November 22, 2025

Happy Saturday, everyone! ☀️😄

Good morning! I hope you woke up feeling just a little lighter today — or at least glad that alarms don’t hit quite as hard on weekends.

Here’s a question to warm up your brain as you sip whatever makes you feel alive in the morning:
What would your life look like if you earned just 20–30% more than you do right now — without changing careers, jobs, or industries?

More room to breathe?
More money stacking instead of stressing?
More confidence knowing you control your financial trajectory?

Most people think the only way to earn more is to uproot everything — new career, new degree, new chaos.
But the reality?
Your earning power is already sitting inside you. It just needs to be leveled up, polished, and aimed in the right direction.

— Ryan Rincon, Founder at The Wealth Wagon Inc.

— Winston Churchill

Market Update: The markets kicked off with strong momentum today as all three major indexes—Nasdaq, S&P 500, and the Dow—posted solid gains, rising +0.88%, +0.98%, and +1.08% respectively. Bitcoin inched up +0.22%, holding steady above the $85K mark, while gold was essentially flat with a slight +0.069% uptick. Silver, however, slipped -1.24%, giving back some of its recent strength. In equities, Lucid stole the spotlight with a sharp +4.95% surge, while Nvidia and Microsoft pulled back -0.97% and -1.32%, respectively, signaling a bit of cooling in the tech sector. Overall, it was a broadly positive day with growth-heavy sectors leading the charge and a few big names taking a breather.

If you have enough money that you think about buckets for your capital…

Ever invest in something you know will have low returns—just for the sake of diversifying?

CDs… Bonds… REITs… :(

Sure, these “boring” investments have some merits. But you probably overlooked one historically exclusive asset class:

It’s been famously leveraged by billionaires like Bezos and Gates, but just never been widely accessible until now.

It outpaced the S&P 500 (!) overall WITH low correlation to stocks, 1995 to 2025.*

It’s not private equity or real estate. Surprisingly, it’s postwar and contemporary art.

And since 2019, over 70,000 people have started investing in SHARES of artworks featuring legends like Banksy, Basquiat, and Picasso through a platform called Masterworks.

My subscribers can SKIP their waitlist and invest in blue-chip art.

Just click this link

_{Investing involves risk. Past performance not indicative of future returns. Reg A disclosures at masterworks.com/cd}

A fierce debate over fossil fuels erupted at the UN climate summit, with multiple countries clashing over timelines for phasing out oil, gas, and coal. Delegates described “a lot of fighting” behind closed doors as negotiations grew increasingly tense. Climate advocates warn that without a breakthrough, the summit could end without meaningful commitments.

A grizzly bear attacked a group of students and teachers during an outdoor school activity in western Canada, leaving several injured. Officials say the attack was sudden and unprovoked, prompting an immediate search-and-rescue response. Wildlife authorities are investigating the incident and assessing whether the bear poses ongoing danger to the area.

Japan publicly rejected demands from China to retract recent comments related to Taiwan, escalating diplomatic friction between the two nations. Japanese officials emphasized that their stance remains unchanged despite Beijing’s warnings. Analysts expect this dispute to fuel further tension in an already strained regional environment.

Apple has released its second limited-edition iPhone accessory this month, sparking excitement among collectors and fans. The rapid back-to-back launches suggest Apple is testing new marketing strategies for premium add-ons. Early demand appears strong, with units selling out quickly in several markets.

A new full-screen experience for Windows 11 PCs is now available to Xbox Insider testers, aiming to make PC–Xbox integration more seamless. The feature enhances navigation, game launching, and media access with a more console-like interface. Microsoft says it’s part of a broader push to unify gaming experiences across platforms.

SpaceX’s first “Version 3” Super Heavy Starship booster encountered buckling during early pressure testing, raising questions about design tolerances. Engineers say the test was intentionally aggressive to identify structural limits before full-scale flights. SpaceX maintains confidence in rapid revisions as part of its iterative development strategy.

A well-known professor openly criticized NASA for what he called a “deceptive” press briefing about a newly detected interstellar object. He claims key information was withheld or minimized, fueling speculation and frustration within parts of the scientific community. NASA maintains that all publicly released data is accurate and appropriately vetted.

Blue Origin’s newly returned New Glenn booster drew attention for its remarkably clean condition after landing. Engineers explained that improvements in heat shielding, engine configuration, and descent software contributed to the pristine result. The booster’s performance is being hailed as a promising sign for future reuse reliability.

Scientists have announced that moss samples survived a nine-month journey on the exterior of the International Space Station. The experiment suggests certain plant species may be far more resilient to harsh cosmic conditions than previously believed. Researchers say the findings could have implications for future long-term space habitats and biological survival beyond Earth.

Most people think increasing their income means changing jobs, begging for a raise, or starting an entire new business.

But here’s the truth:

Your earning power is mostly determined by the skills you stack, the results you produce, and the problems you can solve — not your job title.

Whether you're a manager, a business owner, a specialist, or someone early in their career, you can radically increase your value in the marketplace in a single year with a focused plan.

Let’s walk through what that looks like in real life.

Every industry has skills that quietly determine who earns the most.

They usually fall into three categories:

Anything that directly drives revenue:

People who touch revenue almost always earn more.

Skills that save companies time and money:

These get you promoted because they make teams more effective with fewer people.

Skills that improve decision-making:

Great decision-makers rise fast.

Your first step: Identify which skills have the highest earning potential in your field.

Pick one.
Just one.
That’s your focus for the next year.

Money flows to the person who solves the biggest bottlenecks.

Ask yourself (or your team / boss / clients):

Every answer = a money-making opportunity.

Professionals who rise quickly don’t do more work.
They solve more important problems.

Look at the top earners in your industry.
They usually have one standout ability that makes them hard to replace.

Examples:

You don’t need to be world-class.
You just need to be the person others rely on for one specific thing.

Pick a lane and own it.

Here’s a high-earning hack almost nobody uses:

Document everything you improve.

If you:

Document it.

This becomes your ROI Portfolio — a personal results folder you can use for:

People listen when you can show:

Results speak louder than résumés.

Your earning power is not just based on what you do —
it’s based on how clearly people understand your impact.

If you want to earn more, master two communication skills:

Once a week, send a short message to your boss, team, or clients:

“Quick update: improved X by Y, next step is Z.”

It positions you as proactive and high-performing.

When asking for compensation or presenting results:

“Here are the improvements I’ve made:

No emotion.
No begging.
Just numbers and outcomes.

Professionals who communicate clearly always earn more.

You don’t need a new career.
You don’t need another degree.
You don’t need 80-hour weeks.

In 12 months, you can substantially increase your earning power by doing three things:

Your job title doesn’t determine your income.

Your value does.

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