August 6, 2025

Welcome Back,
Happy Wednesday, everyone! 🧠☕
Good morning! If you're halfway through the week and wondering if it’s too early to reward yourself with a nap… you’re not alone.
Here’s a better idea: give yourself a small win instead.
Today’s topic is all about the 1% Rule—tiny, consistent improvements that stack up into serious results over time. No burnout. No chaos. No "hustle 'til your eyeballs twitch."
Turns out, the secret to building wealth (and keeping your sanity) isn’t going faster—it’s getting a little bit better every day. Just 1%.
Today, we’ll show you how to do just that—starting with where you are, not where you think you should be.
Small shifts, big payoff. Let’s go.
— Ryan Rincon, Founder at The Wealth Wagon Inc.
Quote of The Day
“The greatest wealth is to live content with little.”
— Plato
Market Update

*Market data represents the most recent market close at 5:00pm ET
Market Update: Today, the markets hit a little turbulence. The Nasdaq slipped -0.65%, dragging tech with it, while the S&P 500 and Dow Jones edged down -0.49% and -0.14% respectively — not a crash, but definitely a stumble.
Bitcoin dipped to $113,682.30, down -0.45%, continuing its recent yo-yo pattern. Meanwhile, Gold lost some shine, down -0.14%, but Silver managed to squeak out a +0.058% gain — small, but it’s wearing green.
On the bright side, Amazon delivered a +0.99% gain, nearly matching Ford, which drove ahead +1.00% — apparently, the old engine still has horsepower!
But Disney had a rough day in the magic kingdom, falling -0.86%, maybe haunted by some streaming service struggles or theme park drag.
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U.S.

ICE's Tactics Vary by State
A new report reveals ICE is cracking down harder in red states, while taking a softer approach in blue states. This political divide in immigration enforcement is raising eyebrows and stirring debate. The data suggests that where you live might influence how aggressively the law is enforced. It’s like playing a very real game of red state vs. blue state.
Trump’s “Pay Up or Tariff” Trade Push
Trump is telling America’s trading partners to either pledge financial support—or get slapped with higher tariffs. This high-stakes ultimatum puts economic pressure front and center. Trading allies are on edge, and it’s sounding more like a poker game than a trade negotiation. Bluffing or not, the stakes are global.
U.S. Backtracks on Israel Disaster Aid Policy
In a quiet reversal, the U.S. government ditched a controversial plan to tie disaster relief funds to Israel boycott stances. Critics say this would have politicized humanitarian aid. Now, the focus returns to actual disaster response—not international drama. Sometimes, backing down is the boldest move.
World

Zoo in Denmark Wants Your Pets (Yes, Really)
In a move raising both eyebrows and ethical questions, a Danish zoo has asked locals to donate unwanted pets—to feed their predators. Officials say it’s practical and natural. Critics, understandably, are horrified. It’s a real-life Hunger Games—but for hamsters.
UN Security Council Tackles Israel-Gaza Crisis
Tensions in Gaza are once again under the microscope as the UN Security Council prepares for talks. With hostages and war still raging, international eyes are on possible diplomatic breakthroughs. The urgency couldn’t be higher—peace isn’t just a goal, it’s a global necessity. Time to put action behind the talk.
Chikungunya Virus Outbreak in China
China has reported a startling 7,000 cases of the mosquito-borne Chikungunya virus. Health authorities are scrambling to contain it. While not usually deadly, this virus causes fever and joint pain that can linger. It’s a painful reminder that pandemics aren’t the only health threat on the radar.
Travel

Tim1965 / Wiki Commons
National Park Service to Fix Vandalized Confederate Statue
The National Park Service is stepping in to restore a Confederate statue in D.C. that was toppled and damaged. It’s a move that’s sparking discussion about history, memory, and representation. The statue may rise again—but the debate isn’t going anywhere. A monumentally complicated issue, quite literally.
Eurostar Still Delayed Post-Resumption
High-speed train travel in Northern France is facing continued delays, even after services resumed. Eurostar passengers hoping for smooth rides are still hitting speed bumps. Frustration is mounting as patience wears thin. Delayed again? C’est la vie.
Syracuse Bridge Work Means Overnight Slowdowns
Bridge repairs on I-81 in Syracuse are bringing overnight lane closures and rolling slowdowns. Commuters and travelers should plan ahead—or prepare to crawl. It’s a reminder that infrastructure upgrades don’t come without inconvenience. At least it’s at night?
Crypto

Crypto Stocks Rise on Fed Pivot Bets
As whispers of a Fed policy pivot grow louder, crypto stocks are having a moment. Investors are betting big that rate cuts are on the horizon. Bitcoin and Ethereum are riding the optimism wave. Who said finance can’t be a rollercoaster?
Tom Lee’s BitMine Snags $3B in Ethereum
BitMine, co-founded by Tom Lee, has built up a jaw-dropping $3 billion Ethereum treasury—making it the third largest public ETH holder. That’s not just hodling, that’s flexing. The crypto world is buzzing, and this stash could shift market dynamics in a big way.
Ethereum’s $240B Onchain Comeback
Ethereum is back in the spotlight after July’s onchain activity skyrocketed to nearly $240 billion in transaction volume. This is no minor milestone—it’s a major comeback. Analysts say this revival might mark a new phase for ETH. Time to pay attention (again).
Economy

