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August 14, 2025

Welcome Back,

Happy Thursday, friends!
Good morning! ☀️ I hope you woke up feeling like your coffee loves you back. Now, tell me—when was the last time you slept so well you woke up wondering what year it was? Because today, we’re talking about exactly that kind of peace… but in your finances.

Our topic is The “Sleep-At-Night” Investing Strategy Nobody Talks About—a way to grow your wealth without staring at stock charts at 2 AM or developing a twitch every time the market dips. Think of it like setting your money up with a cozy blanket, a warm cup of tea, and the freedom to quietly work for you while you’re off living your life.

So, let’s pour ourselves something nice, take a deep breath, and dive into the world of calm, confident investing. Your future self will thank you—and maybe even buy you breakfast. 🥐

Ryan Rincon, Founder at The Wealth Wagon Inc.

Quote of The Day

"The way to get started is to quit talking and begin doing."

Walt Disney

Market Update

*Market data represents the most recent market close at 5:00pm ET

Market Update: Wall Street struts into the green carpet today as nearly everyone showed up wearing gains. Nasdaq made a modest entrance, up 0.14% to $21,713.14 — not flashy, but a confident “I’m still in the game” stroll. The S&P 500 joined in with a 0.32% bump, while the Dow Jones brought more energy, climbing 1.04% like it spotted free champagne at the afterparty.

Over in the digital currency VIP section, Bitcoin flexed with a 2.17% surge to $122,718.30, reminding everyone it’s still the unpredictable life of the party. Gold and Silver polished their accessories with small gains — 0.24% and 1.44% — enough sparkle to turn heads.

But the real scene-stealers? Baidu, up a sizzling 3.69%, and Zoom, climbing 3.47% — both clearly had double espressos this morning.

Unfortunately, Robinhood didn’t get the memo. It stumbled into the event down 4.79%, probably after reading its own app reviews.

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World

South Korea’s Former First Lady Imprisoned After Court Ruling
In a dramatic turn in South Korea’s political and legal landscape, the country’s former first lady has been taken into custody following the issuance of a court warrant. Details surrounding the charges remain partially sealed, but the case is tied to a broader investigation into political corruption and abuse of power.

Zelenskiy in Berlin for Online Meeting with Trump, European Leaders
Ukrainian President Volodymyr Zelenskiy is in Berlin, where he’s participating virtually in a high-stakes online meeting that includes former U.S. President Donald Trump and several top European leaders. The talks come at a time of mounting geopolitical pressures, with Ukraine’s ongoing war effort, NATO’s strategic direction, and transatlantic cooperation all on the agenda.

Israel Bombards Gaza City Amid International Famine Warnings
Israeli airstrikes have intensified in Gaza City, targeting areas that officials claim are linked to Hamas operations. However, the offensive is unfolding against a backdrop of dire humanitarian warnings. The UK and multiple allies are urging immediate action to avert what they call an “unfolding famine” in the besieged territory.

Science

Perseid Meteor Shower 2025 Expected to Outshine the Moon
Astronomy enthusiasts are in for a rare treat as the 2025 Perseid meteor shower is predicted to be one of the brightest in recent years. The peak display will feature vivid streaks of light across the night sky, visible even against the glow of a near-full moon.

Vulcan Rocket Makes Historic Space Force-Approved Flight
United Launch Alliance’s Vulcan rocket has successfully completed its maiden mission, marking a major milestone in U.S. space capabilities. Approved and sanctioned by the U.S. Space Force, this launch is part of a broader effort to enhance military and commercial space logistics.

The Humble Potato’s Surprising Journey
The potato, now a staple in kitchens worldwide, has a fascinating and unlikely origin story. Researchers trace its domestication to the Andes mountains in South America thousands of years ago. It traveled to Europe in the 16th century, where it transformed diets and economies.

Digital Currencies

Ethereum Price Could Surge, Analysts Predict
Fundstrat’s Tom Lee and analysts from Standard Chartered are projecting a potential surge in Ethereum’s value, citing growing institutional adoption, the expansion of decentralized finance, and the anticipated benefits from recent network upgrades.

$294 Million in Ethereum Liquidations as Price Nears Record
The recent sharp rally in Ethereum’s price has triggered a wave of liquidations worth nearly $300 million. Traders with leveraged short positions have been caught off guard as ETH pushes toward its all-time high, reflecting renewed optimism in the broader crypto market.

Peter Thiel-Backed Crypto Firm Plans NYSE Debut
A crypto-focused company backed by billionaire Peter Thiel has announced plans to go public on the New York Stock Exchange. Market watchers see this as a bullish signal for the industry, with the listing expected to draw significant investor attention.

Travel

Spirit Airlines Raises Financial Viability Concerns
Only months after emerging from bankruptcy, Spirit Airlines is flagging concerns about its ability to remain a going concern. The budget carrier cites rising operational costs, stiff competition, and a challenging post-pandemic travel environment as major hurdles.

I-75 Closure in Michigan to Affect Weekend Traffic
Drivers in Southeast Michigan should prepare for delays as a 4-mile stretch of Interstate 75 will be fully closed this weekend. The closure is part of an infrastructure improvement project aimed at road resurfacing and bridge maintenance.

Allegiant Adds New Nonstop Routes from Florida Cities (WFLA | 11h ago)
Allegiant Air has announced new nonstop flight routes from St. Petersburg and Sarasota, Florida. The expansion aims to boost tourism and provide more travel options for both leisure and business passengers.

Technology

Maybach Unveils Ultra-Exclusive Green-and-White Sedan
Mercedes-Maybach has revealed a striking new sedan with a two-tone green-and-white paint scheme that exudes exclusivity. Featuring handcrafted interiors, cutting-edge technology, and bespoke customization options, this model is aimed squarely at the ultra-luxury market.

