September 9, 2025

Welcome Back,
Happy Tuesday, friends!
Good morning 🌞—I hope your day is off to a smooth start (and that your coffee tastes like victory).
Here’s a fun thought: some of the best “investments” you’ll ever make aren’t just in the stock market or real estate—they’re in yourself. Skills, habits, relationships, and choices that keep paying you back long after you’ve made them.
That’s exactly what today’s post is about: 5 Investments You’ll Thank Yourself For Making. These are the kinds of moves that compound over time—not just in dollars, but in freedom, options, and peace of mind.
So, let’s dive into the ones that matter most—and help future-you send you a thank-you card down the road. 🚀
— Ryan Rincon, Founder at The Wealth Wagon Inc.
Quote of The Day
“Chase the vision, not the money; the money will end up following you.”
– Tony Hsieh
Market Update

*Market data represents the most recent market close at 5:00pm ET
Market Update: Wall Street started the day in a cautiously positive mood, with all three major indexes eking out small wins. The Nasdaq climbed 0.45%, the S&P 500 rose 0.21%, and the Dow Jones inched higher by 0.25%—steady, if not exactly spectacular.
Over in the crypto pit, Bitcoin added some spark with an +0.83% rise, holding above the $112K mark. Precious metals joined the green wave too, as gold glittered with a +0.67% gain and silver shined even brighter, up nearly +0.93%.
But the real showstopper of the day? Robinhood absolutely stole the spotlight, skyrocketing +15.83%—a leap that turned heads across trading desks. In contrast, Visa dipped slightly, down -0.27%, reminding us that even market giants can have an off day. PayPal, meanwhile, quietly cashed in a +0.21% boost.
👉 In short: today’s market felt like a mix of calm confidence with a single wild plot twist—Robinhood’s rally. Investors seem cautiously optimistic, with just enough surprises to keep things interesting.
Travel

The U.S. loses travelers while other countries cash in
Fewer tourists are coming to the U.S., and that’s bad news for the economy—but good news for other destinations. Countries abroad are stepping up to attract these travelers, offering experiences that lure them away from American cities. Analysts say this shift could reshape tourism trends in the coming years.
Six autumn strolls across cities bursting with charm
Fall is just around the corner, and The New York Times has picked six vibrant cities perfect for crisp-weather walks. From golden leaves to lively neighborhoods, these strolls promise a dose of cozy seasonal magic. It’s the perfect excuse to lace up your sneakers and enjoy sweater weather.
Interstate 81 overnight closures to disrupt Syracuse travelers
Drivers in Syracuse, beware—overnight lane closures are planned for Interstate 81 north and south. The work is set to cause delays for commuters and late-night travelers. Officials are urging drivers to plan ahead and expect detours as crews get to work.
Bitcoin/Crypto

Bitcoin mining difficulty climbs to a record-breaking high
The Bitcoin network just hit an all-time high in mining difficulty, signaling tougher competition for miners. While that may squeeze profits for smaller operations, it’s also a sign of the network’s growing security. Enthusiasts see it as another milestone in Bitcoin’s resilience.
Crypto mining facility sparks outrage among local residents
Residents near a large crypto mining site say the constant noise and power strain are unbearable. Complaints have piled up about loud machines running around the clock, with some calling it “just terrible.” Officials may be forced to step in as community anger builds.
Ethereum’s Linea upgrade and token airdrop explained
Ethereum is buzzing with news about Linea, a layer-2 network designed to improve efficiency. Alongside it comes a new token airdrop, stirring excitement among investors. Experts say it could mark a big step forward for Ethereum’s growth.
Finance

Euro surges as traders eye new resistance challenge
The EUR/USD is pushing higher again, and traders are wondering if it can break through resistance this time. With recent economic data giving the euro a lift, analysts are watching the charts closely. The move could set the tone for forex markets heading into fall.
Pound tipped to rise against euro by year’s end
Analysts forecast the GBP/EUR exchange rate could climb to 1.1365 by late 2025. That would mark a significant shift for currency markets, which have been volatile all year. Investors are already positioning themselves for what could be a profitable play.
Cardano poised for a potential rally this week
Crypto watchers are eyeing ADA (Cardano) for a possible breakout. After weeks of steady buildup, momentum appears to be shifting in its favor. If bullish trends hold, ADA could be gearing up for a strong rally in the coming days.
U.S.

Trump tariffs put American manufacturing hopes to the test
Donald Trump’s tariffs are raising questions about whether U.S. manufacturing can really bounce back. Supporters argue the measures will protect domestic industries, while critics warn of long-term fallout. The results could define the next chapter of the economy.
‘Apocalypse Now’ warning signals Trump’s political vulnerability
CNN reports Trump is facing growing political risks, with new threats being described as his “Apocalypse Now” moment. Allies are concerned these issues could weaken his standing ahead of major battles. It’s a reminder of just how turbulent the political landscape has become.
China’s U.S. exports tumble as global growth slows
China’s shipments to the U.S. plunged 33% in August, hitting their lowest point in six months. Analysts say slowing global demand and trade tensions are fueling the drop. For businesses relying on imports, the ripple effects may soon be felt.
Economy

