August 28, 2025

Happy Thursday!
Good morning 🌞—I hope your day started with something good, whether it was perfect toast, a quiet commute, or just a moment to breathe before the chaos.

Here’s a fun truth: wealth doesn’t just grow from what you do—it grows from what you know. There are certain skills that, once you pick them up, act like money multipliers. They quietly speed up your progress without requiring you to work more hours or take on more stress.

That’s what today’s post is all about: Money Multipliers: The 3 Skills That Quietly Build Wealth Faster. Think of them as the secret upgrades for your financial game—small, learnable, and wildly powerful over time.

So, grab your coffee and let’s explore the skills that could make the next year your most profitable yet—without the burnout. 🚀

— Ryan Rincon, Founder at The Wealth Wagon Inc.

– Bruce Lee

Market Update: Wall Street closed the day on an upbeat note — but with a few twists worth sipping your coffee over.

The Nasdaq edged up 0.21%, while the S&P 500 and Dow Jones climbed 0.24% and 0.32%, respectively, showing steady confidence from investors. Bitcoin barely budged but stayed in the green with a slight 0.02% uptick, while gold shined brighter, up 0.55%, and silver glittered with a modest 0.20% rise.

On the corporate front, PayPal slipped 0.76%, hinting at investor caution, while Visa dipped 0.24% and Spotify slid 0.50%, perhaps hitting a sour note in the streaming sector.

Overall, it was a cautiously optimistic session — a market moving forward, but keeping one eye on the horizon for what’s next.

Frontier Airlines Introduces 20 New Routes with Ultra-Low Fares
Frontier Airlines is shaking up domestic travel by adding 20 new routes across the U.S., offering ultra-low fares to attract budget-conscious travelers. The expansion is aimed at increasing connectivity to secondary cities while boosting competition with other low-cost carriers. Travelers can expect deeply discounted prices but should be mindful of additional fees for extras like seat selection and baggage.

8 Ideal Kentucky Destinations for a 3-Day Weekend in 2025
Kentucky is positioning itself as a must-visit state for short getaways in 2025. From the bourbon trail and horse country to scenic hiking spots and cultural gems, the state offers a diverse range of activities. Travel experts highlight these destinations as perfect for quick, affordable trips that still deliver memorable experiences.

Philadelphia Lawyer to File Injunction to Halt SEPTA Service Cuts
A Philadelphia attorney is planning legal action to stop upcoming service cuts on SEPTA routes, which could severely impact daily commuters. The injunction seeks to challenge the transit authority’s justification for the reductions, citing accessibility and equity concerns. The proposed cuts have faced significant backlash from riders and city leaders alike.

Bitcoin Traders Eye Gains as BTC Holds Above $110K
Bitcoin is maintaining strong momentum above the $110,000 mark, fueling optimism among traders. Analysts suggest that macroeconomic conditions and institutional demand are key drivers behind the stability. Many are now watching for signals that could push the cryptocurrency toward new highs in the coming weeks.

Trump Media and Crypto.com Launch Crypto Treasury Firm
Trump Media and Crypto.com have announced plans to form a joint crypto treasury firm via a SPAC deal. The move is aimed at managing and expanding digital assets for institutional investors and businesses. Industry experts say the partnership could strengthen crypto adoption but also raises regulatory questions.

Bitcoin, Ethereum, and Cardano Prices Slide
Major cryptocurrencies, including Bitcoin, Ethereum, and Cardano, saw significant price drops as market sentiment turned bearish. Analysts cite macroeconomic pressures and profit-taking as key reasons for the decline. Despite the slump, long-term bulls remain optimistic about the market’s potential recovery.

Woman Upset Over Husband’s $80K Inheritance Vacation Plan
A Canadian woman has sparked debate online after revealing her husband wants to spend his $80,000 inheritance on a lavish vacation. She expressed concerns that the money could be better used for savings or investments. The situation highlights ongoing tensions many couples face when managing sudden financial windfalls.

DOGE Allegedly Exposed Social Security Data on Risky Server
A whistleblower has accused DOGE of storing sensitive Social Security numbers and other personal data on a vulnerable server. The claim raises major concerns about data security practices and the risk of breaches. Regulators and consumer advocates are calling for an immediate investigation into the allegations.

Family Conflicts Over Housing and Inheritance Are Rising
Families across the U.S. are increasingly clashing over housing assets and inheritances, especially as property values climb. Financial experts warn that the lack of clear estate planning often fuels disputes. Open communication and proper legal guidance are being advised to prevent costly and emotional conflicts.

