August 22, 2025

Happy Friday, friends!
Good morning 🌞—you made it to the end of the week, and that deserves a little victory dance (even if it’s just a subtle chair wiggle while sipping your coffee).

Here’s a question to kick things off: if you had three magic levers that could make your financial life easier, which would you pull first?

Well, here’s the good news—today’s post is all about The 3 Levers of Wealth Nobody Talks About (but absolutely should). They’re simpler than you think, and you don’t need a trust fund, a unicorn startup, or a winning lottery ticket to make them work for you.

So, let’s wrap up this week by exploring the moves that quietly build wealth in the background—so you can focus on living your life out loud.

— Ryan Rincon, Founder at The Wealth Wagon Inc.

– Warren Buffett

Market Update: The Nasdaq slipped 0.34%, and the S&P 500 wasn’t far behind with a 0.40% dip. Even the Dow Jones joined the slump, easing down 0.34% — not exactly the pep talk investors were hoping for.

Over in the world of digital gold, Bitcoin perked up a touch, climbing 0.15% and keeping its impressive six-figure price tag. Gold itself barely blinked with a 0.015% uptick, while silver slid slightly, showing that not every precious metal is feeling shiny these days.

Stock-wise, Baidu was the overachiever of the day, popping nearly 1%, while Nike and Mastercard took small steps backward — think minor scuffs rather than a full stumble.

Overall? The markets are treading water, waiting for a reason — any reason — to pick a real direction.

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Trump’s Ideal America Leaves No Room for Diversity
In former President Trump’s vision of America, diversity and inclusion take a back seat, sparking heated national debate. Supporters argue it preserves traditional values, while critics warn it marginalizes minority communities. The discussion reflects deeper divides as the country struggles with identity and polarization.

Canadian Tourism to U.S. Plummets
New data reveals a sharp decline in Canadian visitors to the United States this year, impacting travel and retail industries. Analysts point to stricter border rules, weaker currency values, and changing travel habits. Businesses reliant on cross-border tourism are bracing for continued revenue drops.

Tariffs Push U.S. Businesses Into ‘Survival Mode’
Many American businesses are reeling from tariffs introduced during Trump’s tenure, with small and mid-sized firms hardest hit. Reduced margins and higher costs are forcing some companies to cut jobs or close entirely. Economists caution that these pressures could slow broader economic growth.

Gaza Offensive Could Be ‘Death Sentence’ for Hostages
Families of Israeli hostages are voicing fear as a planned Gaza City offensive approaches. While military leaders say the operation is critical to weaken militant networks, relatives worry it puts innocent lives in jeopardy. Diplomats are scrambling for alternative solutions as tensions escalate.

Xi Jinping’s Rare Visit to Tibet Signals Power and Control
President Xi’s visit to Tibet highlights Beijing’s assertion of control and signals unity in the region. The move, rarely seen by Chinese leaders, also responds to international criticism over human rights policies. Analysts see it as a strategic display of both domestic authority and global strength.

UK Councils Fight Government Over Asylum Hotels
Labour-led councils in the UK are launching legal challenges against the government’s use of hotels for asylum seekers. Local leaders argue the system is unsustainable and strains community resources. The dispute underscores mounting tensions over migration policy and resource allocation.

Rare ‘Black Moon’ to Occur This Weekend
A rare celestial event, the “black moon,” will take place this weekend but won’t be visible to the naked eye. Scientists note it’s the second new moon in a single month, affecting tidal patterns and astronomical calculations. The event fascinates astronomers despite its invisibility.

Supernova Study Unveils New Insights
An international team of scientists has found silicon and sulfur elements in the core of a supernova. The discovery helps explain how heavy elements form and distribute throughout the universe. It also provides critical data for refining stellar evolution models.

Hidden Moon Discovered Orbiting Uranus
The James Webb Space Telescope has uncovered a previously unknown moon orbiting Uranus. Researchers believe the finding could reshape understanding of the planet’s complex satellite system. Follow-up observations are planned to analyze its composition and orbital patterns.

