November 11, 2025

Welcome Back,
Happy Tuesday, everyone! ☀️
Good morning! I hope your day’s off to a strong, smooth, and maybe even slightly caffeinated start. It’s Tuesday — that sweet spot where Monday’s chaos has settled, and the rest of the week still feels full of potential.
Here’s a thought to kick things off: leverage isn’t just about money — it’s about multipliers. The small things that give you a big edge without requiring more effort or risk. Whether it’s your skills, systems, or even your mindset, the right kind of leverage turns ordinary moves into extraordinary results.
That’s exactly what today’s post digs into: How to Build Financial Leverage Without Taking on More Debt. 💡 Because real wealth doesn’t come from stretching yourself thin — it comes from using what you already have smarter.
So today, ask yourself — what part of your life or finances could use a little more leverage? Maybe it’s time to let your ideas, habits, or even your past effort start doing more of the heavy lifting.
— Ryan Rincon, Founder at The Wealth Wagon Inc.
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Quote of The Day
“Opportunities multiply as they are seized.”
— Sun Tzu
Market Update

*Market data represents the most recent market close at 5:00pm ET
Market Update: Wall Street surged as optimism returned across all major indexes. The Nasdaq soared +2.27% to $23,527.17, driven by tech strength and upbeat earnings from key AI and semiconductor names. The S&P 500 followed suit, climbing +1.54% to $6,832.43, while the Dow Jones added +0.81% to $47,368.63, marking a strong session for blue chips as investor confidence made a comeback.
Crypto joined the rally with Bitcoin ticking up +0.62% to $105,449.00, holding above the $100K level despite recent volatility. Precious metals also glimmered — Gold jumped +2.83% to $4,123.10, and Silver rocketed +4.70% to $50.40, as traders sought balance between growth and safety.
In equities, Amazon advanced +1.63% to $248.40, extending its winning streak on continued retail and cloud strength. On the flip side, Ford slipped -0.42% to $13.16, as EV demand concerns persisted, and Costco edged lower -0.78% to $915.56, following signs of slowing membership growth.
💡 The takeaway: Bulls charged back today. From tech to metals, buyers dominated nearly every sector — signaling renewed momentum and a positive shift in sentiment as markets prepare for the next wave of data and earnings reports.
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U.S.

Former President Trump is attempting to refocus his campaign narrative on the issue of affordability amid growing economic strain for American households. He has promised to reduce prices on essential goods and energy while blaming current leadership for rising costs. Economists note that voters’ frustration with inflation could make affordability a defining theme in the 2026 race.
Americans traveling abroad are reporting an unusual rise in political questions from locals regarding U.S. policies and leadership. Tourists say discussions often touch on America’s global reputation, election climate, and foreign relations. Experts suggest the phenomenon reflects increased international attention to U.S. political divisions and economic influence.
Some National Guard members are expressing unease over Trump’s proposed plans for expanded domestic deployment. Leaked communications show mixed reactions, with some praising the strategy for national security and others warning of potential overreach. Analysts say the debate highlights broader tensions between state and federal military priorities.
World

A powerful car bomb detonated near India’s historic Red Fort in New Delhi, killing at least eight people and injuring dozens more. Authorities have launched an investigation into potential extremist links as rescue crews work through the heavily damaged area. The attack has drawn widespread condemnation and renewed calls for enhanced urban security.
Super Typhoon Fung-wong has battered the Philippines just days after another devastating storm, leaving widespread flooding and power outages across the region. Winds exceeding 150 mph have destroyed homes and displaced thousands. Officials are coordinating with international relief agencies as recovery efforts continue in already devastated provinces.
SpaceX and Elon Musk have been contacted by Chinese authorities for potential assistance in rescuing the Shenzhou-20 crew following an in-orbit malfunction. Reports suggest communication with the spacecraft remains limited, sparking concern across the international space community. Experts say collaboration between the U.S. and China on such a mission would mark an unprecedented act of cooperation in modern space history.
Crypto

