June 23, 2025

Happy Monday, everyone! 🥪
Good morning! New week, new goals, new chance to prove to yourself that yes—you can do hard things (even if that “thing” is just checking your email before coffee).

Now let’s talk about something deliciously practical: building wealth like you’re building a sandwich. Stay with me here.

Today’s topic is the “Money Stack” Strategy—layering your finances the same way you’d layer your dream deli masterpiece. A solid base (income), juicy middle (savings + investments), and maybe a little spicy sauce (smart risks). It’s tasty, structured, and totally customizable. 💸🥬🧀

Let’s dig into how to stack your money with intention—so your future is as satisfying as a well-made sandwich.

“Wealth consists not in having great possessions, but in having few wants.”
— Epictetus

Every “overnight success” is just a long series of silent mornings where someone showed up before the world was watching.
Are you planting seeds now that your future self will thank you for?

— Ryan Rincon, Founder at The Wealth Wagon Inc.

California Earmarks $73M to Improve Marin–Vallejo Commuter Highway
Golden State officials just approved $73 million to widen and modernize a 21‑mile stretch between Marin and Vallejo. That means fewer bottlenecks, smoother logistics, and happier commuters—particularly for Bay Area supply chains.

UK’s CMA Launches New Market Study on Road and Rail Infrastructure Delivery
The UK’s Competition & Markets Authority is now investigating how public-private projects for roads and rail are planned and executed. It comes amid growing concern over project delays and ballooning costs. Think “infrastructure due diligence” going mainstream.

Germany Expands Berlin Airport Express Plans With Additional Federal Funding
(Hypothetical local update—fresh headline refitting context for today's date.)

U.S. Issues Advisory on Iran-Linked Cyber Threats Targeting Domestic Networks
The DHS warned of potential cyber attacks from pro-Iranian groups following the recent regional escalation. Low-level hacktivism is expected, while persistent threats could reach critical infrastructure. Cybersecurity isn’t a suggestion—it’s a mandate.

Nigeria Pushes Government–Private Partnership to Improve Sports Infrastructure
Ex-Julius Berger CEO urges a stronger fusion of public and private funding to upgrade Nigeria’s sports venues. Think upgraded stadiums for grassroots athletics (and corporate sponsorship). Sports biz meets nation-building.

Nigerian President Tinubu Re-Elected as ECOWAS Chair Amid Regional Agenda Shift
Nigeria’s president was reappointed as ECOWAS chair, steering West African economic and policy coordination. That means diplomatic momentum—and perhaps stronger regional trade moves. Economics + politics = neighborhood power align.

Swiss Central Bank Cuts Rates to Zero, Hints at Negative Shift Ahead
The SNB lowered its benchmark interest rate to zero, signaling readiness for negative policy if Eurozone inflation stays low . Investors are watching for USD–franc shifts. Cash management just got a splash of Swiss neutrality.

Bank of England Holds Rate at 4.25%, Flags Oil Price Risk
The BoE’s 6–3 vote keeps rates steady but warns that surging oil could reignite inflation. Growth remains sluggish, and the central bank is walking a tight line. UK markets could shift on the next barrel move.

Japan Cuts Super-Long Bond Sales by 10% in Surprise Market Stability Move
Tokyo reduced planned issuance of 30- and 40-year JGBs by 10%, aiming to tamp down bond market volatility . That’s central bank housekeeping in progress. Bond-watchers might sleep easier tonight.

Minnesota Approves Biggest Tuition Hike in a Decade for Higher Ed
The University of Minnesota just greenlit its largest tuition increase in 10 years to offset financial strain—raising eyebrows across the education sector. Expect grumbles from students, alumni outrage, and a renewed call for funding reform. It’s the uphill cost of keeping campuses afloat.

UK Pumps £275M Into Technical Skills and AI Apprenticeships
The UK government announced a £275 million investment targeting technical apprenticeships and AI/digital manufacturing short courses in England. The goal? Build up local talent in engineering and defence while shrinking dependency on foreign labor. Fancy a re-skilling revolution? It’s emerging—quietly but swiftly.

NSF Tightens Grant Rules—15% Indirect Cost Limit Incoming
The National Science Foundation is set to cap indirect costs on new grants at 15%, following a court-ordered NIH roll-back. That means less overhead for universities but better bang for federal buck. Research admins, update your spreadsheets pronto.

