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October 7, 2025

Welcome Back,

Happy Tuesday, everyone! 🌞

Good morning! I hope you’re feeling clear-headed, energized, and maybe even a little unstoppable today. Tuesdays are kind of like the underdog of the week — not as sleepy as Monday, not as flashy as Friday — but perfect for making real progress.

Here’s a fun question to get your gears turning: what if you could get more done with less effort — in your business, your investments, even your life? Sounds like magic, right? But really, it’s just leverage. ⚙️

Today’s post breaks down how the smartest entrepreneurs and investors use leverage — not just money, but time, tools, people, and knowledge — to multiply their impact without burning out.

Because here’s the truth: wealth doesn’t come from working harder. It comes from building systems that work for you.

So grab that coffee, lean in, and let’s learn how to make your efforts count double (or triple).

Ryan Rincon, Founder at The Wealth Wagon Inc.

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Quote of The Day

“You don’t build a business, you build people, and then people build the business.”

Zig Ziglar

Market Update

*Market data represents the most recent market close at 5:00pm ET

Market Update: The markets closed mostly green, with the Nasdaq charging up 0.71% to $22,941.67 and the S&P 500 adding 0.36% — both extending their upward momentum. The Dow Jones slipped slightly by 0.14%, showing some signs of consolidation after a strong run earlier in the week.

In the digital and metals corner, Bitcoin sparkled with a 1.16% jump to $124,850, keeping crypto bulls energized. Gold inched up 0.20% to $3,984.40, while Silver outshone with a 0.91% climb to $48.40 — solidifying its spot as the day’s quiet winner among commodities.

On the corporate stage, Microsoft took center spotlight, soaring 2.17% to $528.57, leading big tech’s charge. Meta followed right behind with a 0.72% rise to $715.66, continuing its steady climb on strong sentiment. However, Nvidia cooled off, dipping 1.12% to $185.51, as traders likely took profits after a powerful streak.

👉 In short: Big Tech mostly flexed, Bitcoin bounced, and Silver sparkled — with the Dow the lone wallflower at today’s market party.

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World

Gaza ceasefire talks set to start in Egypt amid new strikes
Egypt is hosting ceasefire negotiations as Israel continues its latest round of airstrikes in Gaza. Diplomats hope to broker a truce after weeks of violence and humanitarian strain. Both sides face mounting international pressure to agree to a lasting pause.

Political crisis deepens for Macron after another PM resigns
France faces new political turmoil as another prime minister steps down under Emmanuel Macron. The resignation compounds the president’s struggles with public dissatisfaction and parliamentary gridlock. Analysts warn the shake-up could weaken Macron’s reform agenda further.

Blizzard strands hundreds of hikers on Mt. Everest slopes
A fierce storm swept across the Everest region, trapping climbers and trekkers. Rescue teams are battling whiteout conditions and subzero temperatures to reach high-altitude camps. Authorities say evacuations are underway but warn the death toll could rise.

Technology

Samsung’s One UI 8 introduces sleek stock wallpapers for download
Samsung’s latest interface refresh brings bold, minimalist designs in vivid color gradients. Fans can already download the wallpapers ahead of the full release. The update teases what users can expect from the upcoming Galaxy lineup.

New phones may ditch USB cables entirely for wireless setups
Android Authority reports several major manufacturers could soon remove USB cables from new phone boxes. The move would accelerate the industry’s shift to wireless charging and data transfer. Consumers may see lighter packaging—but will likely pay extra for cables.

Critic says Echo Show isn’t worth buying—offers theirs instead
An Engadget columnist argues Amazon’s Echo Show smart display no longer justifies its price. They cite limited updates and better alternatives in the smart-home space. The piece urges readers to consider newer competitors with improved software support.

Economy

Government shutdown halts key data as experts warn instability
The shutdown has frozen the release of major economic indicators, including jobs and inflation reports. Economists caution that blind spots in data could shake markets and policymaking confidence. The uncertainty compounds existing concerns about slowing growth.

Michigan’s manufacturing push boosts careers and economic output
State officials tout new training programs connecting workers with high-demand, high-wage manufacturing roles. The initiative aims to sustain Michigan’s industrial resurgence and attract new employers. Early signs suggest notable gains in both employment and productivity.

Economist Tyler Schipper weighs in on jobs and shutdown fallout
University of St. Thomas professor Tyler Schipper says the data freeze from the shutdown clouds analysis of unemployment trends. He warns that delayed releases will distort short-term forecasting. Still, he remains cautiously optimistic about longer-term job stability.

Finance

Edgar Beltran / WIKI Commons

Pope Leo issues new decree on Vatican investment policies
A new motu proprio outlines stricter oversight for Vatican financial operations. The decree aims to ensure transparency and ethical stewardship of church funds. It continues Pope Leo’s broader effort to reform the Holy See’s investment practices.

Gold rally faces test as momentum indicators flash warning
Analysts at Bank of America say gold’s stellar run could be nearing exhaustion. With prices hovering near historic highs, traders are eyeing potential pullbacks. Inflation trends and Fed decisions will determine whether the rally continues.

Trump claims $17 trillion in investments—but data shows less
President Trump asserted that his policies brought $17 trillion in new investments to the U.S., but analysts dispute the figure. Economists say the real total is far smaller once duplications are removed. The statement adds fuel to debate over the accuracy of his economic record.

