July 1, 2025

Happy Tuesday—and Happy July, everyone! 🌞
Good morning! New month, fresh start, and a great excuse to pretend June was just a warm-up round (because honestly… it was).

Here’s a fun question to start your day: What if more money didn’t have to mean more hours?

Sounds too good to be true, but today we’re diving into how the wealthy (and the wise) figure out how to earn more without working more—by using leverage, systems, and smarter thinking, not just more hustle. 🧠💼

It’s not about doing nothing—it’s about doing the right things that keep paying you long after the work is done.

Let’s explore how to work less, earn more, and live a little freer.

— Ryan Rincon, Founder at The Wealth Wagon Inc.

— Benjamin Franklin

Market Update: Wall Street kept cruising uphill today, with all three major indexes scoring solid wins—Nasdaq rose 0.47%, S&P 500 added 0.52%, and the Dow Jones led with a 0.63% gain. Green lights everywhere! 🟢📈

Gold dusted itself off with a tidy 0.83% bump, but silver lost a little shine, dipping 0.11%. Bitcoin slipped nearly 0.89%, reminding us it’s still the moody one in the portfolio. 😅

But the real fireworks?
🎯 Robinhood absolutely skyrocketed, jumping 12.77% like it just found a cheat code.
🧠 Palantir also impressed, climbing 4.27%—clearly seeing the future (and liking it).
🚗 Meanwhile, Lucid rolled slightly downhill, down 0.47%—maybe just coasting today.

All in all, a good day to be in stocks... unless you're silver or crypto.

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Warner Bros. Discovery Splits Into Streaming and Networks Units
WBD is dismantling its 2022 merger—creating separate Streaming & Studios, and Global Networks businesses—to streamline strategy and appease investors. Media majors are tuning into specialization.

Reuters: Comcast Sells Sky Deutschland to RTL for €150M + Bonus
Comcast sold Sky’s German-language arm to RTL, aiming for €250M in synergies and new subscriber reach—pushing European media consolidation. TV’s transformation remains in full swing.

Global Streaming Platforms Hit Inflection Point in Consolidation
A recent media report notes streaming services are merging, launching ad tiers, and expanding globally to stay competitive. Digital media is entering its consolidation phase—with content deals to match.

Nostalgia Marketing Booms at Cannes Roundtables
Brands are tapping nostalgia—retro ads, throwback vibes—to connect emotionally, especially with younger audiences. Old school appeal: your next digital hook.

Brand Activism Era Fades as Ads Trend Neutral
Major brands are dialing back on “woke” messaging, opting for safer, politically neutral ads amid rising backlash. The creative edge now rides the middle lane.

CMOs Named Cannes Lions' Most Innovative of 2025
The show honored top CMOs using AI, sports partnerships, and viral campaigns—from Verizon to Chipotle. Marketing isn’t just creative—it’s tactical.

Macy’s Launches Self-Scan “No Line” Lanes
Macy’s is rolling out self-scanning lanes in select stores—scan, pay, and dash. Goodbye checkout wait, hello impulse buy bliss.

Walmart Unveils AR Home Décor Tool
Walmart’s app now lets customers visualize furniture, rugs, and décor in their homes via AR. Think IKEA-style meets digital convenience—your living room, your showroom.

Shein Tests Fashion Rentals in Euro Markets
Shein’s piloting clothing rentals in the UK and EU, letting shoppers borrow instead of buying. Fast fashion goes circular—ditch the landfill guilt.

Salesforce Adds Carbon Dashboards for Every Team
Salesforce launched team-level CO₂ tracking dashboards, sparking internal eco-competition. Carbon footprint meets gamified work culture.

Bain Releases ‘Net-Zero Blueprint’ for Big Brands
Bain rolled out a guide for corporates aiming for net‑zero by 2050, packed with easy-to-apply playbooks and eco goals. Now green strategies have a roadmap worth following.

Microsoft Ties Exec Bonuses to ESG Targets
Microsoft is weaving ESG metrics into executive bonuses—20% of pay now linked to sustainability goals. Wallets just got environmentally conscious.

House OKs Tech Investment Tax Credit for SMBs
The House passed a bill offering up to $5K for small businesses buying digital tools—think software, cloud, AI. SMBs: your upgrade fund just got funded.

USDA Invests $100M in Tech for Food Banks
USDA is funding food banks with $100M for inventory tech upgrades. Efficiency meets empathy—feeding communities with smarter systems.

Fed’s Beige Book Notes Hiring Surge in Retail & Healthcare
The Fed reports strong job growth in retail and healthcare—indicating continued economic momentum. Staffing up where consumers and care meet.

Alright, friend — quick gut check:

Are you low-key tired of people telling you to “just save more”?

Like, yes — thank you, financial internet. I would save more if groceries didn’t cost the same as a flight to Italy.

Let’s flip the script.

What if — instead of obsessing over cutting down lattes and subscriptions — we focused on expanding your income ceiling?

Because here’s the truth most people don’t realize:

You can only cut so much. But your income? That can scale a lot.

And you don’t need to be an influencer, founder, or crypto wizard to do it.

Let’s break it down.

Your income ceiling is basically how much money you can realistically make given your current:

Most people unknowingly hit a ceiling and… stay there. For years.

You:

Meanwhile, someone with your exact background is making 2x or 5x more.

Not because they’re smarter — but because they unlocked a new ceiling.

Let’s talk about how you can do the same.

Here are 5 powerful — and very doable — ways to start increasing your income potential:

Instead of learning 10 new things, ask:

This could mean:

“Who pays more for what I already do?”

Same skills. More money. Just better positioning.

You don’t need a massive following to make money online.

Some ideas:

Create it once, sell it forever.
That’s asynchronous income — the best kind.

If your income depends 100% on your time, you’ll eventually cap out.

Try this instead:

You don’t need millions of followers — you need a system that keeps working when you’re not.

Most people dabble. Few go deep.

When you go deep on one high-leverage skill, people start paying attention. And paying you more.

Skills that tend to unlock bigger ceilings:

Learn it. Practice it. Package it. Sell it.

The fastest way to raise your ceiling?

Surround yourself with people who are already operating at a higher level.

It’s not magic. It’s exposure.

Things you thought were “big goals” become normal. You start hearing phrases like:

Get in the room — or at least the group chat — and everything changes.

Let’s keep it real and practical.

Pick 1–2 of these and actually do them this week:

These small steps compound. They open doors. They shift your ceiling, brick by brick.

You don’t have to hustle harder.
You don’t have to wait until you’re “ready.”
You definitely don’t need to be perfect.

You just need to start thinking like someone who earns more.

Because once you see that your ceiling isn’t fixed?

You stop playing defense.
You stop settling for “enough.”
You start building systems, skills, and offers that scale.

And that? That’s when the game gets really fun.

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Access Deal Room

I’m not a product, but I sell one.
You can’t hold me, but I hold attention.
I’m not free, even when I cost nothing.
What am I?

Clue:
This company started in a dorm room to connect college students. It became the largest social media platform, rebranded in 2021, and now has ambitions beyond the screen.

July 1, 1979:
Sony introduced the Walkman, revolutionizing how people consumed music.
It kicked off a global shift toward personal, portable media — a precursor to iPods, smartphones, and the subscription-based economy.

The U.S. Federal Reserve has a Twitter account.
Yes, even the world’s most influential central bank tweets — proving that everyone’s doing content now… even if it's about interest rates.

*Answers at the bottom

Riddle - Answer: Advertising

Guess the company - Answer: Meta (formerly Facebook)