Major crypto firms including Circle and Coinbase are preparing to report quarterly earnings amid a volatile digital asset market. Investors are watching closely for signals on profitability and user growth as regulatory scrutiny intensifies. Analysts expect strong transaction volumes but mixed margins due to fluctuating token values.
Veteran investors Jim Chanos and Michael Saylor are rethinking their Bitcoin strategies as valuations begin to plateau. The two have shifted toward long-term holding and yield-generating assets rather than aggressive accumulation. Market watchers interpret the move as a sign that institutional players are preparing for a more mature, slower-growth phase in crypto.
Cryptocurrency prices surged after Trump announced plans for a “tariff dividend” of $2,000 to American households funded by trade levies. Bitcoin and other major tokens rallied on speculation that increased consumer spending could boost digital asset adoption. However, analysts caution that the gains may be short-lived as markets digest the policy’s economic feasibility.
Today’s Snapshot
How to Build Financial Leverage Without Taking on More Debt
When most people hear the word “leverage,” they immediately think debt.
And sure — borrowing money to invest, buy property, or scale a business is one form of leverage. But it’s not the only one… and honestly, not always the smartest one to start with.
In reality, there are multiple types of leverage — and learning to use them can help you multiply your income, investments, and opportunities without necessarily borrowing a dime.
Let’s break it down.
💡 What Is Leverage (Really)?
Leverage is simply amplifying your results without amplifying your effort.
It’s doing more with the same (or less) time, money, or energy.
Think of it like this:
If effort is the engine, leverage is the turbocharger.
The goal isn’t to work harder — it’s to create systems, assets, or opportunities that work harder than you do.
Here are the four main types of leverage you can start building — right now.
1. Financial Leverage (Money That Works for You)
This is the classic kind — using capital to create more capital.
That could mean:
Buying cash-flowing assets (stocks, ETFs, real estate, small businesses)
Investing in your own company
Or using smart debt (like real estate financing) to increase returns
But here’s where most people mess it up: they use financial leverage too soon.
They borrow before they have the skills or systems to manage it.
The smarter way? Earn leverage before you use leverage.
Start by saving, investing small, and building cash flow — then use capital strategically to scale what already works.
When done right, financial leverage is freedom.
When done wrong, it’s a time bomb.
2. Knowledge Leverage (Skills That Compound)
You can lose your job, your investments, even your business.
But no one can take your knowledge.
And the right kind of knowledge multiplies your earning potential more than any stock or crypto ever could.
Think of every skill as a form of leverage:
Sales gets you paid more in any field
Negotiation saves (and makes) you money
Communication builds influence and trust
Investing literacy turns savings into assets
The best part? Knowledge leverage compounds — just like money.
Every new skill stacks on the last.
That’s why a marketer who learns finance becomes a founder.
And a coder who learns leadership becomes a CEO.
If you focus on skill compounding for even 3–5 years, you’ll have leverage most people will never build in a lifetime.
3. System Leverage (Automation and Processes)
Here’s a simple truth:
If you don’t have systems, you are the system.
And that’s not scalable.
Businesses use systems to replicate themselves — so should you.
Some examples of personal and financial systems:
Automatic investing — so wealth builds whether you remember or not
Content systems — posting, scheduling, and outreach tools for your business or brand
Budgeting automations — separating income, bills, and savings automatically
Standard operating procedures (SOPs) — for repeatable business tasks
The more you automate, the more your time becomes optional in your income streams.
That’s the real leverage — when your money, systems, and tools do the work without you.
4. Network Leverage (Who You Know and Who Knows You)
This might be the most powerful — and the most underrated — form of leverage of all.
One connection can:
Bring you a new client
Introduce you to a business partner
Unlock an investment deal
Or teach you something that saves you years of trial and error
The right network is like owning equity in other people’s success.
So, build it intentionally:
Be the person who gives value before asking for it
Stay in touch — relationships compound over time
Share what you’re learning publicly — that’s how opportunities find you
The bigger and stronger your network gets, the more your reputation starts working for you.
That’s leverage in its purest form.
🧠 The Formula for Modern Leverage
Here’s how to think about leverage in your day-to-day life:
Leverage = Assets + Systems + Skills + People
Each one amplifies the others.
Money alone can buy you time, but not growth.
Knowledge alone gives you insight, but not scale.
Systems alone make you efficient, but not wealthy.
And people alone bring access, but not results — unless you can execute.
When you combine all four, things start to compound fast.
🚀 How to Start Building Leverage (Without Overwhelm)
You don’t need to do everything at once. Start small and stack over time.
Here’s a roadmap to get started:
Automate one thing in your financial life this week (investing, saving, bill pay).
Learn one high-ROI skill this quarter (sales, marketing, or investing).
Meet one new person per month who’s doing what you want to do.
Create one system that saves you time (AI tools, templates, or SOPs).
Within a year, your entire financial structure will feel different — lighter, faster, and more scalable.
🧩 Final Thought
Building leverage isn’t about doing more — it’s about doing less with more power.
You don’t need to chase every trend or hustle 14 hours a day.
You just need to start building invisible engines — capital, skills, systems, and relationships — that quietly move your life forward while you sleep.
Because here’s the truth:
The rich don’t just have more money.
They have more leverage.
Start building yours today — one decision, one system, one connection at a time.
Thought of The Day
Every day you delay, you loan your dreams to fear. Take back control act first, adjust later, and let confidence follow commitment.
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.



