November 29, 2025

Happy Saturday, everyone! ☀️

Good morning — hope you're all doing fantastic and easing into the weekend with something good in your cup. Let me ask you this: who do you go to when you need clarity, perspective, or a little push in the right direction?

Here’s the cool part — you don’t need to be “successful” to have smart people in your corner. In fact, building your own personal board of advisors before you “make it” is one of the biggest cheat codes in life.

That’s exactly what we’re talking about today: how to create a support system that helps you grow faster, think better, and avoid the mistakes you don’t need to make.

Let’s get into it — your future board is already waiting. 💼✨

— Ryan Rincon, Founder at The Wealth Wagon Inc.

— Henry David Thoreau

Market Update: The market leaned decisively green today as major indices and key assets pushed higher. The Nasdaq rose +0.82%, while the S&P 500 added +0.69% and the Dow climbed +0.67%, marking a steady, broad-based uptick across equities. Bitcoin jumped +3.41%, extending its momentum and signaling growing confidence in risk assets. Commodities also showed strength, with Gold up +0.45% and Silver soaring +4.13%, one of the day’s biggest standout moves.

In the stock spotlight, Apple inched up +0.21%, maintaining its upward grind, and Broadcom surged +3.26%, continuing a powerful run in the semiconductor space. The only notable pullback came from Amazon, which dipped -0.22%, a mild pause amid a broadly bullish session.

Overall, it was a strong risk-on day across the board, with tech, crypto, and metals all moving in harmony to push the market higher.

• Black Friday arrives with solid momentum despite tariffs and uncertainty.
Retailers entered the holiday weekend with stronger-than-expected foot traffic and consumer spending resilience. Even with tariffs pushing prices higher in several categories, shoppers appear focused on deals and essentials. Analysts say the momentum is encouraging but warn that lingering economic uncertainty could still weigh on December sales.

• India’s economy grows faster than expected at 8.2% as tariffs bite.
India posted a surprisingly strong quarter of economic growth, beating forecasts despite ongoing global trade tensions. Domestic demand and government spending helped offset the drag from higher tariffs affecting key imports. Economists say the numbers reinforce India’s position as one of the world’s fastest-growing major economies.

• India reaches “major power” status on new Asia Power Index.
A new regional index ranks India among Asia’s most influential nations, marking a significant rise in diplomatic and economic clout. The upgrade follows expanded defense partnerships, rapid economic growth, and recent strategic operations. Analysts say the shift reflects India’s increasing role in shaping regional security and long-term geopolitical balance.

• Apple’s most affordable iPad sees deep discounts for Black Friday.
Apple’s entry-level iPad dropped over 20% in price, drawing heavy buyer interest as holiday shopping begins. The discount reflects both seasonal promotions and efforts to compete in the increasingly crowded budget tablet space. Retailers expect this to be one of the weekend’s most popular tech deals.

• Black Friday PS5 deals slash prices on consoles and accessories.
Shoppers are jumping on steep discounts for PlayStation 5 consoles, controllers, and gaming bundles. Retailers reported strong early demand as families take advantage of rare price cuts on one of the season’s most in-demand devices. Industry analysts say gaming continues to dominate holiday electronics spending.

• Retro N64-style controller recreated for modern consoles.
A new nostalgia-driven controller modeled after the original N64 gamepad is generating major buzz. Designed for modern hardware, it combines vintage design with upgraded ergonomics and hardware support. Gamers say it delivers a perfect blend of classic feel and modern performance.

• Switzerland considers a new wealth tax targeting ultra-rich residents.
A proposed tax measure aimed at the wealthiest individuals has sparked debate across Switzerland. Supporters argue it would reduce inequality and generate revenue for public programs, while critics warn it may push investors and entrepreneurs to relocate. The result could reshape the country’s long-standing reputation as a haven for high-net-worth individuals.

• Financial expert warns young couple that drastic lifestyle changes may be needed to fix rising debt.
A viral financial advice segment highlighted how quickly debt can accumulate despite high incomes. The advisor told a young couple that restructuring spending habits and long-term planning will be crucial to stabilizing their finances. Their story resonated widely as many Americans face similar challenges despite strong job markets.

• Many Americans may be able to save more than they think, advisor says.
A personal finance strategist emphasized that small, consistent adjustments can significantly boost long-term savings. Many households overlook simple opportunities like optimizing insurance, automating contributions, or trimming recurring expenses. The message: meaningful financial progress often starts with small, actionable steps.

Here’s a truth almost nobody talks about:

The fastest-growing people — financially, professionally, and personally — all have advisors.
Not consultants. Not formal mentors.
A personal board of advisors.

It’s something CEOs use, billionaires rely on, and top operators quietly leverage… but everyday people rarely build for themselves.

And yet this single structure can shortcut years of trial and error in your career, investing, business building, and decision-making.

Let’s break down how to build one for yourself — even if you’re not wealthy, not connected, and not sure where to start.

Forget the corporate concept — this is much simpler.

Your personal board is:

Think of it as your own “Voltron of wisdom” — people you lean on for:

The goal isn’t to have famous people.
The goal is to have people with relevant experience and good judgment.

When you make decisions alone, you only have:

But when you make decisions with the support of experienced people, you gain:

The right advisors often prevent:

Think of it like adding multiple brains to your own — without needing to pay them a salary.

A mistake people make:
They try to “ask someone to be their mentor.”

Don’t do that. It backfires.

Instead:

Advisors naturally form around people who:

Advisors choose you — not the other way around.

Here’s the simplest formula:

This cadence creates a rhythm.

Over time, they begin thinking about your progress even when you're not around.
That’s when the board has organically formed.

This is a secret that high performers use.

Keep a small journal (or Notes app) where you document:

This accomplishes three things:

Most people forget the advice they receive.
You won’t.

If you want them to agree with you, your board becomes useless.

Get comfortable hearing things you don’t want to hear.

Never ask someone to “hop on a call for advice.”

Ask:

Short questions get better answers.

A personal board of advisors improves:

One right advisor can literally save you years.

One smart question can save tens of thousands of dollars.
One warning can prevent a catastrophic mistake.
One introduction can change your career.

This is the leverage almost no one talks about — but everyone successful uses.