June 18, 2025

Welcome Back,

Happy Thursday, everyone! 🍽️
Good morning! I hope today started with a win—maybe your coffee hit just right, or you found your keys on the first try. That counts.

Now here’s a fun image to start your day: picture a circus act… but instead of plates spinning on sticks, it’s your money habits in motion.

Sounds a little silly, but today we’re talking about Money Plate Spinning—the surprisingly effective trick of keeping multiple small financial actions in motion at once. Nothing wild or overwhelming—just simple, repeatable moves that, over time, stack up into something amazing.

Let’s talk about how to set your own plates spinning—and why it’s okay if it looks a little wobbly at first. That’s how momentum starts.

“The most dangerous poison is the feeling of achievement. The antidote is to every evening think what can be done better tomorrow.”
Ingvar Kamprad, Founder of IKEA

The most successful people don’t avoid problems — they solve better problems.
The question isn’t “Can I avoid friction?”
It’s “Is this friction worth pushing through?”

Ryan Rincon, Founder at The Wealth Wagon Inc.

Market Update

*Market data represents the most recent market close at 5:00pm ET

Market Update: Markets were a bit of a mixed bag today—think trail mix, but with more red than raisins.

The Nasdaq squeaked out a tiny win, up 0.13%, while the S&P 500 and Dow Jones both dipped just enough to make you say “meh.” Bitcoin kept its cool with a light 0.16% boost—hey, green is green!

JPMorgan and Nvidia strutted their stuff, up 1.65% and 0.94% respectively, while Visa tripped over its own shoelaces, tumbling 4.88%—yikes.

Meanwhile, gold and silver took a nap, each slipping into the red, because apparently shiny things don’t always sparkle. Overall, a seesaw kind of day—just hold on tight and maybe skip the rollercoaster snacks.

Crypto

U.S. Senate Backs Stablecoin Standards
The Senate passed landmark legislation requiring dollar-backed stablecoins to be fully reserved and regulated like traditional financial products. The move sets the stage for integrating stablecoins into mainstream payment rails while reducing systemic risk. Crypto markets are watching closely as the House prepares its version.

EU to Greenlight Crypto Giants
Major crypto firms are nearing approval for unified licensing under the EU’s Markets in Crypto-Assets (MiCA) framework. A single license would allow operation across all member states, streamlining compliance and accelerating European expansion. Internal disagreements among regulators had delayed progress, but consensus is now forming.

Coinbase Eyes Tokenized Stocks
Coinbase has filed plans to offer tokenized equities, aiming to trade fractionalized U.S. stocks on blockchain rails. This could usher in 24/7 equities trading and blur lines between crypto and traditional brokerages. Regulatory approval would mark a first for U.S. markets and potentially challenge incumbents.

Investing

Public Cos Holding Bitcoin
According to Standard Chartered, 61 public companies now list Bitcoin in their treasury holdings—up from 38 a year ago. While led by tech firms, even industrial players are dabbling. This reflects broader FOMO and legitimization of BTC as a macro hedge.

Texas Instruments Goes Big
TI’s $60 billion expansion across Texas and Utah positions it as a key U.S. chip manufacturing player. The move answers geopolitical calls for domestic supply chains and will generate thousands of skilled jobs. It’s both an industrial bet and a national security signal.

Sberbank Sounding Economic Alarm
Russia’s largest lender, Sberbank, warned that maintaining interest rates below 15% could stall economic momentum. Policymakers face a tough balance between controlling inflation and sustaining growth. Emerging market investors are watching for a potential pivot that could signal broader regional risks.

Tech

Oracle Teams with Elon Musk’s xAI Grok3
Oracle Cloud will offer enterprise access to xAI’s Grok 3, Elon Musk’s generative AI platform. The partnership reflects a trend toward multimodal AI becoming part of mainstream enterprise tech stacks. Oracle’s strategy leans on bundling AI services directly into its cloud workflows.

Chinese Bitcoin Hardware Makers Go Stateside
Major Chinese mining hardware manufacturers like Canaan are setting up shop in the U.S. to avoid tariffs and tap into reliable energy grids. This marks a deeper shift in crypto’s physical supply chain and signals decoupling from Chinese production dependencies.

