August 8, 2025

Welcome Back,
Happy Friday, everyone! 🎉
Good morning! You made it to the end of the week—gold star for showing up (again). If your brain's already halfway into weekend mode, don’t worry… today’s idea might just surprise you into productivity.
Here’s a little brain teaser to start: What if the fastest way to build wealth has nothing to do with grinding 80-hour weeks, becoming a crypto expert, or finding the “perfect” business idea?
Today, we’re flipping the script on wealth-building. Because the truth is, the shortcut most people are searching for? It’s usually hidden in plain sight… and it’s not where the crowd is looking.
Let’s uncover the path that actually works—quietly, steadily, and faster than you’d expect.
— Ryan Rincon, Founder at The Wealth Wagon Inc.
Quote of The Day
“An investment in knowledge pays the best interest.”
— Benjamin Franklin
Market Update

*Market data represents the most recent market close at 5:00pm ET
Market Update: The Nasdaq inched up +0.35%, while the S&P 500 slipped -0.08% and the Dow Jones dropped -0.51%, showing that Wall Street can’t quite decide on a mood today.
In crypto and commodities, Bitcoin bounced +2.05%, Gold glittered with a +1.45% rise, and Silver shined even brighter, up +1.66%.
The star of the day? Robinhood, absolutely skyrocketing +5.28% — a move that’s sure to get traders buzzing.
On the flip side, Wells Fargo slipped -0.72%, but the real plunge came from Airbnb, crashing -8.02% — looks like investors might be canceling their stay.
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Opening Bell Daily is an industry-leading newsletter breaking down the stock market’s biggest stories with clear, actionable insights.
U.S.

Trump’s Tariffs Take Effect Across Dozens of Countries
Trump’s latest wave of tariffs has officially kicked in, targeting a wide range of global economies. It's part of his signature “America First” playbook, and it’s already sending ripples through trade alliances worldwide. Global markets are watching nervously as new economic tensions heat up.
Japan Seeks Clarity on U.S. Auto Tariffs
Japan is raising eyebrows and questions over U.S. auto tariffs. Officials are pressing for more transparency on how these levies will impact their car exports. With millions of dollars—and cars—on the line, the stakes are rolling fast.
Trump & Putin Planning a Sit-Down?
The Kremlin says Trump and Putin may meet “in the coming days.” Whether it’s about tariffs, NATO, or power plays, one thing’s for sure: when these two talk, the world listens... and often tenses up.
Entertainment

Skydance Officially Buys Paramount for $8 Billion
Skydance has closed the deal to acquire Paramount, kicking off what they call a “new chapter” for the historic studio. It’s a bold move in an industry still reshaping itself post-strikes and amid streaming chaos. Let the blockbuster business games begin.
Kelly Clarkson Tweaks Work Schedule for Family Health Crisis
Kelly Clarkson is stepping back slightly from her usual grind after her ex-husband’s health issues surfaced. She’s proving that behind the pop star glitz, real life still hits hard—and family comes first.
Eddie Palmieri, Latin Jazz Legend, Dies at 88
A musical icon has taken his final bow. Palmieri, known for electrifying Latin jazz with Afro-Caribbean rhythms, leaves behind a legacy as bold as his piano solos. Music just lost a maestro.
World

Bank of England Divided Over Rates—Twice!
Two separate votes and still no consensus—Bank of England officials are seriously split on interest rates. As inflation cools and economic pressure builds, the central bank’s next move remains a financial cliffhanger.
Netanyahu Eyes Gaza Offensive Expansion
Despite warnings from allies and opposition within Israel, Netanyahu is reportedly weighing a wider military campaign in Gaza. The region’s powder keg status continues—and pressure is mounting from every direction.
Glacier Reveals Chilling Discovery After 28 Years
In a wild twist of time and ice, the intact body of a man missing since 1997 was found on a Pakistani glacier. It’s a haunting reminder of both the power of nature and the secrets it holds.
Tech

Nintendo Drops Big Indie Announcements
Nintendo’s Indie World August showcase delivered a hit parade of quirky, charming, and creative new games. If you like pixel art and innovative gameplay, your Switch is about to get a lot more love.
Pixel 10’s ‘Really Blue’ Colorway Leaks Again
Another day, another leak—this time, Google’s Pixel 10 is flaunting its comeback “Really Blue” shade. Fans are hyped for the nostalgic color’s return, proving that yes, your phone can be a fashion statement.
Galaxy Z Fold 7 Crushes Durability Test (Literally)
Samsung’s latest foldable just survived 200,000 folds in testing—and it’s still kicking. That’s the kind of endurance we wish we had by Friday afternoon.
Business

