September 14, 2025

Good Morning, friends!
I hope today feels a little slower, a little lighter, and maybe even starts with pancakes (because why not?).

Here’s a fun truth: millionaires don’t just make more money—they track it differently. Not in a stressful, penny-pinching way, but in a way that helps them spot opportunities, plug leaks, and make their money work harder than they do.

That’s what today’s post is all about: How to Start Tracking Your Money Like a Millionaire. Because you don’t need to wait until you have seven figures in the bank to act like someone who does—the habits that build wealth start long before the bank account balance shows it.

So today, let’s talk about turning money tracking into a tool for confidence and clarity, not stress. Future-you will thank you for it. 🚀

— Ryan Rincon, Founder at The Wealth Wagon Inc.

– Peter Drucker

MAGA Sees Brazil as Warning Sign, Bolsonaro’s Trial Says Otherwise
Trump supporters point to Brazil as proof of America’s future, but Bolsonaro’s trial outcome is telling a very different story. The former president’s downfall highlights the risks of authoritarian politics, even in countries where strongmen once thrived. For MAGA, it’s both a cautionary tale and a mirror of what could happen in the U.S. if democracy is tested.

South Korea Angered After 300 Workers Treated as Prisoners of War
A U.S. raid left South Korean workers detained under harsh conditions, sparking outrage and sharp criticism. The incident has raised serious questions about how allies are being treated in sensitive operations. South Korea is demanding answers, while public anger threatens to strain relations further.

After Charlie Kirk’s Death, Voters Say Something Feels Deeply Wrong
The sudden death of conservative activist Charlie Kirk has left many Americans unsettled. Supporters and critics alike are questioning the health of democracy and the state of politics. His passing has become a flashpoint in debates about leadership, trust, and accountability in the U.S.

Nearly 200 Dead in Boat Accidents on Congo’s Waters
Two tragic boat accidents in northwestern DR Congo left at least 193 people dead. Overcrowding and poor safety standards are being blamed for the disaster. Families are mourning, while officials face renewed pressure to improve transport safety in the region.

Trump’s Public Shrug Over Polish Drone Attack Stirs Unease in Europe
When asked about a drone incursion in Poland, Trump brushed it off as if it were no big deal. European leaders, however, see it as a dangerous sign of indifference to security threats. The reaction is fueling doubts about U.S. commitment to NATO allies in turbulent times.

Trump and Qatari PM Share Dinner After Israeli Strike on Hamas
Just days after a deadly strike on Hamas, Trump and Qatari Prime Minister Witkoff sat down for dinner in New York. The meeting is raising eyebrows, with many questioning the timing and motives. Diplomacy, business, and political influence all seemed to be on the menu.

Weekend Road Work Will Shut Down I-405 Completely for Drivers
Commuters in the Seattle area are in for a headache as I-405 faces a full closure this weekend. Transportation officials say the work is critical for long-term improvements. Still, drivers are bracing for detours, traffic jams, and lots of frustration.

World’s Largest Cruise Ship Adds Three Massive Sister Ships to Fleet
The record-breaking cruise ship isn’t sailing alone anymore—three identical giants are joining the seas. Together, they form a fleet that feels more like floating cities than vacation vessels. Cruise enthusiasts are thrilled, but environmentalists remain skeptical about the industry’s massive footprint.

United Airlines CEO Drops Bombshell on 44-Year Rival Competitor
In a bold move, United’s CEO made an unexpected announcement that sent shockwaves through the airline industry. The news targeted a rival carrier that has been competing for over four decades. Analysts say the move could reshape how the airlines battle for passengers and market share.

Octopuses Use Different Arms for Different Jobs, Study Finds Fascinating
New research reveals that octopuses don’t just use their arms randomly—they assign them tasks. Some arms specialize in hunting, while others help with movement or manipulation. Scientists say this discovery could rewrite how we understand intelligence in marine animals.

NASA Finds Signs of Life on Mars, Trump’s Critics Rejoice
Evidence of possible life on Mars has surfaced, and scientists are buzzing with excitement. But political observers can’t help pointing out Trump’s earlier dismissal of such research. The discovery not only inspires wonder but also stirs debate about past policy missteps.

Hubble Captures Strange Sunward Glow From Interstellar Comet ATLAS
The Hubble telescope has spotted a bizarre glow from interstellar object 3I/ATLAS. The light stretches ten times longer than it is wide, baffling researchers. Some call it a cosmic mystery, while others think it may hold clues to how comets behave across galaxies.

Bitcoin and Ethereum ETFs Pull in Over $1 Billion This Week
Investors are flocking back to crypto ETFs, with Bitcoin and Ethereum leading the way. Inflows surpassed $1 billion as market confidence made a sudden comeback. Analysts say this surge could be the start of another bullish wave in digital assets.

Families on Obamacare Face Higher Health Care Premiums Next Year
Millions of Americans who rely on Obamacare may see their costs rise in 2026. Analysts say insurers are raising premiums in response to medical inflation and policy shifts. Families already struggling with budgets are bracing for another financial squeeze.

Dollar Loses Ground Before Fed Meeting, Sterling Weakens on GDP Data
The U.S. dollar is sliding ahead of a crucial Federal Reserve decision. At the same time, the British pound is showing weakness after lackluster GDP numbers. Traders are watching closely, with markets bracing for turbulence.

Most people think they know where their money goes each month. But when they sit down and actually look at the numbers, they’re shocked.

Maybe you’ve been there: you check your account and wonder, “Wait, how did I spend $600 on food this month?” or “Where did all that freelance income disappear to?”

Here’s the truth: not tracking your money is costing you more than you realize. And fixing it isn’t about becoming some obsessive spreadsheet wizard — it’s about clarity, control, and building freedom.

People often think tracking is for “broke college kids.” Wrong.

In fact, the higher your income, the more damage sloppy tracking can do:

👉 The money you don’t track isn’t just lost. It’s lost growth.

If you’re not paying attention, these are the big ones draining your accounts:

The result? Less money left for the stuff that actually matters: investments, opportunities, freedom.

Okay, so how do you fix this without turning into a full-time accountant?

Here are three easy systems — pick one that fits your style:

If apps feel overwhelming, just split money like this:

👉 Adjust percentages if you’re aggressive about investing.

Here’s the part people miss: tracking isn’t just about money. It’s about mental clarity.

When you know where your money goes:

That calm confidence? That’s wealth in itself.

Here’s a 15-minute action plan you can literally do today:

Even saving $200/month is $2,400/year. Invested at 7% return over 20 years? That’s $100,000+.

Not bad for a few clicks.

You don’t need to penny-pinch every latte. You just need to see clearly.

Tracking your money isn’t about restriction. It’s about alignment. It’s making sure your money flows where you want it to — not where advertisers, algorithms, or habits send it.

So take 15 minutes today. Pull up your numbers. Start small.
Because the cost of not knowing? That’s way too expensive.

Why did the accountant break up with the calculator?
Because she felt he was just too calculating. 🧮❤️

This company started in 1902 in Minnesota, first making sandpaper and mining products, then pivoted into innovation and now produces over 60,000 products worldwide.

In Japan, companies sometimes hire people to apologize professionally on behalf of their clients. Yes — there are full-time “apology agencies.” 🙇‍♂️💼

Would you rather have the ability to spot every market bubble before it bursts, or the ability to pick the next trillion-dollar company early?

*Answers at the bottom

Guess the Company - Answer: 3M 🏭