September 11, 2025

Happy Thursday!
Good morning 🌞—I hope your day starts with good energy (and maybe that second cup of coffee you didn’t plan on but definitely needed).

Here’s a thought worth chewing on: waiting feels safe, but when it comes to money, waiting is often the most expensive decision you can make. Every year you delay is a year your money could’ve been compounding, building, and working for you.

That’s exactly what today’s post is about: The Real Cost of Waiting—Why Delayed Action Is the Most Expensive Mistake in Money. Because “someday” has a sneaky way of becoming never, and the wealth you miss out on isn’t just a little—it’s massive.

So today, let’s flip the script: instead of waiting for the perfect moment, let’s talk about why taking small, imperfect action now is the real wealth-building superpower. 🚀

— Ryan Rincon, Founder at The Wealth Wagon Inc.

– Jean de La Bruyère

Market Update: The markets just served up a wild cocktail today, mixing a steady pulse with some show-stopping fireworks. 📈✨

The Nasdaq barely budged but kept its head above water at +0.03%, while the S&P 500 added a modest +0.30%. The Dow Jones, however, stumbled with a -0.48% dip, showing not all blue chips are feeling the love.

Meanwhile, Bitcoin flexed its digital muscles with a +2% pop, pulling crypto bulls back into the spotlight. Precious metals split paths — Gold slipped slightly (-0.049%), while Silver sparkled with a +0.75% gain.

But the real fireworks came from the corporate side: Oracle rocketed an eye-watering +35.91%, turning heads across Wall Street, while CoreWeave kept the party alive with a huge +16.88% climb. On the flip side, Opendoor took a nosedive at -4.09%, proving not everyone got invited to today’s rally.

In short: Big tech showed muscle, crypto’s on the rise, and Oracle stole the entire show with a moonshot move. 🚀

Ukraine Missile Strike Raises Alarming Western Technology Links
Ukraine claims a Russian missile that hit a government building was packed with U.S. and European parts. The discovery highlights ongoing concerns about how advanced components slip through sanctions. It underscores the difficulty of cutting off Russia’s supply chain amid the war.

America’s Manufacturing Base Is Shrinking Faster Than Expected
A new analysis reveals the U.S. has lost thousands of manufacturing jobs, signaling cracks in an industry once considered the backbone of the economy. Experts point to automation, global competition, and shifting demand as key drivers. The decline has raised alarms about long-term job stability and regional economic health.

Trump’s Deportation Tactics Leave Immigrants in Legal Limbo
Investigations show Trump’s immigration program has left many immigrants stuck in a cycle of indefinite detention. Critics say it bypasses due process, shuffling vulnerable people into a system with few safeguards. The revelations reignite debate over immigration policy and human rights in the U.S.

China’s Inflation Cools as Consumer Prices Drop Sharply
China’s consumer prices fell at their fastest pace in six months, offering relief from fears of overheating. Producer deflation also slowed, suggesting signs of stabilization in the world’s second-largest economy. Analysts say this could ease pressure on Beijing to roll out aggressive stimulus.

Stagflation Fears Cast Shadow Over Fed’s Rate-Cut Hopes
Markets remain jittery as fears of stagflation loom, clouding optimism about possible Fed cuts. Investors worry that sluggish growth paired with sticky inflation could trap policymakers in a tough bind. The uncertainty has kept global markets on edge heading into fall.

U.S. Businesses Shift Focus to Southeast Asia Over China
A growing share of U.S. firms are moving investments out of China and into Southeast Asia. Rising costs, trade tensions, and political risks are driving the shift. Vietnam, Indonesia, and Malaysia are emerging as the big winners in this global realignment.

Gold Prices Climb Higher as Investors Seek Safety
Gold prices are on the rise, with investors piling in as global uncertainties mount. Safe-haven demand has kept the precious metal resilient despite market volatility. Analysts expect continued strength if economic jitters deepen.

Australian Dollar Rallies on Lower Odds of Rate Cuts
The Australian dollar gained support after fresh data suggested the Reserve Bank may hold off on cutting rates. Traders see easing inflation pressures as a sign of economic resilience. The currency could keep strengthening if global demand picks up.

