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November 27, 2025

Welcome Back,

Happy Thursday, everyone! 🌞

Good morning — hope you're all feeling energized today! Let me ask you this: ever notice how some days everything looks like a great opportunity? A new idea here, a new project there… suddenly you're ready to start five things at once.

But here’s the fun twist: wealth isn’t built by saying “yes” to everything — it’s built by choosing the right yes.

That’s exactly what we’re exploring today: how to filter the good ideas from the “maybe later” ideas.

Let’s dive in and sharpen that opportunity radar.

Ryan Rincon, Founder at The Wealth Wagon Inc.

Quote of The Day

“When obstacles arise, you change your direction to reach your goal; you do not change your decision to get there.”

Zig Ziglar

Market Update

*Market data represents the most recent market close at 5:00pm ET

Market Update: Markets rallied across nearly every category today, putting together a clean sweep of green. The Nasdaq climbed +0.82%, the S&P 500 added +0.69%, and the Dow rose +0.67%, reflecting broad optimism and steady buying momentum.

Crypto joined the party as Bitcoin jumped +3.41%, continuing its strong rebound and signaling renewed risk appetite. Meanwhile, commodities held firm—Gold gained +0.45%, and Silver surged +4.13%, one of the standout performers of the day.

In single-stock movers, Apple ticked up +0.21%, remaining stable after recent volatility. Broadcom impressed with a +3.26% surge, showcasing strength in the semiconductor space. The only major outlier was Amazon, which slipped slightly at -0.22%, marking a mild pullback amid an otherwise bullish session.

Overall, today delivered a strong, confidence-building rally with gains across tech, crypto, and commodities—another signal that buyers are firmly back in control.

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U.S.

The U.S. has unveiled a new “America First Global Health Strategy,” a sweeping framework aimed at prioritizing domestic preparedness and reshaping international health engagement.
Experts warn the plan may introduce significant risks, arguing it could weaken disease-surveillance partnerships and slow coordinated responses to global outbreaks. Supporters say it reinforces national resilience, but critics caution it could leave the U.S. more vulnerable during international health crises. The debate now centers on whether prioritizing independence will compromise long-standing cross-border medical cooperation.

National parks across the U.S. are raising entry fees for foreign visitors in an effort to fund maintenance and expand U.S.-focused initiatives.
The shift is positioned as a way to put “American families first,” steering revenue toward domestic access and preservation projects. However, tourism groups suggest the move may discourage international travel, especially at iconic parks. Officials argue the adjustment is necessary to meet rising upkeep and conservation costs.

U.S. officials say progress has been made toward a potential peace agreement involving Ukraine, marking a notable shift in diplomatic discussions.
American negotiators indicate that the Ukrainian delegation has voiced conditional agreement on several framework points. While no final deal has been reached, the tone of talks suggests a more constructive phase in the long-running conflict. Observers remain cautious, noting major geopolitical hurdles remain before anything becomes finalized.

Crypto

Bitcoin has climbed back above $90,000 as traders position themselves ahead of the Thanksgiving holiday.
The rebound follows a volatile period, with investors weighing the effects of shifting liquidity and macroeconomic uncertainty. Analysts say short-term sentiment has improved as buying pressure returns to key support levels. Still, many expect turbulence to continue through the holiday season.

Bitcoin and Ethereum have stalled as traders brace for what could be one of the rockier weeks of year-end volatility.
Thin holiday liquidity, heightened leverage, and global rate expectations are contributing to hesitation across the market. Some traders are positioning defensively, expecting sharp swings in either direction. This pause comes after several weeks of unpredictable price action fueled by macroeconomic pressures.

A major investor has significantly increased their exposure to crypto equities, adding more than $90 million across several companies.
The purchases include stakes in major exchanges, blockchain technology firms, and payment-focused digital asset companies. Supporters interpret the move as confidence in long-term crypto infrastructure despite recent market instability. It also signals a broader trend of large institutional players deepening involvement in digital assets before year end.

Travel

Thanksgiving travel in Massachusetts is expected to surge, with analysts forecasting some of the highest road traffic levels in recent years.
Drivers should anticipate longer travel times, especially during peak afternoon and evening windows. Transportation officials warn that weather shifts could intensify congestion across major highways. Travelers are urged to plan ahead as the holiday rush accelerates.

Rail passengers in Washington, D.C., are seeing notable schedule changes as new rail-rule updates take effect.
Commuters will encounter adjusted travel windows, revised boarding procedures, and updated service frequencies. Authorities say these changes aim to improve reliability during the busy holiday period. Some passengers have expressed confusion over the updates, prompting agencies to push out new informational guidance.

A major Orlando theme park is rolling out extensive holiday décor ahead of its 2025 seasonal festival.
The transformation includes new light displays, redesigned entrances, and expanded themed areas. Park officials say the upgrades are part of a broader effort to elevate the holiday experience and increase visitor engagement. Early guests report that this year’s setup is significantly more elaborate than previous seasons.

