August 31, 2025

Happy Sunday, everyone!
Good morning ☀️—I hope your weekend has been equal parts restful and joyful (and if not, here’s to a Monday reset tomorrow).

Here’s a thought to close out the month: money shouldn’t feel like a puzzle you’re constantly trying to solve. The real goal? Building a system that quietly handles the heavy lifting—so you can spend less time stressing and more time living.

That’s exactly what today’s post is about: Stop Guessing: How to Build a Money System That Works on Autopilot. Because wealth isn’t just about making more—it’s about designing a flow that keeps your goals on track without you having to micromanage every dollar.

Let’s end August by setting up your future self for a calmer, smarter September. 🚀

— Ryan Rincon, Founder at The Wealth Wagon Inc.

– Wayne Gretzky

This company holds 29,000 hectares (over 71,000 acres) in the heart of a modern-day gold rush. Exploration targets have already been identified as a result of locals' artisanal mining (a recent 108 grams per tonne gold* assay has been recorded) and funds have just been raised for an initial 10,000 metre (over 32,000 feet) drill program seeking to unlock the potential for a multi-million ounce gold deposit.

1 gram per tonne is broadly regarded as being commercial

Find out more

‘Frankenstein’ Venice Premiere Receives Standing Ovation
The Venice Film Festival was abuzz as Jacob Elordi and Oscar Isaac captivated audiences in the premiere of Frankenstein. Their performances were met with a standing ovation, signaling early awards season buzz. The film reimagines Mary Shelley’s classic with a modern twist, drawing praise for its daring direction and intense performances.

‘SNL’ Stars React to Cast Exits
With major cast changes looming, Saturday Night Live stars including Bowen Yang and Marcello Hernández are speaking out. Many shared their thoughts on social media about the impact of these departures ahead of the show’s upcoming season. The shake-up has fans speculating on how the dynamic of the iconic comedy show will shift.

Jessica Simpson and Eric Johnson Spotted Together
Jessica Simpson and her ex-husband Eric Johnson were seen traveling together to Las Vegas, fueling rumors of a possible reconciliation. The pair, who divorced in 2023, were spotted smiling and chatting while boarding a private plane. Neither has commented on the nature of their relationship, but fans are buzzing about a potential reunion.

Trump Escalates Spending Clash with Congress
President Trump announced plans to cancel $5 billion in government spending, intensifying his battle with Congress. The move comes amid broader debates over fiscal policy and government priorities. Critics warn the cuts could impact key programs, while supporters see it as a step toward reducing national debt.

Secret Service Protection for Harris Ends Early
In a controversial decision, former Vice President Kamala Harris’ Secret Service protection was rescinded earlier than expected. The move, approved by President Trump, has raised security concerns among her allies. Officials say the decision follows standard protocols, though critics argue it’s politically motivated.

Thai Court Sacks Prime Minister Over Ethics Violation
Thailand’s Shinawatra dynasty faced a major blow as the country’s prime minister was ousted by the court for violating ethics rules. The ruling has sent shockwaves through the political landscape, with protests erupting in some parts of the country. Analysts say the decision could reshape Thailand’s political future.

Canadian Economy Contracts Amid Tariff Strains
Canada’s economy shrank in the second quarter as escalating tariffs weighed heavily on exports. The contraction has intensified fears of a possible recession if trade tensions continue. Economists suggest that resolving tariff disputes will be crucial for stabilizing Canada’s economic outlook.

Strong U.S. Spending, Rising Core Inflation
New data shows that U.S. consumer spending remains robust, but core inflation tied to services is heating up. Economists warn this trend could complicate the Federal Reserve’s interest rate strategy. Despite inflation concerns, strong spending suggests continued economic resilience heading into the final quarter of the year.

Stock Market Slips Amid Inflation Concerns
Wall Street saw a downturn as tech stocks, including Nvidia, dragged major indexes lower. Investors are reacting to fresh inflation data, raising concerns about the pace and timing of future rate cuts. Analysts note that the market volatility may persist as economic indicators send mixed signals.

Eric Trump Predicts $1M Bitcoin
Eric Trump made headlines by predicting that Bitcoin could surge to $1 million in the coming years. He cited global financial instability and increasing institutional investment as key drivers. Critics, however, argue that such predictions are overly optimistic given the market’s volatility.

Crypto Liquidations Top $500 Million
The crypto market faced turbulence as liquidations exceeded $500 million, impacting Bitcoin, Ethereum, and XRP. Analysts point to shifting investor sentiment and market corrections following a period of heightened speculation. Despite the dip, some traders see potential buying opportunities amid the volatility.

Gold Prices Surge on Fed Cut Bets
Gold prices climbed toward $3,450 an ounce as investors anticipate potential interest rate cuts from the Federal Reserve. The weaker U.S. dollar and safe-haven demand have fueled the rally. Analysts expect further upward momentum if economic uncertainty continues to drive market behavior.