Corporate

AMD stock surges after billion-dollar OpenAI chip agreement
AMD’s shares jumped sharply following news of a major GPU supply deal with OpenAI. The partnership is valued in the multibillion-dollar range and strengthens AMD’s foothold in AI hardware. Investors see it as a pivotal win against Nvidia.

BlackLine wins SAP Global Finance Partner Excellence Award
The financial-software company received SAP’s 2025 Partner Excellence Award for solution success. The recognition highlights BlackLine’s contributions to spend and finance management innovation. Executives say the partnership will deepen automation for enterprise clients.

Fifth Third to acquire Comerica in $10.9 billion all-stock deal
Fifth Third Bancorp announced plans to buy Comerica Inc., marking the largest U.S. bank merger of 2025. The deal expands Fifth Third’s Midwest footprint and scale in commercial lending. Regulators are expected to scrutinize the merger for competition concerns.

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Today’s Snapshot

Understanding Leverage in Business and Investing

If you want to build wealth faster — whether through business, real estate, or investing — you have to understand leverage.

Most people think “leverage” just means “taking on debt.”
That’s part of it, sure — but it’s much bigger than that.

Leverage is simply using something other than your own time or money to achieve a bigger outcome.
It’s what separates people who work for money from people who make money work for them.

There are 4 main types of leverage you can use. The wealthiest people you know probably use all of them in some combination.

1. Financial Leverage (Money That Makes Money)

This is the one everyone recognizes — using other people’s money to grow faster.

  • Examples: mortgages, business loans, margin accounts, investor funding, credit lines.

  • Why it works: You use borrowed money to buy or build something that earns a return greater than the cost of that debt.

  • Example in action:

    • You borrow $500,000 to buy a rental property that cash flows $3,000/month.

    • Your monthly loan payment is $2,200.

    • You keep $800/month without tying up your own half-million dollars.

If you understand risk and cash flow, financial leverage lets you grow exponentially.
If you don’t — it can bury you.

That’s why smart people don’t just ask “Can I afford this loan?”
They ask: “Will this asset make the loan pay for itself?”

2. Labor Leverage (People Power)

This is the most common leverage used by entrepreneurs — using other people’s time, skill, or effort to create value.

When you’re an employee, your time is being leveraged by your company.
When you’re a business owner, you’re the one doing the leveraging.

  • How to use it:

    • Hire people to handle what you’re not world-class at.

    • Build systems so your team can operate without constant direction.

    • Pay others to free yourself up for higher-value work.

Every hour you spend on something that someone else could do for $25/hour… is costing you hundreds (or thousands) in opportunity value.

3. Product & Code Leverage (Build Once, Earn Forever)

This is the secret sauce of the modern economy.

You can now create once and sell forever — thanks to technology.

  • Write a book → sell it forever.

  • Build an online course → students pay every month.

  • Create software → licenses scale infinitely.

Code and content don’t sleep. They don’t need raises or time off. They scale better than any human ever could.

If you’ve got expertise, there’s no reason you shouldn’t have at least one digital asset working while you’re asleep.

4. Media Leverage (Attention Is the New Currency)

This is the most underrated leverage of all — attention.

You can have the best product or idea in the world… but if nobody knows about it, it doesn’t matter.

Social platforms, email lists, YouTube, podcasts — they’re all forms of media leverage.
One video, one post, or one email can reach 100,000+ people.

If you learn how to communicate ideas clearly, tell stories, and build trust, you can grow faster than entire marketing departments.

And the best part? You can start for free.

The Real Game: Combine Them

The most successful people rarely use just one form of leverage — they stack them.

Think about it:

  • A real estate investor uses financial leverage to buy properties.

  • They use labor leverage by hiring property managers.

  • They use media leverage by building a personal brand that attracts investors.

  • And they use product/code leverage by automating deal sourcing and analysis.

Every layer multiplies the output.

How to Start Using Leverage Right Now

You don’t need millions to start — you just need to stop doing everything yourself.

Try this:

  1. Audit your time. What’s sucking up your hours that doesn’t move the needle?

  2. Find small leverage. Automate bills, delegate repetitive tasks, invest in tools that save you time.

  3. Reinvest your freed-up time into high-return activities — strategy, sales, relationships, or learning new skills.

Leverage isn’t about being lazy.
It’s about being intentional — using the tools available today to create exponential results instead of linear ones.

Final Thought:
If you’re still trading time for money — you’re playing the game in slow motion.
Leverage is the fast-forward button.

Use it wisely, and the results will compound faster than you ever thought possible.

Fun Stuff

😂 Funny Joke

Why don’t stock traders ever read novels?
Because the only numbers they care about are on the charts!

🤯 Wild & Wacky

In Japan, there’s a company that rents “family members” to the lonely or grieving — including “fake wives,” “children,” and even “bosses.” It’s a $1 billion industry!

🤔 Would You Rather

Would you rather:
💼 Have unlimited business ideas but no capital to fund them
OR
💰 Have $10 million in funding but no ideas?

🧠 Brain Teaser

A man looks at a painting in a museum and says, “Brothers and sisters, I have none, but the father of that man is my father’s son.”
Who is in the painting?

*Answers at the bottom

Thought of The Day

Sometimes, the door to success isn’t locked — it’s just stuck. Push harder, stay consistent, and eventually, you’ll realize persistence was the key all along.

Answers

Brain Teaser - Answer: His son 👨‍👦

That’s All For Today

I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙

— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.

Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.

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