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Today’s Snapshot

How to Evaluate Opportunities When Everything Looks Like a “Yes”

We don’t talk about this enough: the more ambitious you get, the more opportunities start showing up. A new partnership. A side hustle. A friend’s startup. A real estate deal. A “quick” investment that promises solid returns. Someone wanting to “pick your brain.” A course. A mastermind. A job offer. A pivot. A new market. A new product idea.

It goes on and on.

But here’s the twist almost nobody warns you about: the better you become, the more dangerous saying “yes” becomes. Most people think the struggle is not having opportunities. The real struggle — the one that can quietly destroy your wealth, energy, time, and momentum — is not knowing how to evaluate which opportunities deserve your life force.

So let’s talk about the skill behind the skill: opportunity filtering.
This is one of the highest-ROI abilities a business owner, investor, or future investor can ever learn.

Why Most People Say “Yes” Too Quickly

It usually comes down to three things:

(1) The fear of missing out.
Everyone feels it. The moment an opportunity appears slightly profitable or exciting, the brain jumps in with “What if this is the one?” You start imagining outcomes instead of analyzing reality.

(2) The pressure to be productive.
High achievers often tie their identity to being busy, so they assume the next step is always “more.” More projects, more deals, more goals, more movement.

(3) The illusion that opportunities are rare.
They're not. Once you build even a small reputation — even inside a corporate role — opportunities multiply. What you say yes to starts shaping your entire path.

This is why you need a system. Not vibes. Not assumptions. A system.

The Opportunity Filter: A Tool Every Ambitious Person Should Use

Here’s a simple but powerful framework you can apply to any business, investing, or career opportunity:

1. Does this move me closer to my primary goal?

Most people don’t actually have a primary goal. They have five half-formed goals that fight each other.

Before evaluating anything, decide:

  • What is the number one thing you want in the next 12 months?

  • What is the number one thing you want in the next 5 years?

If the opportunity doesn’t strengthen one of those two paths, it's probably an expensive distraction.

2. What is the true cost? (not the price)

Everything has hidden costs:

  • Mental load

  • Time

  • Decision-making fatigue

  • Delayed projects

  • Attention fragmentation

  • Cash flow strain

Many “great opportunities” look profitable until you realize they require 40 hours of setup, emotional management, or babysitting someone else’s chaos.

Profitable distractions are still distractions.

3. What is the downside if this fails?

Optimism is nice. Risk math is better.

Ask yourself:

  • What do I lose?

  • What could break?

  • How recoverable is a worst-case scenario?

If you can’t survive the worst outcome, you have no business saying yes — no matter how shiny the upside looks.

4. Does this align with my strengths or pull me into weakness?

A great opportunity in the wrong skillset is a silent drain.

Ask:

  • Does this require skills I already have?

  • Does it leverage what naturally makes me valuable?

  • Or will I spend most of my time fighting my weaknesses?

Growth is great — but growth that undermines your strongest value is not.

5. What does my future self think?

Imagine it’s 18 months from now.

Would future-you say:

“Thank God I did that,”
or
“What was I thinking?”

Future regret is extremely predictable once you practice projecting forward. Most people just never pause long enough to ask.

How This Applies to Real Life Scenarios

Investing:

A friend pitches you a real estate deal.
You run it through the filter.

It takes tons of time → fails time cost test.
Doesn’t align with your main investing plan → fails goal alignment test.
Downside is significant → fails risk test.

The correct answer is “no,” even if it’s profitable.

Career Moves:

A higher-paying job offer comes in.
But promotions at your current job are predictable and the new place demands 60 hours a week.

Fails future self.
Fails cost-benefit.
Fails the strategic goal.

You stay put — and three months later they give you a leadership track.

Business Decisions:

You consider launching a new product line.

Your current one still has massive growth potential.

Fails goal alignment.
Fails focus.

You skip it — and instead double revenue by improving the product you already have.

The Most Important Truth: Saying “No” is a Skill

People think saying no is about confidence. It’s not.
It’s about clarity.
And clarity is built, not stumbled into.

When you know what matters, every decision becomes easier.

When you know your strengths, distractions become obvious.

When you know the true cost of “yes,” you stop throwing away hours you’ll never get back.

Use This Today

Before saying yes to anything this week — a project, a deal, a commitment, an investment — ask yourself:

  • Does it move me closer to my main goal?

  • What is the real cost?

  • Can I survive the worst case?

  • Does it align with my strengths?

  • What does future-me want me to do?

If it passes these five questions, the opportunity is real.

If it fails even two of them, you already know your answer.

And here’s the beautiful part:
Every “no” clears space for a better “yes.”

When you master that, your financial life, career path, and business growth start compounding faster than any investment chart can show.

Thought Of The Day

Most people underestimate how much clarity comes from simply starting. Momentum reveals paths planning can’t. Move with courage, refine with wisdom, and trust your internal compass.

The Wealth Wagon’s Other Newsletters:

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That’s All For Today

I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙

— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.

Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.

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