Wall Street’s Nvidia Obsession Grows
Investors are increasingly focused on Nvidia, with the company’s AI-driven growth fueling market excitement. However, analysts warn that over-reliance on a single stock could pose risks if performance falters. The chipmaker’s dominance in AI technology has cemented its position as a market leader.

COVID-19 Vaccine Guidance Updated
Health experts have issued new recommendations for COVID-19 shots following a confusing week of mixed messaging. The guidance clarifies who should receive updated boosters and when, aiming to boost public confidence. Officials hope clearer communication will encourage more people to get vaccinated ahead of the fall.

Cracker Barrel Backlash Highlights Cultural Divide
The controversy over Cracker Barrel’s recent branding changes has become a flashpoint in America’s cultural debates. Critics argue the company has bowed to progressive pressures, while others see the backlash as politically charged. The situation underscores how even corporate branding decisions can become symbols in broader societal conflicts.

Building or refining generative AI models? This guide shows why scraped data falls short—and what to use instead. Learn how real-world behavior signals, clustering, semantic scoring, and visual diversity improve output. Plus, see how Shutterstock’s licensed data and services reduce risk and boost performance. Train smarter, faster, and more responsibly.

Download the guide

Hey —
Let’s have an honest talk about money.

We’ve all been there:

Here’s the truth: wealth isn’t built through sheer willpower. It’s built through systems — simple, repeatable processes that handle the heavy lifting for you, so you can stop stressing and start stacking.

Today, I’m going to walk you through how to create your own money autopilot system — one that works whether you’re making $40k or $400k.

Every dollar you earn needs an assignment. Otherwise, it just disappears.

The easiest way? Use the 50/30/20 framework as a baseline:

Here’s the key:
Automate transfers on payday. That way, the money moves before you have a chance to spend it.

Your wealth engine runs on three cylinders: saving, investing, and debt management. Here’s how to put each one on autopilot:

Set up a high-yield savings account and send a fixed amount every month until you’ve got 3–6 months of expenses.
Why? Because opportunities feel a lot less risky when you’re not one car breakdown away from panic.

Start with these priorities:

If you’ve got high-interest debt (credit cards, personal loans), automate fixed extra payments.
It’s boring. It’s not sexy. But every dollar paid down is a dollar you can start putting toward wealth instead of interest.

Most people either ignore their finances completely or spend hours every week micromanaging every penny.
Neither works long term.

Here’s the middle ground:

Look for trends, not perfection. If you see your “Wants” category creeping up, tighten it. If your “Future You” category is growing, celebrate that win.

Cutting lattes won’t make you rich. Growing your income will.

Here’s how to build that into your system:

Extra income is fuel for your system. Every dollar gets assigned to Future You.

This is where things get fun.

Set aside a small, dedicated pot of money for opportunities — things like:

It doesn’t need to be a big amount — even $50/month grows into a few hundred by the end of the year.
When opportunities show up, you’ll be ready instead of scrambling.

Think of your money system like a business.
Every three months, sit down and:

This is how you keep growing without feeling like you’re constantly “starting over.”

Here’s the beauty of systems:

Even better? You’ll feel in control — because you actually are. That confidence snowballs into better choices, better opportunities, and bigger results.

One of my readers, James, set up his system a year ago:

Fast forward to now:

No complicated spreadsheets. No “eat beans and rice” budget. Just a system that runs itself.

Here’s your quick-start homework:

One year from now, you’ll look back and realize your financial life feels lighter, your wealth is growing, and you didn’t have to hustle harder to make it happen.

Final thought:
Building wealth isn’t about being perfect. It’s about putting systems in place so that average days still move you forward.
Start small. Automate the boring stuff. Then let the system quietly build the life you’ve been working so hard for.

A new trend in real estate is making the most expensive properties obtainable. It’s called co-ownership, and it’s revolutionizing the $1.3T vacation home market.

The company leading the trend? Pacaso. Created by the founder behind a $120M prior exit, Pacaso turns underutilized luxury properties into fully-managed assets and makes them accessible to the broadest possible market.

The result? More than $1B in transactions and service fees, 2,000+ happy homeowners, and over $110m in gross profit to date for Pacaso.

With rapid international growth and 41% gross profit growth last year alone, Pacaso is hitting their stride. They even recently reserved the Nasdaq ticker PCSO.

The same VCs that backed Uber, eBay, and Venmo also backed Pacaso. Join them as a Pacaso shareholder before the opportunity ends September 18.

Invest While You Still Can

_{Paid advertisement for Pacaso’s Regulation A offering. Read the offering circular at invest.pacaso.com. Reserving a ticker symbol is not a guarantee that the company will go public. Listing on the NASDAQ is subject to approvals.}

Why did the economist bring a ladder to work?
Because they wanted to reach new heights in their predictions! 📈

On August 31, 1997, Hong Kong officially moved from British to Chinese sovereignty, reshaping global financial hubs and trade dynamics for decades to come.

In Japan, there’s a café where you can rent a goat to sit with you while you sip coffee. Customers swear it’s therapeutic. 🐐☕

Would you rather have the ability to invest in any company’s IPO for free, or never pay taxes on your investments again?

*Answers at the bottom