Robots Join the Workforce
Hexagon has unveiled AEON, a humanoid robot designed to perform repetitive industrial and warehouse tasks. It’s the latest step in blending automation with human labor—less replacement, more augmentation. Companies are exploring AEON as a fix for labor shortages and productivity bottlenecks.

Real Estate

Podcast Launched for LI CRE Trends
CIBS-Long Island debuted “Square Feet,” a podcast aimed at professionals tracking commercial real estate on Long Island. It focuses on leasing, investment, and development trends in the region. The format appeals to commuters and multitaskers in the real estate space.

Choice Prop REIT Declares June Distribution
Canadian REIT Choice Properties announced a $0.064/unit dividend for June, continuing its streak of stable monthly payouts. The REIT remains a favorite among income-seeking investors, with consistent performance across its retail and industrial portfolios.

Data Centers Hot on Real Estate Radar
Real estate insiders are increasingly focused on data centers as infrastructure demand surges. With AI and cloud computing exploding, data centers are becoming prime CRE targets. Institutional capital is flowing into these “digital warehouses” at unprecedented rates.

Web3

Chinese Crypto Miner Moves Stateside
Canaan, a leading bitcoin mining hardware producer, is building a U.S. factory to bypass trade tensions and secure access to clean energy. The shift highlights how geopolitics and ESG mandates are redrawing crypto infrastructure footprints.

Bloomberg Wins Front Office Tech Award
Bloomberg was named top provider for order and execution management systems at the 2025 Global Markets Choice Awards. The recognition cements its dominance in front-office technology for institutional trading desks. Expect more uptake from hedge funds and quant firms.

EU Crypto Licensing Moves Ahead
Pan-European crypto licenses are nearing final approval under MiCA, opening the door to seamless operation across all EU member states. This simplifies regulatory hurdles and invites broader institutional adoption. It’s a milestone moment for centralized exchanges and wallet providers.

Today’s Snapshot

“Money Plate Spinning”: The Silly-Sounding Trick That Builds Real Wealth

Okay, so picture this…

You’re at a circus. There's a performer on stage spinning five ceramic plates on sticks.
They run from one end of the stage to the other, keeping each one from wobbling off and shattering.

Now, what if I told you this is exactly what building wealth feels like?

Yup. Welcome to the wonderful world of what I like to call Money Plate Spinning.

🎯 Why This Weird Analogy Works

Most people think building wealth is one big thing. Like:

  • “When I get that six-figure job…”

  • “Once my business hits $100K/month…”

  • “After I buy that rental property…”

But in reality?

Wealth is built by spinning a few key “plates” at once — not perfectly, just well enough to keep them going.

If you focus too hard on one and ignore the others, something wobbles… and crashes.

Let’s break down the 5 plates I’ve seen every successful wealth builder learn to spin.

No pressure. Just aim to keep ’em balanced — give each one a nudge now and then.

🥁 Plate 1: The Money In Plate

This is your income.
Whether it’s a salary, freelance gigs, business profits, affiliate links, or random side hustles…

You need cash flow to build anything.

But here’s the trick — it’s not about getting crazy rich instantly. It’s about building income that you control.

Start with:

  • A skill that pays well (sales, writing, editing, coding, etc.)

  • A service or offer you can sell on your own terms

  • A way to increase your earning power (promotions, raises, clients)

Nudge this plate regularly. Even $1K/month more makes everything else easier.

💸 Plate 2: The Money Out Plate

Ah yes, the sneaky one.

It’s super easy to let spending creep up, especially when you’re doing well. New car? Better apartment? A third streaming service you never watch?

But here’s the key idea:

Spend on things that make your life better, not just “busier.”

Simple tricks:

  • Automate transfers into savings/investments so it’s “invisible”

  • Use one card/account for fun money — when it’s out, it’s out

  • Ask yourself: “Will I still love this thing 30 days from now?”

This plate doesn’t need to be perfectly balanced. Just don’t let it go flying across the room while you’re focused on “Money In.”

