August 25, 2025

Happy Monday, friends!
Good morning 🌞—I hope your weekend was the perfect mix of rest and recharge. And if it wasn’t… well, that’s what strong coffee and fresh starts are for.

Here’s a thought to kick off the week: true wealth isn’t just about more money in the bank—it’s about more freedom in your life. Freedom to say yes, freedom to say no, and freedom to design your days the way you want.

That’s what today’s post is all about: The Power of Optionality: Build Wealth by Buying Back Your Freedom. Because the real flex isn’t working harder—it’s having the choice not to.

So, let’s start this week by looking at the little moves that create big options for your future self. 🚀

— Ryan Rincon, Founder at The Wealth Wagon Inc.

– Theodore Roosevelt

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‘Sneakflation’: How Trump’s tariffs are gradually raising costs for American consumers
CNN reports that tariffs introduced under Trump’s economic policies are subtly increasing costs across various consumer goods. While prices haven’t spiked dramatically, gradual increases are being felt by households nationwide. Economists warn this could strain budgets further if the trade tensions persist. Critics argue that the tariffs’ hidden costs outweigh their intended economic benefits.

Pentagon has blocked Ukraine from striking deep inside Russia – report
According to The Guardian, the Pentagon has reportedly restricted Ukraine from conducting deep strikes within Russian territory. This decision is aimed at preventing escalation and reducing the risk of broader conflict. Ukrainian officials have expressed frustration, saying the limitations hinder their ability to respond to aggressive Russian actions. Analysts suggest this reflects the U.S. balancing support for Ukraine with concerns over direct confrontation.

Corporate America’s Newest Activist Investor: Donald Trump
The New York Times highlights Donald Trump’s growing influence as an activist investor in corporate America. Using his platform and political clout, Trump is reportedly pressuring companies to align with his economic vision. Supporters argue this creates accountability, while critics see it as political interference in corporate governance. The trend raises questions about the future relationship between politics and Wall Street.

‘Sopranos’ star Jerry Adler, Broadway backstage vet turned late-in-life actor, dies at 96
AP News reports the passing of Jerry Adler at the age of 96. Known for his role in The Sopranos, Adler also had a decades-long career in Broadway production before transitioning to acting later in life. Colleagues are remembering him as a versatile talent and a beloved figure in the entertainment industry. Tributes are pouring in from fans and co-stars alike.

Fans across the country raise their voices at ‘KPop Demon Hunters’ singalongs
NPR covers the nationwide enthusiasm for KPop Demon Hunters singalong events. Fans are flocking to theaters to sing and dance along with the popular soundtrack, turning screenings into interactive celebrations. The trend reflects the growing cultural footprint of K-pop in the U.S. Entertainment experts say these events are redefining how audiences engage with animated features.

Actor Norman Reedus’ son, Mingus, in police custody for alleged assault
Yahoo News reveals that Mingus Reedus, son of actor Norman Reedus, has been taken into custody following an alleged assault incident. The arrest reportedly stems from a domestic dispute that turned violent. Details of the case are still emerging, but the news has drawn significant media attention due to the family’s public profile. Representatives for the Reedus family have yet to comment.

Hegseth authorizes National Guard troops in D.C. to carry weapons
NBC News reports that National Guard troops stationed in Washington, D.C., have been authorized to carry firearms. This move, approved by officials amid growing security concerns, has sparked both support and criticism. Advocates see it as a necessary step for preparedness, while opponents fear it could escalate tensions during demonstrations or crises. The policy change marks a significant shift in security strategy.

Dutch FM quits after failing to advance anti-Israel measures
JNS reports that the Dutch foreign minister has resigned following political setbacks related to proposed anti-Israel policies. The minister’s inability to secure support for key measures sparked criticism from both opposition and allies. Analysts say this resignation reflects growing divisions within the government on foreign policy. The vacancy is expected to trigger a contentious appointment process.

Smokers’ Corner: The Myth of Populist Uprisings
In Dawn, columnist Nadeem F. Paracha examines the idea of “populist uprisings” and their perceived mythos in political discourse. The article argues that many movements branded as grassroots are often orchestrated by elite interests. By analyzing historical and current examples, Paracha highlights how narratives of “people’s revolts” are frequently manipulated. The piece is drawing debate among political observers.

