July 11, 2025

Happy Friday, everyone!
Good morning! You made it to the end of the week—and whether you’re feeling focused or just faking it ‘til the weekend, you’re doing great.

Here’s something to think about over your morning coffee: What if being rich wasn’t about millions... but about feeling like you finally have enough?

Today, we’re diving into a mindset shift that changes everything. Because enough isn’t about settling—it’s about unlocking peace, clarity, and freedom sooner than you ever thought possible. 🧘‍♀️💰

When you know your “enough,” you stop chasing—and start building a life that actually feels good to live.

Let’s talk about how to find that number—and how to get there faster than you think.

— Ryan Rincon, Founder at The Wealth Wagon Inc.

— Charles Darwin

Market Update: Markets cruised through the day with a smooth ride—no turbulence in sight (unless you're Bitcoin). 🛫📈

The Nasdaq inched up a modest 0.094%, the S&P 500 rose 0.27%, and the Dow Jones tacked on 0.43%, all in the green but playing it cool.

Bitcoin was the odd one out, slipping 0.01%—barely a blip, but enough to flip the arrow red. Maybe just catching its breath. 😮‍💨

Metals moved with quiet confidence: Gold gained 0.46%, and Silver shined a little brighter with a 1.30% jump.

Now for the real action:
American Airlines soared a whopping 12.72%—talk about taking off. ✈️
Tesla kept the momentum, climbing 4.73%, and Lucid joined the EV parade with a 2.19% gain.

Steady markets, standout flyers. If your portfolio was holding American Air or Tesla, today probably felt first class. 🟢💼

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Delta’s Profits Take Off With Strong Earnings Surprise
Delta Air Lines surprised investors this week by beating earnings expectations, and it’s got the stock flying high. The company reinstated guidance, pointing to improving trade conditions and fewer tax uncertainties as tailwinds. Other airlines like United and American also saw a lift, as the travel industry enjoys renewed momentum this summer.

Nutella Meets Cereal: Ferrero to Buy WK Kellogg
Ferrero, the maker of Nutella, is buying WK Kellogg in a $3.1 billion deal. That’s right, your chocolate spread might just be mingling with your breakfast flakes. Investors love the combo—Kellogg’s shares jumped 50% on the news.

Fed Still Can’t Agree on Interest Rates—Surprise!
The latest Fed minutes reveal a split on how fast to cut interest rates. Some officials see inflation cooling, others think it's still too hot. Expect more market whiplash as investors try to predict the Fed’s next move.

OpenAI Wants to Replace Your Web Browser, Seriously
OpenAI is working on a new browser to challenge Google Chrome. It’s being designed to integrate AI deeply into your daily browsing experience—think smarter suggestions, summaries, and even conversations. If it succeeds, you might never see those 50 open tabs again!

Samsung’s New Foldables Go Slim to Outsmart Rivals
Samsung has just dropped its latest foldable phones, and they’re thinner, lighter, and ready to rumble with Chinese competitors. The company is doubling down on innovation as it tries to fend off brands like Huawei and Oppo. The foldable wars are heating up—and so is your phone, probably.

Microsoft Outlook’s Outage Has Users Crying in Emails
Outlook is down—again. Microsoft says they’re fixing it, but users everywhere are stuck staring at error messages instead of inbox zero. It’s another reminder that maybe, just maybe, your life shouldn’t revolve around email.

Tensions Escalate: Gaza Sees New Wave of Violence
An Israeli strike killed dozens in Gaza, including children waiting for food supplements. With truce talks failing, the region is on edge and humanitarian concerns are growing. Global leaders are calling for restraint—but peace still feels far off.

Trump’s Backchannel Diplomacy—Rubio Talks to Russians
Senator Rubio met with Russian officials to share Trump’s frustrations over the Ukraine war. It’s a surprising move that’s raised eyebrows among diplomats. Expect more behind-the-scenes posturing as U.S.-Russia relations remain rocky.

South Korea Re-Arrests Former President Yoon in Crackdown
Former South Korean President Yoon Suk Yeol has been re-arrested amid a martial law probe. The charges relate to an alleged insurrection plan during his administration. This dramatic political twist has stunned the nation and reignited calls for justice.

Love Island USA Contestant Apologizes After Racial Slur
Cierra Ortega, a former Love Island USA contestant, exited the show after using a racial slur. She’s since apologized, claiming she didn’t understand the term’s meaning. The moment has stirred debate over cultural awareness in reality TV.