Grocery Costs Still Stinging Wallets
A new survey shows grocery bills are stressing Americans out big time. Even with inflation cooling in other areas, food prices remain stubbornly high. It’s the kind of pain you feel in the checkout line—and the fridge. Avocados and eggs, why you gotta do us like this?
From Growth to Near-Recession: What Happened?
An LA Times commentary dives deep into how the U.S. economy veered from a solid 3% growth rate to skimming the edge of recession in a matter of months. Spoiler: the data tells a messy story. From jobs to inflation, it’s a puzzle with more missing pieces than answers.
NEC Hassett Calls Economic Data ‘Unreliable’
National Economic Council’s Kevin Hassett says recent economic data can’t be trusted. Whether it’s inflation, jobs, or growth—he’s not buying the numbers. If the experts are this confused, what hope do the rest of us have? Welcome to the foggy world of financial forecasting.
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Today’s Snapshot
The 1% Rule: How to Get Rich Without Burning Out
Let’s talk about something that doesn’t get enough love in the “get rich” world…
No, it’s not the latest crypto coin, high-risk real estate move, or a side hustle you don’t even like.
It’s the 1% Rule — and I swear, it can quietly change your life if you let it.
And no, I’m not talking about joining the 1% of wealth. I’m talking about improving just 1% at a time — in your finances, your business, your investments, and even your habits.
Wait, 1%? That’s It?
Yep. One percent might sound tiny, but here’s the deal:
If you get 1% better at something every day for a year, you’ll be 37x better by the end of it.
(Not 37%… 37 TIMES.)
Wild, right?
Let’s break down how you can apply this across your money life — no matter where you're at right now.
🔁 In Your Career or Business: Stack Micro-Wins
Let’s say you’re a corporate exec or an entrepreneur. You’ve got a lot going on. But even you — yeah, you — can benefit from zooming in on tiny improvements.
Make your emails 1% clearer
Add 1% more value to your team
Improve your sales process by 1%
Follow up with one more lead per day
It compounds. It always compounds.
📌 Bonus tip for entrepreneurs:
Set aside 30 minutes a week to improve one piece of your offer, system, or customer experience. It doesn’t feel like much — but do it every week and your business will look completely different in a year.
💰 In Your Finances: Automate a 1% Boost
Okay, let’s talk money. Here's how the 1% Rule sneaks in like a silent superhero:
Increase your savings or investing rate by 1% every month
Trim 1% off your unnecessary expenses
Add 1% more to your emergency fund goals
Bump up your prices or hourly rate by 1% (yes, you can)
Let’s say you make $80K/year. One percent more is $800. Multiply that by 5-10 years of smart moves? That’s real money, my friend.
🧠 In Your Mindset: Level Up Gently
This is a big one.
Building wealth — and keeping it — has way more to do with how you think than most people realize.
Try this:
Read 1% of a book every day (2–5 pages)
Spend 1% more time around ambitious people
Remove 1% of the noise from your social feeds
Small things. Massive difference.
🛠️ For Those Just Starting Out (or Starting Over)
Hey, if you’re in your early 20s, switching careers, or just trying to get traction — you’re not behind. Seriously.
Use the 1% Rule to build momentum:
Learn 1 new skill each week
Apply to 1 job every day
Spend 1% of your income on a course or coaching
Create 1% of a side hustle (yes, that counts)
No one builds a life they love in a weekend. But piece by piece? Absolutely doable.
⏱️ The Catch (Because There’s Always One)
Here’s what most people don’t like about the 1% Rule:
It’s not flashy.
It’s not “make 6 figures in 6 weeks” energy.
And it requires this magical thing called patience.
But you know what?
It actually works. Every. Single. Time.
🏆 Final Thoughts (Let’s Keep It Real)
If you only remember one thing from this article, let it be this:
Wealth isn’t built in leaps. It’s built in layers.
Layer on those 1% improvements, and one day you’ll look back and barely recognize your financial life — in the best possible way.
So here’s your homework (don’t worry, no grade):
👉 Pick one thing in your money/career/business life you can improve 1% this week.
👉 Do it.
👉 Repeat next week.
Before long, you’ll start to feel unstoppable — and you didn’t even have to burn out to get there.
Fun Stuff
😂 Funny Joke
Why did the marketing team go broke?
Because they kept using up all their budget on impressions. 😅📉
🧩 Riddle
The more you take from me, the bigger I become.
In business, I might be your downfall — or your hidden opportunity.
What am I?
🤔 Would You Rather
Would you rather…
Have a startup valued at $100 million but 0 profit,
ORRun a boring business making $1 million profit a year?
(Valuation hype vs cash flow reality.)
🧠 Brain Teaser
You buy a laptop for $1,000.
You sell it for $1,200.
Then you buy it back for $1,000 again, and sell it again for $1,200.
How much profit did you make?
*Answers at the bottom
Thought of The Day
You can own a ton of assets and still be broke — in time, energy, creativity, or focus.
Real wealth isn’t just what’s in the bank; it’s what’s still within your reach.
Answers
Riddle - Answer: A hole
(Or… a market gap? 👀)
Brain Teaser -Answer:
First flip: $200
Second flip: $200
Total Profit: $400
(Buy low. Sell high. Repeat responsibly.)
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.