Korean man arrested over $50M crypto-to-gold laundering scheme
Cointelegraph reports that South Korean authorities have arrested a man accused of running a massive crypto-to-gold laundering operation worth $50 million. The scheme allegedly used cryptocurrency exchanges to obscure illegal earnings before converting them to gold. Investigators say the case highlights growing challenges in regulating digital assets. The arrest is expected to lead to tighter oversight measures.

3 Reasons Bitcoin Price Failed to Cross $120K Despite Ethereum All-Time High Rally
Coinspeaker explains the factors that prevented Bitcoin from breaking the $120,000 threshold despite Ethereum’s record-breaking rally. Market analysts cite liquidity issues, regulatory uncertainty, and a recent surge in altcoin interest as contributing factors. Traders are closely watching upcoming policy announcements that could impact Bitcoin’s next moves. The divergence between Bitcoin and Ethereum performance is sparking debate in crypto circles.

3 Made In USA Coins To Watch Before September Rate Cuts
BeInCrypto highlights three U.S.-based crypto projects gaining attention ahead of anticipated Federal Reserve rate cuts. Analysts suggest these coins could benefit from market shifts driven by monetary policy changes. Investors are advised to monitor these projects for potential growth opportunities. The report underscores how macroeconomic trends continue to influence digital currency markets.

‘Investing in OpenAI is high risk’: ChatGPT maker issues stark warning to investors
Mint reports that OpenAI has cautioned investors about the high risks associated with funding AI development. The company emphasized uncertainties in regulation, technology, and market adoption as key concerns. Despite rapid growth, executives warn that the AI sector is volatile and unpredictable. Industry experts see this as a rare moment of candor in a typically hyped market.

Powerball Jackpot Reaches $750 Million — Here’s What The Winner Could Take Home
Forbes details the soaring Powerball jackpot, now standing at $750 million. After taxes and with a lump sum payout, the winner could take home a significantly reduced but still massive prize. Financial advisors are urging potential winners to plan carefully to manage such sudden wealth. The rising jackpot is fueling a surge in ticket sales nationwide.

Eli Lilly’s obesity pill remains a viable rival to Novo’s oral Wegovy despite data challenges
CNBC reports that Eli Lilly’s experimental obesity pill continues to show promise as a strong competitor to Novo Nordisk’s oral Wegovy. Recent data updates, while mixed, still indicate significant potential for the drug in the booming weight-loss market. Analysts say the rivalry between the two pharmaceutical giants could reshape the industry. Investors are closely monitoring clinical trial developments.

Let’s have a conversation about the real reason we chase money.
It’s not about the car. Not about the fancy watch.
It’s about freedom — the ability to choose what you do, who you do it with, and when.

But here’s the thing most people miss:
Freedom doesn’t magically appear when you “hit your number.”
You have to design for optionality as you build wealth.
And the earlier you start, the more powerful it becomes.

Let’s dig in.

Optionality is exactly what it sounds like:
The ability to choose.

When you have optionality, life stops feeling like a trap.
You’re not reacting — you’re choosing.

Here’s how to start building it — no matter where you are today.

Cash isn’t just for emergencies; it’s for opportunities.

Liquidity = peace of mind + leverage.

Money can disappear. Markets can crash.
But skills compound.

Ask yourself:

High-value, portable skills include:

Your skills are your safety net and your opportunity engine.

The right relationships create optionality in ways cash never can.

Think about it:

How to build this:

One strong connection can save you years — or make you millions.

Here are some real-world examples to make this concrete:

Optionality buys you time, and time is the most valuable currency there is.

Here’s what drains your ability to choose:

Building optionality isn’t just about money — it’s about reducing fragility across your entire life.

Here’s a simple roadmap to get started this week:

Optionality grows when you intentionally create space for it.

Optionality isn’t about being rich; it’s about being unlocked.
It’s the quiet confidence of knowing you can handle what life throws at you — and seize the good stuff when it shows up.

Start small.
Build the flywheel.
And remember: every dollar saved, every skill learned, every connection nurtured is one more degree of freedom earned.

Why did the CFO get therapy?
Because they had too many emotional assets and didn’t know how to balance them. 💼

In South Korea, some convenience stores rent nap pods so busy professionals can take a quick 15-minute power nap right between meetings. 😴

Would you rather have unlimited investment capital but zero financial advice,
OR perfect investing knowledge but only $10,000 to work with?

A train leaves City A heading to City B at 60 mph. One hour later, another train leaves City B heading to City A at 90 mph. They are 300 miles apart.
How long before they meet?

*Answers at the bottom

Brain Teaser - Answer: 2 hours — they’re closing the gap at 150 mph combined speed