DOGE ETF Launches in U.S., Stirring Crypto Buzz
The first U.S.-listed Dogecoin ETF has hit the market, sparking debate about its utility and long-term value. While critics call it a gimmick, supporters argue it legitimizes meme coins. Its success could set the stage for more unconventional crypto funds.

Ghostly Halos Found Around Barrels Dumped Off L.A. Coast
Scientists have discovered eerie glowing “halos” surrounding barrels dumped off California’s coast decades ago. The find has sparked urgent questions about chemical waste and its lingering impact. Authorities are now investigating the barrels’ contents and potential environmental fallout.

NASA Telescope Studies Potentially Habitable Exoplanet
NASA’s James Webb telescope has detected a distant planet that may contain water, raising hopes for habitability. While more data is needed, scientists are excited by the discovery’s implications. It adds momentum to the search for Earth-like worlds beyond our solar system.

NASA’s Titan Mission Overcomes Early Hurdles, Moves Forward
NASA’s ambitious mission to Saturn’s moon Titan is finally back on track. After early struggles, engineers say the spacecraft is ready for its next testing phase. If successful, the mission could unlock clues about life’s building blocks in our solar system.

Eightco’s Meteoric Rise: From $4M to $8B in a Week
Crypto firm Eightco has skyrocketed in value, going from a modest $4 million to a staggering $8 billion almost overnight. The jaw-dropping surge has stunned investors and analysts alike. Skeptics warn of bubble risks, but backers say it reflects untapped potential.

Figure Technologies Expands as Crypto IPO Market Heats Up
Stablecoin issuer Figure Technologies has boosted the size of its upcoming IPO amid surging investor interest. The move highlights renewed confidence in crypto infrastructure companies. If successful, it could signal a broader rebound in the digital asset market.

XRP Approaches $3 Amid ETF Optimism and Market Buzz
Ripple’s XRP token is flirting with the $3 mark as excitement builds over a possible ETF approval. Traders are betting that regulatory clarity could spark a breakout. For now, XRP remains one of the most closely watched assets in crypto.

Let’s be honest.
We’ve all said it before:
“I’ll start investing when I make more.”
“I’ll start that side hustle when things calm down.”
“I’ll double down on my business when the timing is better.”

And guess what? Months turn into years. Years turn into regret.

Here’s the truth: waiting is the most expensive decision you can make in wealth, business, and life. Let me break it down for you.

Einstein called compound interest the “eighth wonder of the world.” And he was right.

Same money. Same returns. Just started 10 years later. That “wait” cost you $870,000.

It’s not just investing. It’s business too. The earlier you build, the longer your business has to:

Time is your most valuable asset. And you never get it back.

It’s easy to think waiting is “safe.” But here’s what it really costs you:

Most people wait because they want the perfect plan.

But here’s the kicker: perfect doesn’t exist. What exists is momentum.

👉 Tiny, imperfect action today > flawless action someday.

No matter where you are — high-income exec, entrepreneur, or broke and hungry — here are things you can do right now to beat “waiting”:

A buddy of mine had two friends — both wanted to invest in real estate.

The difference? Action beats analysis paralysis every time.

Wealth isn’t built by those who wait for the right conditions. It’s built by those who create conditions through consistent action.

Don’t wait to:

Because waiting costs more than any stock dip, business failure, or bad hire ever will.

Your future self is begging you: start today.

✨ Friendly challenge: Do one small action this week you’ve been putting off. Doesn’t matter if it’s $50 invested, one cold call made, or one online course started. That’s how momentum begins.

Why did the CFO get stuck in traffic?
Because he was stuck calculating the best route with minimal expenses! 🚗💰

I’m always ahead but never behind. I can be wasted but never saved. What am I?

On September 11, 2001, U.S. markets closed for nearly a week after the terrorist attacks. When trading resumed on Sept. 17, it marked one of the sharpest single-week losses in Wall Street history — but also began the path of recovery, demonstrating the resilience of global markets.

In the 1960s, American Express accidentally issued credit cards to a flock of sheep in Italy — because the farm’s name was misread as an applicant! 🐑💳

*Answers at the bottom

Riddle - Answer: Time ⏳