December 8, 2025

Welcome Back,
Happy Monday, everyone! ☀️
Good morning — I hope you’re all feeling energized and ready to take on a brand-new week!
Let me ask you something: How many opportunities have you said “yes” to this year… that you knew weren’t actually the right fit? We’ve all been there — great intentions, questionable ROI.
That’s exactly what we’re digging into today.
Because once you learn how to use Opportunity Filters, you stop chasing everything… and start choosing only the things that truly move your life, money, and career forward.
A clearer mind. Better decisions.
More progress with way less effort. 🙌
— Ryan Rincon, Founder at The Wealth Wagon Inc.
Quote of The Day
“Courage is the commitment to begin without any guarantee of success.”
— Johann Wolfgang von Goethe
U.S.

US may end support for Ukraine war effort, says Donald Trump Jr
Growing tensions over U.S. involvement in Ukraine resurfaced after remarks suggesting support could be scaled back. The comments injected uncertainty into Washington’s long-term defense posture as allies watch closely. Analysts warn that even signaling a shift could alter battlefield dynamics and diplomatic leverage.
The U.S. citizens getting caught in Trump’s immigration crackdown
A sweeping enforcement push is reportedly ensnaring not just undocumented migrants but naturalized citizens caught in bureaucratic errors. Families are facing sudden legal battles as officials intensify document reviews. Civil rights groups argue the clampdown is sowing fear and adding pressure to an already strained system.
Superpower Competition: The Missing Chapter in Trump’s Security Strategy
National security circles are debating a gap in the administration’s broader plan to counter rising global rivals. Critics say the current framework lacks a cohesive long-term blueprint for technological and geopolitical competition. Supporters contend the White House is prioritizing agility over rigid doctrine as global tensions escalate.
World

Chinese jets point radar at Japanese aircraft, Japan says
A tense aerial encounter renewed concerns about rising military friction in the Pacific. Japanese officials say radar-locking signals mark an escalation that could heighten the risk of miscalculation. Regional analysts warn these incidents are becoming more frequent as both nations bolster their defense posture.
Fire at popular nightclub in India’s Goa kills at least 25
A massive blaze tore through a well-known venue, prompting urgent calls for improved safety standards. Authorities say emergency exits were limited, complicating evacuation efforts. The incident has sparked a nationwide conversation on compliance oversight heading into the holiday travel season.
Benin coup attempt to oust President Talon foiled by loyalist troops
A sudden bid to seize power was stopped after loyal forces intervened swiftly in the capital. Officials say the plot involved a small but organized faction seeking to exploit political tensions. The government now faces pressure to address lingering grievances that fueled the unrest.
Politics