France’s government faces collapse amid looming confidence vote
France is teetering on political chaos as the government braces for a confidence vote. Leaders are scrambling to maintain stability while critics circle. The result could shake both domestic politics and European markets.
Emerging markets rush to debt as risks take center stage
Debt markets are buzzing as emerging economies jump in to seize financing opportunities. Analysts say it’s a sign of both optimism and risk-taking in a volatile global environment. Investors are watching closely to see if this momentum holds.
Dubai targets British buyers with weak dirham advantage
Dubai is working to lure British home buyers by capitalizing on the weak dirham. With favorable exchange rates, luxury properties are suddenly looking like bargains. Real estate agents expect a surge of interest as wealthy buyers look to cash in.
Today’s Snapshot
5 Investments You’ll Thank Yourself For Making
Not the Wall Street, charts-and-suits kind of talk. I’m talking about the real kind — the kind that sets you up for freedom, options, and a life where money works for you instead of you chasing it forever.
Because here’s the truth: the best investments aren’t always the flashiest. They’re the ones that quietly grow in the background, stacking up returns while you sleep.
So, here are 5 investments you’ll wish you started sooner (and you can start working on any of these today).
1. 📈 Broad Market Index Funds
Let’s start with the classic.
Index funds are the most boringly effective investment ever invented. You’re not trying to beat the market — you’re just owning the whole thing. Over time, the U.S. stock market has averaged around 7–10% annual returns (after inflation). That’s the power of compounding working in your favor.
Why it matters:
Low fees (because you’re not paying some guy in a suit to guess).
Built-in diversification (you’re holding hundreds or even thousands of companies).
Set-it-and-forget-it friendly.
Even if you’re just throwing in a few hundred bucks a month, your future self will thank you.
2. 🏡 Real Estate (Even If You Don’t Buy a House)
Real estate isn’t just for people with six-figure down payments and HGTV dreams.
You can get exposure in multiple ways:
Buying rental property (if you want the hands-on landlord life).
Investing in REITs (Real Estate Investment Trusts) — basically stocks that own real estate.
Platforms like Fundrise that let you invest in real estate deals with smaller amounts.
Real estate is powerful because it’s one of the few assets where you can use leverage (the bank’s money) to grow your wealth. Plus, people always need places to live.
3. 👩💻 Your Own Skills
Hot take: your brain might be the highest-returning asset you’ll ever own.
Every new skill you learn can multiply your earning power:
Learning sales → you can close bigger deals.
Learning coding/tech → you open new career or side-hustle doors.
Learning communication → you can lead, pitch, sell, and influence better.
Here’s the kicker: while markets go up and down, your skills travel with you forever. Whether you’re climbing a corporate ladder or building a business, investing in yourself often pays 10x.
Pro tip: instead of doom-scrolling tonight, buy a course, read a book, or take on a project that scares you just a little.
4. 🧘♂️ Health & Energy
This might sound “soft,” but hear me out.
What’s the point of building wealth if you’re too burnt out or sick to enjoy it? The ROI on your health is insane. Imagine an investment that:
Gives you more focus (hello, better decision-making).
Increases your energy (so you can work, build, and invest longer).
Reduces medical costs later (retirement is way more fun when you’re not funding hospital visits).
Investments here look like:
A gym membership.
Meal prep that actually fuels you.
Sleep optimization (yes, blackout curtains count).
Future-you doesn’t want six-pack abs. They want mobility, energy, and the ability to play the long game.
5. 🚀 Small Bets in Emerging Trends
Okay, here’s the fun one.
This is the “venture capital” side of your portfolio — the part where you take small, calculated risks on things that might pop. Could be:
A bit of crypto (Bitcoin, Ethereum, or even staking coins).
Startup investing through crowdfunding platforms.
AI or clean energy stocks.
The trick: keep these bets small. Don’t throw your rent money into Dogecoin. But putting 5% of your portfolio into moonshots gives you exposure to big upside while your boring investments keep you safe.
🧩 Putting It All Together
Here’s how a balanced approach might look (just an example, not financial advice):
50–60% → index funds / ETFs.
20–30% → real estate.
10–15% → yourself (skills, health, personal growth).
5–10% → moonshot bets.
That mix lets you sleep at night while still keeping doors open for massive growth.
✨ Final Thought
Here’s the real kicker: none of these investments require you to be “rich” to start. You can:
Open a brokerage account with $100.
Buy a single REIT share.
Spend $30 on a book that changes your income forever.
Meal-prep chicken and rice instead of hitting Uber Eats again.
Wealth isn’t built in one giant move — it’s built brick by brick. The earlier you start stacking those bricks, the bigger your castle gets.
So, friend — which one of these 5 investments are you starting today?
Fun Stuff
❓ Riddle Me This
The more you share me, the less I have. But the more you spread me, the more I grow. What am I?
📆 This Day in Financial History
On September 9, 2014, Apple introduced the Apple Watch, its first entry into wearable technology — marking the company’s bold expansion beyond iPhones into health, lifestyle, and personal tech. ⌚
🤯 Wild & Wacky
The shortest-ever corporate meeting lasted 45 seconds. In 2017, a UK-based company convened its annual general meeting, only to find all votes were pre-submitted electronically. Gavel down, meeting done. 🕒
⚖️ Would You Rather…
Would you rather:
Have insider knowledge of one stock for the next 10 years, or
Be guaranteed a steady 15% return annually on all investments?
*Answers at the bottom
Thought of The Day
Growth doesn’t come from comfort. Every breakthrough is born when you dare to step beyond routine, embrace uncertainty, and lean into possibility.
Answers
Riddle - Answer: Knowledge 📚
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.