West Bank settlement plan illegal, Germany tells Israel
Germany has formally condemned Israel’s settlement expansion plans in the occupied West Bank, calling them a violation of international law. The statement comes amid rising tensions and diplomatic pressure from European nations opposing settlement growth.
Flash Floods in Pakistan Kill at Least 150 People in a Single Day
Catastrophic flash floods have swept across Pakistan, killing more than 150 people in just 24 hours. The disaster, fueled by torrential rains, has left communities devastated, prompting urgent rescue operations and renewed concerns over climate-driven extreme weather events.
Putin’s 25-year legacy with US presidents
A retrospective tracing Russian President Vladimir Putin’s interactions with U.S. leaders over the past quarter century, from Bill Clinton to Joe Biden, exploring how his relationships with successive presidents reflect evolving geopolitical tensions.
Travel

Air Canada, union clash despite government pleas for deal to avert Saturday strike
A labor dispute between Air Canada and its unionized workers remains unresolved despite government calls to avoid a planned strike. The conflict centers on wages, work conditions, and scheduling, with significant travel disruptions looming if no agreement is reached.
Google’s New AI Flight Deals Tool Works, but Only if You’re an ‘Anywhere, Anytime’ Traveler
Google has launched an AI-powered feature to help travelers find cheaper flights by predicting fare drops and surfacing deals. However, the tool is most effective for those with flexible schedules and open-ended destinations, rather than travelers with fixed plans.
Best historic hotels: South Jersey resort cracks USA TODAY top 10 list
A South Jersey resort has earned a spot on USA TODAY’s list of the top 10 historic hotels in the country. The feature highlights the property’s storied past, unique architecture, and role as a regional landmark.
Crypto

Hot Inflation Clouds Fed Path, But Crypto Bulls Eye Q4 Liquidity Surge
Persistent inflation is complicating the U.S. Federal Reserve’s monetary policy decisions, but crypto investors remain optimistic about a potential liquidity boost in the fourth quarter, which could drive digital asset prices higher.
Prediction: Ethereum Will Be Worth $12,000 in 5 Years
A new long-term forecast suggests Ethereum could climb to $12,000 by 2030, driven by adoption in decentralized finance (DeFi), smart contracts, and Ethereum’s ongoing technical upgrades.
Jack Dorsey’s Block Targets Decade-Long Lifespan for Bitcoin Mining Rigs
Block, led by Twitter co-founder Jack Dorsey, is designing Bitcoin mining rigs with an expected operational lifespan of at least 10 years, aiming to make mining more sustainable and cost-efficient.
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Today’s Snapshot
🌱 Investing as a Lifestyle: How to Build Wealth Without Making It Your Whole Personality
Okay, let’s be real.
Some people talk about investing like it’s a religion. They’ve got the charts, the jargon, the “I told you so” tweets. And hey, if that’s your thing, go wild.
But for most of us? We just want to invest in a way that works — without it eating up our evenings, weekends, and sanity.
That’s where Investing as a Lifestyle comes in. It’s not a side hustle, not a second job… it’s just how you move through life.
🧠 Step 1: Know Your “Enough Number”
This one’s overlooked.
Before you even talk strategy, ask yourself: What’s the number that lets me live how I want?
Not the “infinite wealth” number. The real one. The one that covers:
Your lifestyle now (or the one you’re aiming for)
Your safety net for life’s curveballs
Enough cushion to sleep well at night
Once you’ve got that number? The pressure to “beat the market” or “catch the next Amazon” drops way down. You can invest for you — not for bragging rights.
💸 Step 2: Make Investing Boring (Seriously)
Here’s the thing: excitement is the enemy of long-term wealth.
If your investments are thrilling, they’re probably also risky. And risky can work… until it doesn’t.
The best portfolios for most people are:
Simple: A few broad index funds or ETFs.
Automated: Contributions happen without you thinking.
Steady: You’re not reacting to every headline.
You can absolutely keep a small “fun money” account for individual stocks, crypto, or the random IPO your cousin swears is the next big thing — but let that be dessert, not the main course.
📅 Step 3: Set a Rhythm and Stick to It
Investing as a lifestyle is all about consistency.
Pick your contribution schedule (monthly, biweekly, whatever).
Rebalance your portfolio once or twice a year — no more.
Review your progress annually, not daily.
That’s it. The less you tinker, the better you’ll probably do. History’s pretty clear on that one.
🧩 Step 4: Layer in Wealth Builders Over Time
Once your core investments are on autopilot, you can start adding other wealth streams without burning out:
Real estate (rental, REITs, or even just your own home)
Dividend-focused funds for passive income
Private investments or angel investing (when you’re ready)
You don’t have to add all these at once. Think of it like upgrading your home — one room at a time.
🎯 The Payoff
When you make investing part of your lifestyle instead of your identity, you:
Avoid burnout
Reduce costly emotional decisions
Actually enjoy your life while building wealth
And that’s the goal, right? More money, more freedom — without obsessing over every market tick.
Final thought: You don’t have to be “the best investor” to win at this game. You just have to be the one still playing 20 years from now.
So set it, forget it, and let your lifestyle quietly make you rich.
Fun Stuff
😂 Joke of the Day
Why did the marketing team go to the beach?
Because they wanted to work on their brand tan. ☀️🏖️
📆 This Day in Financial History
August 16, 1984 – Apple introduced the Apple IIc, its first portable computer, marking a major step toward personal computing mobility.
🤯 Wild & Wacky
In 2010, a Japanese company developed square watermelons to fit more neatly in refrigerators. They sold for over $100 each purely for aesthetics. 🍉📦
⚖️ Would You Rather…
Would you rather have unlimited airline travel anywhere in the world for life (economy only)
OR free 5-star hotel stays anywhere for life?
*Answers at the bottom
Thought of The Day
Your environment silently shapes your decisions — surround yourself with people, ideas, and tools that push you toward the person you want to become.
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.