AT&T Declares Loyalty Dead in the Workplace
According to AT&T’s latest corporate shift, long-term loyalty at work might be a thing of the past. The message to employees? Stick around if you want—but don’t expect a gold watch at retirement.
The Giving Pledge Struggles to Woo New Billionaires
It sounded noble on paper: billionaires pledging to give away their wealth. But as CNBC reports, new sign-ups have slowed, and critics say it’s all talk, little action. Turbocharged philanthropy? Not quite.
Trump Pushes for Easier Access to Private 401(k) Investments
A new executive order could soon allow Americans to put more private assets—like real estate or startups—into their 401(k)s. Wall Street is intrigued, but skeptics warn of higher risk for everyday savers.
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Today’s Snapshot
The Fastest Way to Build Wealth Isn’t What You Think
Alright, friend — let's talk real for a sec.
When people think of "building wealth," they usually jump straight to:
Stocks
Real estate
Crypto
Starting a business
That one cousin who bought Dogecoin at the perfect time (and won’t shut up about it)
But here’s the truth:
The fastest way to build wealth — especially in the early and mid-stages — is to increase your income.
Let me say that louder for the people in the back:
Before you worry about what to invest in, increase the amount you can invest.
🧠 The Math That Most People Miss
Let’s do some napkin math:
You make $60k/year
You save 10% ($6k/year = $500/month)
You invest that into the S&P 500 (let's say 8% return)
In 10 years, you'd have ~$91,000
Not bad. But now imagine this:
You bump your income to $100k, save 20% ($20k/year), and invest the same way.
In 10 years?
You’d have ~$304,000.
Same market. Same investment strategy.
Different game.
🛠 So How Do You Raise Your Income?
Whether you're a corporate ninja, a business owner, or just starting out — the core idea is the same:
Make yourself more valuable.
Then communicate that value like a pro.
Here are a few ways to make that happen (pick what fits you):
🧗♂️ If You’re in a Job:
Specialize in something painful. Companies pay to solve pain. Learn how to fix high-cost problems.
Quantify your results. “I managed social media” sounds meh. “I helped grow our TikTok from 0 to 75k in 6 months” gets attention.
Ask for raises like a boss. Bring receipts. Show your impact. Schedule the convo. It’s not begging — it’s business.
🚀 If You Run a Business:
Raise your prices (like, seriously). Most entrepreneurs undercharge because of fear. If you’re delivering results, charge accordingly.
Sell results, not services. People don’t want “consulting,” they want “I helped 10 clients grow revenue 30%.”
Productize yourself. Turn your knowledge into scalable products: courses, templates, guides, tools.
🔥 If You’re Just Getting Started:
Freelance to build skills + cash. Writing, design, sales, editing, coding — learn by doing and get paid to practice.
Document your journey. Share what you’re learning publicly. It builds credibility fast.
Be useful online. Comment, contribute, create. You’d be amazed how many doors open when people notice you.
🏗 Start With a Skill Stack
Want to stand out and earn more? Here’s the cheat code:
Stack valuable, complementary skills.
For example:
Writing + marketing + analytics = high-paid growth marketer
Coding + business acumen = startup CTO or solo app developer
Sales + storytelling + personal branding = unstoppable closer
Each skill makes the others more valuable.
🤝 Final Thought: Wealth Follows Value
You don’t need to chase money.
You attract money when you become valuable and show that value to the world.
So instead of stressing over which ETF to buy with your $200, put some of that energy into:
Learning skills
Making moves
Asking for what you’re worth
Creating leverage
Then when the money does come in — you'll know exactly how to multiply it.
Fun Stuff
🧩 Riddle
The more you take, the more you leave behind.
What am I?
🏢 Guess the Company
Clue:
This company began in a Seattle garage selling books…
Now it delivers everything — even rocket launches and cloud storage.
🌀 Wild & Wacky
McDonald’s once made bubblegum-flavored broccoli.
In an attempt to make Happy Meals healthier, the fast food giant tested this bizarre idea.
Spoiler alert: kids were confused — and horrified. 🥦😬
🤔 Would You Rather
Would you rather…
Work at a fast-paced startup with wild upside but no job security,
ORTake a stable corporate job with great benefits but zero equity?
(Risk it for the biscuit — or stay steady with the salary?)
*Answers at the bottom
Thought of The Day
You don’t rise to the level of your goals — you fall to the level of your systems.
Big ambitions are great. But habits? Systems? That’s where empires are built.
Answers
Riddle - Answer: Footsteps
(Just like trends in the market — they leave a trail… if you know where to look.)
Guess the Company - Answer: Amazon
(From humble pages to planetary-scale logistics.)
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.