Venice Film Festival 2025 Opens with Red Carpets and Star Power
The Venice Film Festival kicked off with glamorous arrivals, red carpets, and screenings that set the tone for the highly anticipated event. Industry insiders are praising the lineup, which blends blockbuster premieres with critically acclaimed indie films. The festival is expected to generate significant awards-season buzz.

Jason Kelce Joins Taylor Swift and Travis Kelce’s Viral Moment
Jason Kelce added to the buzz surrounding his brother Travis Kelce and Taylor Swift by celebrating their recent public “proposal” moment. The lighthearted interaction has gone viral, delighting fans of both the NFL star and the pop icon. The event underscores the cultural crossover between sports and music fandoms.

Alexander Payne Sidesteps Gaza Conversation at Press Conference
Director Alexander Payne faced pointed questions about the Gaza conflict during a Venice Film Festival press conference but declined to engage. Payne cited his desire to keep the focus on his film rather than political issues. The exchange has sparked debate about whether artists should address global events in public forums.

Stock Market Update: Futures Waver as Investors Watch Nvidia
U.S. stock futures showed mixed signals as investors braced for Nvidia’s earnings report and monitored broader market conditions. The dollar strengthened amid economic uncertainty, while analysts predict volatility in the coming sessions. Key sectors like tech and energy are expected to drive the market’s short-term direction.

Cracker Barrel Stock Jumps After Dropping New Logo
Cracker Barrel’s decision to roll back its controversial logo change has sent its stock soaring. The company faced weeks of criticism from loyal customers, prompting the swift reversal. Analysts suggest the move restored investor confidence and demonstrated the brand’s responsiveness to consumer sentiment.

Trump Allies Target Fed Governor Lisa Cook Over Housing Policies
Fed Governor Lisa Cook has become a focal point for political criticism from Trump-aligned figures over housing and economic policies. The backlash stems from rising mortgage rates and housing affordability challenges. Economists warn that politicizing the Federal Reserve could undermine confidence in U.S. monetary policy.

You know what’s funny?
Most people think wealth comes from one big thing — a huge promotion, selling a business, hitting it big on an investment.

But in reality?
Wealth usually comes from a series of small, boring, repeatable skills that stack up over time — what I like to call “money multipliers.”

They’re not flashy. They won’t impress anyone at a dinner party. But if you build these skills now, you’ll look up in five or ten years and wonder why everyone else is still struggling while you’ve quietly built real freedom.

Let’s talk about the three most powerful ones — and how to start using them today.

Most people only look at money as numbers:

But wealthy people? They treat money like a map — a tool to understand where they are and where they’re going.

Here’s what that looks like in practice:

Quick start: Use a simple spreadsheet or a free app like Mint or Empower. Set a reminder for the first of every month. It’ll take 15 minutes — and those minutes will make you thousands over time.

Here’s a harsh truth:
A high income doesn’t make you wealthy.

If you make $200k but spend $195k, you’re just broke with better clothes.

The wealthy separate themselves by doing this one thing over and over:

They turn income into assets.

An asset is anything that works for you even when you’re not working:

The process is simple:

The key is automation. If you wait to “see what’s left” at the end of the month, there won’t be anything left. Instead:

Even 10% invested consistently can turn into life-changing wealth over time thanks to compounding.

This is the one nobody talks about at first — but it’s the one that separates good from great.

Leverage is anything that lets you earn more without trading more of your time.

There are three main types:

Here’s a simple example:

Leverage is how you stop trading time for money and start building something bigger than your calendar.

Meet Sarah.

Sarah’s a mid-level manager making $90k. Nothing flashy. She:

Fast-forward 7 years:

No lottery ticket. No crazy risk. Just stacking these three money multipliers over time.

No matter where you are, these skills meet you there.

Here’s your action plan:

Small steps today = massive results later.

Building wealth isn’t about being the smartest person in the room or taking wild risks.

It’s about doing simple things consistently:

Start small. Stay patient. And five years from now, you’ll be amazed at how far those “boring” skills have taken you.

Because the real secret?

Wealth is built quietly… and enjoyed loudly.

Why don’t skeletons fight each other?
Because they don’t have the guts. ☠️

I’m always ahead of you but never in sight. What am I?

This company started as a messaging platform for gamers in 2015, but today it’s used for everything from classrooms to Fortune 500 meetings.

You have a basket with 10 apples. You take away 3 apples. How many apples do you have?

*Answers at the bottom

Riddle - Answer: The future. ⏳

Guess the Company - Answer: Discord. 🎧

Brain Teaser - Answer: You have 3 apples — because you took them away. 🍎