May 24th, 2025
Welcome Back,
Hi there and welcome back to another real estate market analysis. Today we will be running through everything you need to know to invest in the great city of Olympia, Washington. We will also be looking at another investment strategy you can use to make the most of your investment. Enjoy!
— Ryan Rincon
Daily News Updates:

U.S. Dollar Hits Two-Week Low Amid Debt Concerns
The U.S. dollar continued its decline, reaching a near two-week low, as investors reacted to the House's narrow approval of President Trump's $3.8 trillion tax and spending bill. The legislation, which includes a $4 trillion debt ceiling increase, has raised concerns about long-term U.S. debt sustainability.
Mixed Close for U.S. Stocks Amid Fiscal Uncertainty
U.S. stock markets closed mixed on Thursday, reflecting investor apprehension over the soaring national debt and the potential implications of the new tax bill. The S&P 500 experienced a modest decline, while other indices showed varied performance.
Nuclear Stocks Surge on Anticipated Executive Orders
Shares of nuclear power companies surged following reports that President Trump is expected to sign executive orders aimed at boosting the nuclear industry. The anticipated policy changes have sparked investor optimism in the sector.
Bank of America to Redeem CHF 375 Million in Senior Notes
Bank of America announced plans to redeem CHF 375 million ($410 million) of its 0.2525% senior notes due June 12, 2026. The redemption is scheduled for June 12, 2025, and reflects the bank's ongoing debt management strategy.
Germany's Q1 GDP Revised Upward
Germany's economy grew by 0.4% in the first quarter of 2025, doubling the initial estimate of 0.2%. The revision is attributed to a surge in exports and industrial activity ahead of anticipated U.S. tariffs.
G7 Nations Address Global Economic Imbalances
Finance ministers from the G7 countries pledged to tackle "excessive imbalances" in the global economy. While not naming specific countries, the move is seen as a response to concerns over China's economic policies and their impact on global markets.
CORPORATE HIGHLIGHTS
📰 RedBird Capital to Acquire UK's Telegraph Newspaper
U.S. investment firm RedBird Capital Partners has agreed to purchase the publisher of Britain's 170-year-old Telegraph newspaper. The acquisition marks a significant expansion of RedBird's media portfolio.
Home Renovation Spending Remains Strong
Despite economic uncertainties, U.S. homeowners continue to invest in renovations and repairs. This trend suggests a sustained demand in the home improvement sector, even amid broader consumer spending pullbacks.
KindlyMD Changes Ticker Symbol to 'NAKA'
KindlyMD, a healthcare services provider, announced a change in its NASDAQ ticker symbol from "KDLY" to "NAKA," effective May 23, 2025. The change aligns with the company's strategic merger with Nakamoto Holdings Inc., reflecting a new focus on Bitcoin-related growth initiatives.
Kelp Products Gain Traction in Climate-Smart Revolution
Kelp's ecological sustainability and diverse applications in food, agriculture, and cosmetics are driving its prominence in the climate-smart revolution. The global kelp market is experiencing increased interest from investors and entrepreneurs alike.
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Real Estate Investing
Market Snapshot:

Olympia, Washington
Olympia's real estate market in 2025 presents a compelling landscape for investors. As of April, the median home value stands at $550,660, marking a 1.6% increase year-over-year. Homes are moving swiftly, with a median of 10 days on the market before pending status . The median sale price is $532,983, while the median list price is $575,642, indicating a competitive market with a sale-to-list price ratio of 1.000.
Inventory levels show 138 homes available for sale, with 65 new listings as of April 30, 2025 . Notably, 34.6% of sales are over the list price, suggesting strong demand and potential for bidding wars.
Olympia's market dynamics, characterized by rapid sales and competitive pricing, make it an attractive option for both seasoned and new investors seeking opportunities in a growing community.
Deal Of The Day:

Charming 7-plex in Downtown Olympia
Price: $1,000,000
Units: 7 (2-Bed, 2-Bath each)
Monthly Rental Income: $14,000
Cap Rate: 7.75%
Located in the heart of downtown Olympia, this well-maintained 7-plex offers immediate cash flow with a combined monthly rental income of $14,000. Each unit features modern amenities, spacious layouts, and private entrances. The property's proximity to local businesses, parks, and public transportation enhances its appeal to tenants. With a cap rate of 7.75%, this investment promises strong returns in a thriving rental market.
Deal Rating: 8.8/10
Investment Strategy:
Utilize the "Lease Option" Approach
The lease option strategy involves leasing a property with the option to purchase it later. This method allows investors to control a property and generate rental income without immediate ownership. It also provides time to secure financing or assess the property's performance before committing to a purchase.
Example: An investor enters a lease option agreement for a single-family home in Olympia, paying a premium for the option to buy. They lease the property to tenants, generating monthly income. After a year, the investor exercises the purchase option, acquiring the property at a predetermined price, which is now below market value due to appreciation.
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Current Interest Rates:
Olympia, Washington
30-Year Fixed Residential: 6.5%
15-Year Fixed Residential: 6.3%
Commercial Rates: Starting at 6.4%
Interest rates in Olympia remain competitive, offering opportunities for investors to secure favorable financing. The 30-year fixed rate provides stability for long-term investments, while the 15-year fixed rate offers lower interest costs over the loan term. Commercial rates starting at 6.4% are attractive for those considering multifamily or mixed-use properties.
Real Estate Tip:
Leverage Local Market Trends
Understanding and leveraging local market trends can significantly impact investment success. In Olympia, properties near downtown and educational institutions like The Evergreen State College tend to attract long-term tenants. Investing in areas with planned infrastructure developments or community projects can also lead to property appreciation.
Example: An investor purchased a property near a proposed light rail extension. Within two years, the property's value increased by 15%, and rental demand surged due to improved accessibility.
Navigating Olympia's Real Estate Landscape in 2025
As we progress through 2025, Olympia's real estate market continues to offer promising opportunities for investors. The city's blend of governmental stability, educational institutions, and community development projects creates a conducive environment for both novice and seasoned investors.
Neighborhoods like Eastside and South Capitol are witnessing revitalization, attracting young professionals and families alike. These areas offer a mix of historic charm and modern amenities, making them hotspots for rental properties.
The city's commitment to infrastructure improvements and community development projects further enhances property values. Investors focusing on value-add opportunities can capitalize on properties needing minor enhancements or cosmetic upgrades.
Small investments, such as $5,000–$10,000 in kitchen updates or curb appeal improvements, are often yielding double-digit increases in rental value. Additionally, short-term rentals near attractions like the Washington State Capitol or downtown’s vibrant arts scene are seeing increased demand, especially during seasonal events.
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Economic Conditions

Olympia's economy demonstrates resilience, with a 4.3% unemployment rate as of March 2025 . The city's status as the state capital ensures a stable government employment base. Additionally, the healthcare and social assistance sectors contribute significantly to job growth. These factors support a steady demand for housing, benefiting real estate investors.
Key Takeaways:
Unemployment rate: 4.3%
Strong government and healthcare employment sectors
Stable housing demand
Market Rating: 8.1/10
Key Takeaways:
Market Snapshot: Olympia's median home value is $550,660, with homes selling in 10 days, indicating a competitive market.
Deal of the Day: A downtown 7-plex priced at $1,000,000 offers a 7.75% cap rate with $14,000 monthly rental income.
Real Estate Tip: Leveraging local market trends, such as proximity to educational institutions and infrastructure developments, can enhance investment success.
Investment Strategy: The lease option approach allows control of property without immediate ownership
Interest Rates: Olympia’s interest rates are currently sitting around the mid six’s which is the average across the nation
Real Estate Tip: Leverage local market trends, like how downtown Olympia drive long-term tenants
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That’s All For Today
I hope you enjoyed today’s issue. If you have any questions regarding today’s issue or future issues feel free to ask. Come back tomorrow for information on how to grow your income and wealth. I hope to see you.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.