September 7, 2025

Welcome Back,
Happy Sunday, everyone!
Good morning 🌞—I hope your day starts with something simple and good (like the smell of fresh coffee or the luxury of hitting snooze once… or twice).
Here’s a thought: money isn’t just dollars and cents—it’s a game. The funny part? Everyone’s playing it, but almost nobody was actually taught the rules. Some people stumble into winning strategies, while others keep rolling the dice without realizing they’re even on the board.
That’s exactly what today’s post is about: 🕹️ The Money Game Nobody Teaches You (But Everyone’s Playing). Once you start to see the hidden rules, you realize wealth-building isn’t about being lucky or “good with numbers”—it’s about learning how to play smarter than most.
So let’s spend this Sunday unlocking the rulebook—because winning the money game is a lot easier when you finally know how it works. 🚀
— Ryan Rincon, Founder at The Wealth Wagon Inc.
Quote of The Day
“It’s not whether you get knocked down; it’s whether you get up.”
– Vince Lombardi
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Media

Sydney Sweeney Joins Oscar Race After Toronto Triumph
The Toronto Film Festival is already shaping up to be a star-making event. Sydney Sweeney’s performance has critics buzzing, with some even calling her a frontrunner for Best Actress. Festival season is heating up, and the awards chatter just got louder.
Royal Farewell: Duchess of Kent Remembered for Grace at Wimbledon
At 92, the Duchess of Kent has passed away, leaving behind memories of her compassion on and off the tennis court. She famously comforted Jana Novotná at Wimbledon, creating one of sports’ most heartfelt moments. Her legacy is one of elegance, empathy, and quiet strength in the public eye.
Ryan Reynolds Pushes Bill Murray Cameo for John Candy Doc
Ryan Reynolds had his sights on bringing Bill Murray into a documentary about the beloved John Candy. The project aims to celebrate Candy’s life with humor and heart, but Reynolds’ wish list didn’t stop there. Hollywood’s quirkiest dream casting just got even quirkier.
World

Israeli Military Orders Gaza City Residents to Evacuate Immediately
The Israeli military has urged residents of Gaza City to leave as tensions escalate further. Officials warn that major operations may follow, adding to the mounting humanitarian concerns. The region braces for more uncertainty as the conflict deepens.
UK Foreign Secretary Faces Shake-Up in Starmer’s Cabinet
David Lammy may be out as UK foreign secretary after a major reshuffle by Prime Minister Keir Starmer. The move underscores the shifting political dynamics within the Labour government. As leadership adjusts, questions loom about the direction of UK foreign policy.
India Gets Even Louder with New Horn Craze
India’s drivers are trading in their horns for even louder models, much to the dismay of commuters and city dwellers. The rise of “super-honks” highlights the country’s chaotic traffic culture. For some, it’s just noise pollution; for others, it’s the soundtrack of daily life.
Economy

Canada Loses 66,000 Jobs in August, Adding Pressure on BoC
Canada’s job market took a major hit in August, losing 66,000 positions. Analysts say the decline piles more pressure on the Bank of Canada to take action. With economic uncertainty rising, policymakers are scrambling to steady the ship.
Four Warning Signs Flash Red for U.S. Economy
Economists are pointing to several troubling indicators that may signal stormy times ahead. From slowing growth to rising debt concerns, the U.S. economy faces hurdles that could dampen optimism. Investors are watching closely as these warning lights blink brighter.
Wall Street Retreats Amid Slowdown Fears Despite Rate-Cut Hopes
After a period of record highs, Wall Street is pulling back. Fears of economic slowdown have shaken investor confidence, even as hopes for interest rate cuts linger. Markets are searching for balance in the face of mixed signals.
Finance

Trump-Linked Crypto Boss Justin Sun Says Tokens ‘Unreasonably’ Frozen
Justin Sun, a big supporter of Trump’s crypto ventures, claims his World Liberty tokens are being unfairly frozen. The dispute underscores growing scrutiny of politically tied crypto projects. Sun insists the freeze is unjustified, while regulators keep a watchful eye.
Gold Prices Surge—But Is the Party Just Starting?
Gold’s recent rally has some calling it overheated, while others see plenty of room left to climb. Analysts are split: is this a bubble forming, or a breakout moment? Either way, investors are flocking to the shiny safe haven.
RFK Jr. Expands Catastrophic Health Insurance Plans Nationwide
RFK Jr. has announced plans to widen eligibility for catastrophic health insurance. Supporters say it’s a step toward affordability, while critics warn of hidden risks. The move could shake up how Americans think about coverage.
Science