📈 Plate 3: The Money That Grows Plate

This is your investing plate — where the magic of compounding lives.

Here’s the fun part: You don’t need to be a Wall Street genius.

Just:

  • Pick low-fee index funds (boring = beautiful)

  • Automate monthly contributions

  • Leave it alone and go live your life

Got more time? You can spin this plate a little faster with:

  • Real estate

  • Angel investing

  • Crypto (carefully)

  • Buying small cash-flowing assets like digital products or newsletters

Just don’t forget: this plate doesn’t spin fast right away… but man does it pick up speed over time.

🧠 Plate 4: The Learning & Leverage Plate

This one’s easy to skip — especially if you’re in grind mode.

But the people who level up the fastest are constantly:

  • Learning new high-ROI skills

  • Meeting interesting, smart people

  • Documenting systems

  • Using tools and tech to buy back time

Honestly, even listening to smart podcasts while doing laundry counts.

Leverage comes from ideas, tech, people, and tools. You don’t have to master them all — just keep exploring, playing, and learning.

🌴 Plate 5: The Lifestyle & Sanity Plate

Okay, let’s be real.
This one gets dropped a lot.

Because when you’re building something — a business, a better future, your financial foundation — it’s tempting to say:

“I’ll rest later.”
“Once I hit $10K/month, then I’ll breathe.”
“Sleep is for the weak.”

But listen — a burnt-out you is a broke you.

This plate includes:

  • Sleep (yes, actual sleep)

  • Friendships and fun

  • Days off without guilt

  • Health, movement, good food

  • Celebrating small wins without waiting for some mythical finish line

Wealth isn't just a number — it's the feeling of freedom. Don’t forget to enjoy it while you’re building it.

🔄 The Trick: Nudge, Don’t Perfect

The goal isn’t to be a master juggler.

It’s to notice when one plate’s wobbling… and give it a gentle spin.

Some weeks, you’ll be laser-focused on making money. Other weeks, you’ll feel like you just want to sleep and read and stretch. That’s okay.

The key is not to let any one plate fall for too long.

🧠 Final Thought: Spin a Little, Every Day

You don’t need to crush all 5 plates at once.

But if you can:

  • Make some money

  • Save a little of it

  • Invest a chunk

  • Learn one new thing

  • And smile while you do it?

That’s how wealth actually happens.

Plate by plate.
Day by day.
Spin by spin.

Want a simple course to see how to make money and implement these 5 plates? Reply with the word “Money” and I’ll send you our premium course for free.

 AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering Americans 50 and older to choose how they live as they age. AARP offers advice on topics such as health, wellness, family caregiving, and staying relevant in the workplace.  Members get everyday discounts, including on groceries, travel and cell phone services.

AARP is also a committed advocate at the federal, state and local level on important issues like Social Security and Medicare. AARP’s publication, AARP The Magazine, is the largest-circulated magazine in the World. Members receive 6 issues per year that include exclusive interviews, health tips and financial advice.

Fun Stuff

🧩 Riddle

I’m often pitched but rarely profitable.
I look great on a slide deck and burn through money like fire.
VCs chase me. Founders worship me.
What am I?

🌀 Wild & Wacky

There’s a McDonald’s on every continent — except Antarctica.
But here’s the kicker: a McDonald’s-themed gold card exists that grants free food for life, and a few celebrities (like Warren Buffett and Bill Gates) reportedly have one.

🤔 Would You Rather

Would you rather…

  • Be the face of a billion-dollar brand but have no ownership,
    OR

  • Be completely anonymous, yet own 100% of a $50 million business?

(Fame or freedom — which legacy would you rather live?)

🧠 Brain Teaser

A product costs $100 to make and is sold for $200.
If you offer a 25% discount, how much profit do you make on each sale?

*Answers at the bottom

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*Promoted

Answers

Riddle - Answer: A unicorn startup

Brain Teaser- Answer:
Discounted price = $200 × 0.75 = $150
Profit = $150 - $100 = $50

That’s All For Today

I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙

— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.

Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.

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