Helldivers 2 Teases Halo: ODST Crossover
Fans of both franchises are buzzing after Helldivers 2 announced a crossover event featuring content inspired by Halo: ODST. The collaboration will coincide with the game’s upcoming Xbox release, adding new missions, gear, and visual themes.

Battlefield 6 Open Beta Week 2 Details Released
EA has shared the schedule and feature list for the second week of the Battlefield 6 open beta. Players can expect expanded maps, new weapons, and refined gameplay mechanics based on community feedback from the first beta phase.

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Today’s Snapshot

The “Sleep-At-Night” Investing Strategy Nobody Talks About

You know what’s underrated in investing?
Being able to sleep at night.

Because here’s the thing… a lot of people get excited about investing like it’s a rollercoaster — wild, adrenaline-fueled, full of “to the moon” predictions.

But most of us?
We just want to build wealth without feeling like we’re strapped into a rocket that might explode.

So today, I want to share the “sleep-at-night” approach — a strategy that works whether you’re:

  • A corporate exec with a busy calendar

  • A business owner juggling a million fires

  • An investor looking for steady growth

  • Or someone just starting out with a few bucks and a big dream

It’s not about chasing the biggest wins.
It’s about setting yourself up so you wake up richer than you were last year — without breaking a sweat.

Step 1: Build a “Core Portfolio” That Does the Heavy Lifting

Think of your portfolio like a house.
The core portfolio is your foundation. It’s not flashy — it’s solid.

Here’s what makes a great foundation:

  • Broad diversification (you own hundreds or thousands of companies, not just a few)

  • Low fees (so more money stays in your pocket)

  • Automatic (you don’t have to babysit it)

A simple way to do this?

  • Index funds or ETFs that track the whole market (like the S&P 500, total stock market funds, or a global index).

  • Add some bonds or fixed income to smooth the ride if you want less volatility.

💡 Pro tip: Many wealthy investors have 70–90% of their money in boring, diversified assets. They get their excitement elsewhere — not from watching their net worth do a bungee jump.

Step 2: Add “Satellites” for Extra Growth (Optional but Fun)

Your core portfolio keeps you stable.
But if you’ve got the itch to go for bigger returns (without risking it all), you can build satellite positions.

Think:

  • A small percentage (5–15%) in individual stocks you believe in long-term.

  • Exposure to emerging markets or high-growth sectors like AI, clean energy, or biotech.

  • Real estate investment trusts (REITs) for property income without the landlord headaches.

This scratches the “I want to pick winners” itch without putting your entire financial future at risk.

Step 3: Automate Everything

Here’s the magic word for long-term success: automation.

Set up your accounts so:

  • Money leaves your checking account automatically every month.

  • Investments get bought on a set schedule — rain or shine, bull or bear.

Why?
Because your brain is the worst market timer in the world.
You’ll want to buy high and sell low if you listen to your emotions. Automation stops you from getting in your own way.

Step 4: Reinvest & Ignore the Noise

If you’re building wealth, reinvest your dividends. Let that compounding work its magic.

And for the love of your sanity — mute the financial news.
Most headlines are designed to freak you out or FOMO you into something dumb.

Instead:

  • Check your portfolio 1–4 times a year.

  • Rebalance if your allocations are way off.

  • Then go live your life.

Why This Works (and Why You’ll Thank Yourself Later)

Here’s the truth:
It’s not the most exciting strategy.
It won’t impress people at dinner parties like “I bought Bitcoin at $200” stories.

But it will:

  • Grow your wealth steadily over decades

  • Protect you from catastrophic losses

  • Free you from the constant “should I buy/sell?” anxiety

  • Let you focus on making more money from your career or business — which is often a higher ROI than fiddling with trades

And most importantly…
It lets you sleep at night.

Quick Action Plan (Do This This Week)

  1. Open an investing account if you don’t have one (brokerage or IRA/401k).

  2. Pick your core funds — low-fee, diversified index funds or ETFs.

  3. Decide your split (e.g., 80% stocks, 20% bonds).

  4. Set up auto-investments every month.

  5. Optional: Add 5–10% “fun money” for individual picks.

  6. Walk away and let time do the work. ⏳

Final Word

Wealth isn’t built in a frenzy — it’s built in quiet, consistent moves that compound over time.

So build your foundation.
Add a little spice if you want.
Automate it.
And then… go live your life while your money works harder than you do.

Trust me — in 10 years, you’ll be glad you chose the sleep-at-night path.

Fun Stuff

😂 Joke to Make You Smirk

Why do bees have sticky hair?
Because they use honeycombs! 🍯🐝

🏢 Guess the Company Trivia

Started in a garage in 1994 selling only books online… now it sells nearly everything, and its cloud computing business is a global giant.

📆 This Day in Financial History

August 14, 1935 – President Franklin D. Roosevelt signed the Social Security Act, giving birth to America’s social safety net. This landmark legislation still impacts millions today.

🧩 Brain Teaser – The Missing Dollar Mystery

Three people pay $30 for a hotel room. The manager realizes the price is only $25 and gives $5 to the bellboy to return. The bellboy keeps $2 and gives $1 to each guest.
Now each guest paid $9 = $27, plus the $2 the bellboy kept = $29.
Where’s the missing dollar?

*Answers at the bottom

Thought of The Day

Sometimes the biggest opportunities hide in small, overlooked details — are you paying attention to the things everyone else ignores?

Answers

Guess the Company - Answer: Amazon 📦

Brain Teaser - Answer: There’s no missing dollar. The $27 already includes the $2 kept by the bellboy — the math trick is in adding when you should be subtracting.

That’s All For Today

I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙

— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.

Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.

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