Full Corn Moon and Lunar Eclipse to Dazzle September Skies
September’s night sky is getting a cosmic upgrade: a full corn moon paired with a total lunar eclipse. Stargazers can expect a breathtaking celestial show that won’t come around again anytime soon. Grab your telescopes—it’s one for the history books.
Ant Queens Birth Hybrids Across Species in Wild Discovery
Scientists have found ant queens producing offspring that blend traits from two different species. The discovery challenges long-held assumptions about insect reproduction. Nature, it seems, still has plenty of surprises hidden underground.
Solar Flares Are Hotter Than Scientists Thought—Here’s Why
New research reveals solar flares burning far hotter than previous estimates. The finding forces scientists to rethink the physics of our sun’s fiery outbursts. It’s a reminder that even the closest star still holds mysteries.
Today’s Snapshot
Money feels complicated, right? Stocks, real estate, crypto, retirement accounts, taxes… like you need an MBA just to know what’s going on.
But here’s the truth: money is a game. And just like any game, there are rules, levels, and cheat codes. Problem is, most people are out here playing blindfolded while a smaller group (the wealthy) are playing with the manual wide open.
Today, let’s talk about how to actually “play the money game” so you stop being a background character and start being one of the people who wins.
🎯 Level 1: Playing Defense (Don’t Get Knocked Out Early)
Before you even think about investing or building wealth, you’ve got to make sure you’re not losing before the game even starts.
This means:
Emergency Fund → at least 3–6 months of living expenses.
High-Interest Debt → kill it. Credit card debt is like playing a game where the dealer takes 20% of your chips every round. You’ll never win.
Basic Insurance → health, car, renters/home. Not sexy, but losing everything in one hit isn’t fun either.
Most people skip this part and wonder why they keep getting knocked back down. Defense first. Always.
🎯 Level 2: Playing Offense (Your Income Engine)
Once you’ve got your defense set, it’s time to score points. And in the money game, that means income.
Here’s the thing: you can only “budget” your way so far. If you’re making $60k a year, you’re never saving your way into true financial freedom. You need to increase your earning power.
Ways to do it:
Corporate players → Focus on skills that get you promoted faster (communication, leadership, tech fluency). Each promotion is like unlocking the next level.
Business owners → Stop being the bottleneck. Systems, teams, and marketing are your multipliers.
Starters → Don’t obsess about your dream job yet. First focus on building skills that are in demand. Skills = leverage.
Think of your income as your “energy bar.” The bigger it is, the more moves you can make.
🎯 Level 3: Multiplying Money (The Investing Arena)
This is where most people want to start — but remember: you can’t win if you skipped Levels 1 and 2.
Now, when you hit this stage, you’ve got options:
Stocks & ETFs → The “easy mode.” Throwing money into broad-market index funds (like S&P 500 ETFs) is boring, but it works. Historically, ~8–10% per year.
Real Estate → More complex, but also more control. Rental properties, REITs, or even short-term rentals can be powerful.
Business Investing → High risk, high reward. Whether it’s your own or angel investing, this is where fortunes are made.
Alternative Assets → Crypto, collectibles, private lending. Not for beginners, but can diversify your portfolio once your foundation is set.
The key is not just investing but investing consistently. Think of it like putting coins into an arcade machine every week. The longer you play, the more chances you have to hit jackpots.
🎯 Level 4: The Hidden Cheat Codes
Here’s the part almost nobody talks about — the “cheat codes” that give you leverage most people miss.
Taxes → Wealthy people don’t just make money, they keep more of it. They use tax-advantaged accounts, write-offs, depreciation, and legal structures. Don’t wait until you’re rich to learn this. Start now.
Relationships → Your network is an asset. The right mentor, partner, or connection can shave years off your journey.
Mindset → Sounds fluffy, but it’s real. If you think like a worker forever, you’ll stay stuck. Start thinking like a capital allocator — every dollar you touch is an employee. Does it work for you or just get fired (spent)?
⚡ The “Combo Moves” That Create Real Wealth
Winning the money game isn’t about one big move. It’s about combining moves that stack:
High income + Investing consistently → compounding does the heavy lifting.
Business ownership + Tax strategy → wealth scales fast.
Strong network + Opportunity awareness → doors open that others don’t even see.
It’s like combining moves in a video game — punch + kick + special = knockout.
👀 Why This Matters Now (Not Later)
Here’s the harsh truth:
Inflation is eating your cash.
AI is eating average jobs.
Retirement “plans” aren’t saving most people.
If you’re not actively playing the game, you’re getting played.
But the good news? It’s not too late. Whether you’re 22 and broke or 52 and making six figures, you can start leveling up today.
✅ Your Quick-Start Action Plan
Here’s what you can do this week to move up a level:
Write down which level you’re actually on (Defense, Offense, Multiplying, or Cheat Codes).
Pick ONE move from that level to focus on this month.
Track it like a game — score yourself weekly.
The key isn’t perfection. It’s progression.
Final Thought
Money doesn’t have to be scary or mysterious. It’s just a game. But the difference between winners and losers is this:
👉 Winners learn the rules.
👉 Losers pretend there are no rules.
So here’s my challenge to you: don’t just “play.” Play to win.
And remember — the money game doesn’t end when you retire. It ends when your money works harder than you do. That’s when you officially beat the boss level.
Fun Stuff
😂 Funny Joke
Why did the accountant bring a pencil to the party?
Because he wanted to draw some attention! ✏️🎉
📆 This Day in Financial History
On September 7, 2008, the U.S. government announced it would place Fannie Mae and Freddie Mac into conservatorship amid the financial crisis — one of the largest bailouts in history.
🤯 Wild & Wacky Business Fact
In Sweden, you can pay for train tickets by scanning a microchip implanted in your hand. No wallet, no phone, just your palm! 🚉✋
⚖️ Would You Rather…
Would you rather retire at 40 with $2 million and live modestly, or retire at 65 with $20 million and live extravagantly?
*Answers at the bottom
Thought of The Day
Patience is a superpower in business. Those who can delay gratification and stay consistent often outlast those chasing quick, unsustainable wins.
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.