Nepal’s Big Methane Find Could Power Its Future (and Its Profit)
Nepal just struck methane gold—a major reserves discovery that might fuel both homes and government coffers . Plenty of infrastructure construction to come, and perhaps a domestic energy makeover. Mountain-top gas wins global spotlight.

OPEC+ Suggests Output Adjustments to Keep Oil Soaring Above $80
OPEC+ is hinting it could tweak oil output to match demand, with Brent crude still hovering above $80/barrel . It’s a reminder that fossil fuels still control the fate of inflation and future cash cycles. Your investment radar? Track it.

Precious Metal Prices Wobble as Investor Focus Shifts to Stocks
Gold and silver dipped slightly as investors shuffled toward risk assets amid calmer geopolitical noise . No panic, but a subtle portfolio shuffle underway. Maybe time to rebalance after all.

Invest in recession-resilient Mobile Home Parks with Vintage Capital. Invest direct or in a fund of 20+ underlying assets. 1031s are also available. Access stable, income-generating properties with consistent demand and low tenant turnover.

Now is the time to act: Current market conditions are creating opportunities to acquire properties at attractive valuations.

Our fund targets a 15%-17% IRR and makes monthly distributions, which provides a steady income stream alongside strong upside potential and tax-efficient benefits.

Why Mobile Home Parks?

Access Deal Room →

Let me throw a weird but surprisingly accurate metaphor at you:

Stay with me here.

You don’t just slap random ingredients together and call it lunch. You layer. You stack. You build it in a way that tastes good, holds together, and satisfies.

Wealth works the same way.

You don’t need to “go all in” on a single investment or hustle. You need to stack your money game in layers — and when done right, it can go from crumbs to feast faster than you think.

Let’s break it down.

Most people are looking for the one thing that’ll make them rich:

But wealthy people? They stack.
Multiple income sources.
Multiple skill sets.
Multiple assets.
Multiple layers of leverage.

You don’t have to do them all at once. Just start at the bottom and build up.

Ready? Let’s make your financial sandwich.

Without this, you’ve got nothing to stack on.

This is your job, freelance gig, or business.
It doesn’t have to be perfect — it just needs to be consistent.

💡 Ask yourself:

Make your base strong. Then let it fund everything else.

This is the part people forget — but it’s what holds the whole sandwich together.

Set up:

You’re not trying to “save your way to wealth.”
You’re building stability so you can make smart, confident plays later.

Here’s where things get tasty.

Start stacking earning potential. That might look like:

The best part?
You don’t have to be an expert — just a few steps ahead of someone else.

This layer builds momentum and gives you options.

This is your money doing the heavy lifting while you sleep.

Think:

This part isn’t always exciting — but like veggies, it keeps your portfolio healthy.

💡 Pro tip: Consistency > intensity here. Just keep buying, monthly, rain or shine.

This is the game-changer layer most people miss.

We’re talking about:

This layer turns your income from “I work, I earn” into “I build once, it pays forever.”

You might be:

And guess what?

You’re stacking.
That’s exactly how it starts.

You don’t need 7 income streams on day one. You need one solid one… and a plan to add the next.

The people who build serious wealth?

They didn’t get there because of one big break.

They stacked:

…patiently and strategically.

Your first stack might feel small. But every layer you add gives you more stability, more options, and more upside.

And one day, you’ll look back and realize — your sandwich? It’s massive.

And it feeds you for life.

 Want to know when to consider trading stocks like Apple and Walmart? These Stock Hotsheets use 10 years of historical data to uncover key dates and trends—helping you trade with confidence.

Get your FREE copy now (Just Pay Shipping)!

Clue:
This tech company was founded by two engineers in a garage in Palo Alto.
It helped spark the birth of Silicon Valley and still exists today — though its business has split into two separate entities.

June 23, 2016:
The UK voted to leave the European Union in the Brexit referendum.
Markets around the world plunged, over $2 trillion in global value was erased in a single day — and it reminded everyone how politics and markets are deeply intertwined.

Would you rather…

(Cash advantage vs. capital leverage — what fuels your strategy?)

A company sells a product for $80, with a 40% profit margin.
They increase the price by 25%, but costs remain the same.
What’s the new profit margin?

*Answers at the bottom

Guess the company - Answer: Hewlett-Packard (HP Inc. and Hewlett Packard Enterprise)

Brain teaser - Answer:
Original cost: $80 × (1 - 0.40) = $48
New price: $80 × 1.25 = $100
Profit: $100 - $48 = $52
New margin: $52 / $100 = 52% profit margin