Google Unveils Full Pixel Hardware Lineup for 2025
Google introduced its latest Pixel devices at the “Made by Google” event, with upgrades spanning smartphones, tablets, and wearables. Enhanced AI capabilities and better device integration drew significant attention from tech enthusiasts. The ambitious lineup sets a new bar for the company’s ecosystem.

Gemini AI Coming Soon to Android Auto and Google TV
Google teased upcoming Gemini AI updates for Android Auto and Google TV, promising smarter voice controls and improved recommendations. The rollout, expected within weeks, is anticipated to deliver more intuitive user experiences. Early reactions from testers are highly positive.

Pixel 10 Will Flag AI-Edited Images
The new Pixel 10 phones will feature technology to detect and label AI-edited images. Google says the feature aims to promote transparency and combat misinformation. Privacy advocates, however, warn of potential risks in how the data might be used.

Cracker Barrel Stock Tanks After Logo Controversy
Cracker Barrel’s unveiling of a redesigned logo has backfired, triggering backlash from loyal customers and branding experts alike. The negative response caused a sharp drop in stock value. The incident highlights the delicate balance brands must strike during modernization efforts.

Housing Market Shows Signs of Stabilizing
July housing data suggests home sales and prices are approaching an inflection point. Analysts believe this could ease pressure on buyers, though rising interest rates remain a concern. The shift may indicate a cooling market after years of rapid price growth.

Markets Suffer Losses Amid Economic Uncertainty
The Dow and S&P 500 faced another day of heavy losses, driven by earnings reports and economic uncertainty. Major retailers, including Walmart, reported weaker performance, fueling investor anxiety. Experts warn that volatility may persist as markets adjust to shifting consumer behavior and policy signals.

You’ve probably heard the usual wealth-building advice:
Save more. Spend less. Invest early.

All good tips. But here’s the thing: wealth isn’t just about cutting lattes or dollar-cost-averaging into an index fund.

True wealth — the kind that buys freedom, security, and choices — comes from knowing how to pull the right levers at the right time.

Let’s talk about the three wealth levers that most people ignore — and how you can start using them today.

Most people obsess over budgets. They treat income like it’s fixed, then fight over the scraps.

But here’s the secret: growing your income is the fastest way to change your financial life.

Think about it:

Quick mindset shift: Stop asking, “How do I save more?”
Start asking, “How do I make my skills too valuable to ignore?”

If income is your offense, investing is your defense — the quiet engine that builds wealth in the background.

Here’s what most people miss: it’s not just about where you invest, but how you think about investing.

The trick? Never confuse your “safe” bucket with your “betting” bucket. Keep your foundation steady, then use calculated risks to accelerate growth.

Here’s the harsh truth:
Employees rarely build real wealth. Owners do.

Ownership is where compounding goes into beast mode.

Think of ownership as planting trees. They don’t bear fruit overnight — but in five, ten, or twenty years? You’ll have a forest.

Here’s where it gets fun:
These levers don’t just work individually. They multiply each other.

That’s how people quietly go from “doing okay” to generational wealth without flashy lottery wins or risky gambles.

Even smart people fall into these traps:

Here’s your antidote: simplicity and action.

Take one step. Then another. Wealth is built brick by brick.

Want to make this real? Try this:

At the end of the day, this isn’t about the number in your bank account.
It’s about freedom.

Pull these levers consistently, and that kind of freedom stops being a dream. It becomes a timeline.

Most people think building wealth is about working harder.
It’s not. It’s about working smarter — and pulling the right levers in the right order.

Grow your income.
Invest wisely.
Own assets.

Do that for a decade, and you’ll look back one day and wonder why you ever stressed about saving $5 on coffee.

I speak without a mouth, and hear without ears. I have no body, but I come alive with wind. What am I?

This company’s original name was Backrub, and it started in a garage. Today, it’s one of the world’s most valuable businesses.

The inventor of the Pringles can was buried in one. Yes, Fred Baur’s ashes were partially placed in a Pringles can after his death in 2008. 😲

Would you rather earn $1 million instantly but never work again, OR work your dream job forever but never make more than $80,000/year?

*Answers at the bottom

Riddle - Answer: An echo. 🌫️

Guess the Company - Answer: Google. 🔍