Zelensky lauds ‘long and substantive’ call with Kushner, Witkoff as peace talks advance
Diplomatic channels saw movement after reports of an extensive discussion touching on ceasefire frameworks and regional guarantees. Ukrainian officials described the tone as constructive, signaling cautious optimism. Still, observers note that any meaningful breakthrough will require major concessions from multiple sides.
Hegseth skirts questions about releasing video of Sept. 2 boat attack
A key figure in an ongoing investigation is under scrutiny after declining to release footage tied to a violent maritime incident. Lawmakers say the footage could clarify conflicting accounts as public interest intensifies. The hesitation is adding to political friction around transparency and national security.
Was Bol Mel a shrewd schemer or a facilitator of kleptocracy?
A newly expanded profile examines the complex rise of a political insider long surrounded by controversy. Supporters portray him as a strategic operator navigating difficult landscapes, while critics argue he enabled systemic corruption. The debate is intensifying as more details surface about his influence networks.
Today’s Snapshot
How to Build “Opportunity Filters” So You Stop Wasting Time on the Wrong Things
One of the fastest ways to grow your income, business, and investments isn’t doing more.
It’s doing less of the wrong things — and ruthlessly filtering opportunities before they take your time, money, or energy.
Most people don’t fail from lack of opportunities.
They fail from chasing too many low-quality ones.
Opportunity filtering is a skill that top investors, CEOs, and operators use daily. And it’s something anyone — at any level — can apply.
Let’s break it down into something simple, usable, and immediately valuable.
1. Create an “Opportunity Scorecard”
Before you say yes to anything — a job, side hustle, investment, partnership, or business idea — run it through a scorecard.
Your scorecard only needs five criteria:
• Financial Potential
Can this reasonably increase your long-term income or net worth?
Not someday — but with a path you can actually explain.
• Required Time
Does this take 5 hours a week or 20?
If something doubles your workload but only increases your upside by 5%, it’s a bad deal.
• Required Skills
Does it use skills you already have, or does it require years of learning before you see returns?
• Alignment
Does it align with your bigger goals — or is it a shiny distraction?
• Asymmetric Upside
Is the downside limited while the upside is meaningful?
This is how investors think, and it’s how business builders should think too.
Rate each from 1–5.
If the total score is under 18, it’s probably not worth your time.
2. Use the “Cost of Yes” Rule (Most people never do this)
Every time you say yes, you’re automatically saying no to something else:
a better job you could’ve applied for
a higher ROI skill you could’ve learned
a higher quality client you could’ve pursued
a better investment you didn’t have bandwidth to research
People think yes means “I’m adding an opportunity.”
What it really means is:
“I’m spending my limited time on this instead of something more valuable.”
Start treating “yes” like it costs you something — because it does.
3. Run the “One-Year Question”
This single question can kill 90% of bad opportunities before they drain you:
“If this opportunity works out perfectly, how does my life look one year from now?”
If the answer is:
“Not that different…”
“Maybe a bit better, but nothing major…”
“I guess it could be something…”
Then it’s not worth pursuing.
Great opportunities create meaningful change, not small improvements.
4. Look for Signal, Not Noise
Most opportunities look exciting because they have noise:
hype
urgency
people talking about them
social proof
“limited time” energy
But valuable opportunities show signal:
real numbers
clear demand
predictable outcomes
people who are already winning with it
risk you can measure
skills that increase in value over time
If it’s loud, emotional, or makes you feel rushed — it’s probably noise.
If it’s quiet, rational, and makes sense on paper — it’s probably signal.
5. Build a “Not Doing List”
Smart people accumulate commitments without noticing.
A not-doing list helps you kill what drains you, such as:
work tasks that don’t move the needle
projects with no ROI
partnerships that never produce
business ideas that stalled months ago
investments you’re emotionally attached to but aren’t performing
meetings that waste your time
Once a month, list everything you’re involved with and ask:
“What would happen if I stopped doing this?”
If the answer is "nothing important" — cut it.
This frees time, energy, and money to allocate toward higher-return opportunities.
6. Use the “5-Year Rule” for Big Decisions
For career, business, or investment opportunities, ask:
“Will this compound for five years?”
Examples of 5-year compounders:
a new high-income skill
improving your negotiation ability
building a personal brand
starting a small business
buying income-producing assets
building professional relationships
improving financial literacy
Examples of 5-year non-compounders:
quick cash gigs
trendy investments
businesses with no margin or demand
tasks that don’t build transferable skills
short-lived market fads
If you want long-term success, choose things that get more valuable with time, not less.
7. Don’t Just Filter Opportunities — Rank Them
Filtering eliminates bad choices. Ranking identifies the best ones.
Keep a list of the top opportunities you're considering and update it monthly.
Rank each by:
ROI
effort
long-term payoff
skill-building
risk
personal interest
When you're forced to compare opportunities side-by-side, the right one becomes obvious.
Why This Matters
People don’t become wealthy from doing everything.
People become wealthy from doing the right things consistently.
Opportunity filtering protects you from:
bad business partnerships
low-ROI side hustles
unnecessary stress
wasted time
mediocre investments
poor career moves
burnout
spinning your wheels
distractions disguised as opportunities
A good opportunity filter does the opposite. It helps you:
earn more
waste less
choose better
build faster
increase focus
make compounding decisions
Most people need more clarity, not more options.
This gives you that clarity.
Thought Of The Day
Momentum often begins the moment you decide to stop negotiating with your limitations. Redirect energy from doubt into consistent forward motion, and watch your reality reshape itself.
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.