New Superman Film Soars With Rotten Tomatoes Audience Record
The new 'Superman' movie is breaking records with fans, scoring the highest Rotten Tomatoes audience rating in DCU history. Critics praise its charm and hopefulness, giving the franchise a much-needed win. Could James Gunn be the hero DC needs?

Lena Dunham’s ‘Too Much’ Rom-Com Gets Mixed Reviews
Lena Dunham’s latest show, 'Too Much,' has critics divided. Some love its modern rom-com energy, others think it's full of clichés. Either way, it’s sparking conversations—and a few eye-rolls.

Trump Pushes 50% Tariffs, Rattles Trade Talks With Brazil
Donald Trump is threatening a 50% tariff on Brazilian imports, and the markets noticed. Coffee prices are already rising, as Brazil is the world’s largest producer. Get ready to pay more for your morning caffeine fix if this escalates.

Biden Trails in New Swing State Polls Ahead of Debate
New polls show President Biden falling behind in key swing states. The White House is ramping up campaign efforts ahead of the next debate. It’s looking like 2024 is shaping up to be a tight (and dramatic) race.

Supreme Court Watch: Big Tech Antitrust Case on Horizon
The Supreme Court may take on a major antitrust case involving Big Tech. The case could redefine how platforms like Google and Meta operate. Expect fireworks as legal teams prep for a potentially historic ruling.

Hey there 👋

So, let’s talk about something that almost no one wants to admit out loud… but everyone feels deep down:

“I make good money… but it still doesn’t feel like enough.”

Or…

“I’m not even making good money yet — how the heck am I supposed to build wealth?”

Wherever you’re at — stressed about rent or sitting on a 6-figure salary — that little anxiety gremlin tends to whisper the same thing:

“You need more.”

More income.
More investments.
More stuff.
More success.

But what if we flipped the script?

What if the goal wasn’t “more”…
But “enough”?

Let’s unpack that. (And no, I’m not about to tell you to eat beans and live like a monk.)

Most people never actually define it.

They chase more, but have no idea what they're even aiming for.

But here’s the magic: when you define your personal version of “enough”, you unlock freedom.

Because when you know what enough looks like:

And you actually feel rich — even before you hit millionaire status.

Let’s get practical for a second.

No spreadsheets, just a napkin-math moment:

These are the costs of your ideal (but not outrageous) life:

Don’t calculate your bare-minimum budget — calculate your chill, happy, fulfilled lifestyle budget.

Let’s say that number is $6,000/month.

Life isn’t predictable. So pad your number.

$6,000 + 20% = $7,200/month

Boom. That’s your “enough” income target.

Now we’re working with something tangible — not just vague financial stress.

If you’re already making $10k/month or more, you might think this is basic.

But guess what?

Most high earners still feel broke — because they’ve never defined “enough.”

They just keep increasing their lifestyle with every raise… then wonder why they still feel trapped.

“More” is a moving target. “Enough” gives you power.

When you know your enough number:

Let’s turn that clarity into action.

Route your income to cover your freedom lifestyle first — then send the rest to:

This is the fun part.

Think about ways to generate your “enough” number in low-effort, repeatable ways.

Could be:

Remember: the goal isn’t just to earn more — it’s to earn enough sustainably.

Once you hit enough, don’t fall for the trap of inflating your lifestyle just because you can.

Do upgrades? Sure. Celebrate? Definitely.

But keep asking:

“Does this actually make my life better… or just look cooler online?”

You know what’s cooler than passive income?

Peace of mind.

And defining your “enough” number gets you there way faster than chasing vague goals ever will.

It helps you focus.

It keeps you grounded.

And it gives you something most people spend decades chasing:

Contentment with the option to grow more — but not the pressure to.

So whether you’re just starting out, scaling your business, or crushing it in corporate — take 15 minutes this week and define your enough.

Your future self (and your nervous system) will thank you

Why did the brand manager go broke?
They spent all their money on impressions.

In Japan, some vending machines sell life insurance policies.
You can buy a snack, a soda, and a temporary insurance plan in the same transaction.
That’s convenience capitalism at its peak.

Would you rather…

(Attention vs. monetization — which path are you walking?)

Your company generates $100,000 in revenue.
30% goes to cost of goods sold, 20% to operations, and 15% to marketing.
What’s your net profit?

*Answers at the bottom

Brain Teaser - Answer: