August 21, 2025

Welcome Back,
Happy Thursday, everyone!
Good morning ☀️—I hope your coffee is strong, your Wi-Fi is stable, and your optimism is running high.
Here’s a fun thought: if the next 10 years were a Netflix show, would you want to binge-watch or fast-forward? Because when it comes to wealth, the next decade might just be the plot twist that makes or breaks fortunes.
Today’s post dives into the Global Wealth Shift—why massive changes are underway, and how to put yourself on the side of those who benefit (instead of the side still wondering what happened).
The cool part? You don’t need a crystal ball to prepare—you just need the right perspective and a few key moves. So, grab your morning fuel and let’s talk about how to surf the wave instead of getting knocked over by it 🌊.
— Ryan Rincon, Founder at The Wealth Wagon Inc.
Quote of The Day
“Opportunities multiply as they are seized.”
– Sun Tzu
Market Update

*Market data represents the most recent market close at 5:00pm ET
Market Update: The Nasdaq and S&P 500 both slipped into the red, weighed down by tech and broader growth worries, while the Dow Jones managed to squeak out a tiny gain — a reminder that blue-chip resilience is still alive and kicking.
Over in the world of digital gold, Bitcoin put on a strong rally, jumping +1.45% and reclaiming ground it’s been fighting for all week. Meanwhile, the actual gold (+0.15%) and silver (+0.35%) markets followed suit, quietly shining as safe-haven investors tested the waters.
On the corporate side, Visa gave bulls something to swipe their cards over, climbing modestly higher, while Baidu and Adobe stumbled hard — down -2.59% and -2.11% respectively. That’s a tough break for Baidu’s AI narrative and Adobe’s growth momentum, as investors seem to be asking tougher questions about their next big moves.
👉 In short: Tech’s feeling the pressure, Bitcoin’s flexing, gold and silver are steady glimmers, and Visa’s standing tall in the financials lane.
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Travel

Paris Residents Push Back Against Tourism Surge
Locals in Montmartre are criticizing what they call the "Disneyfication" of their neighborhood as tourism numbers climb sharply. Many feel the area is losing its authenticity as it becomes increasingly commercialized. Officials face growing pressure to balance economic gains with preserving Paris’s cultural identity.
Air Canada Flight Attendants' Strike Suppressed in Late Deal
A strike planned by Air Canada flight attendants was halted after a late-night backroom agreement with CUPE. Critics argue the deal undermined workers’ leverage, raising concerns about transparency in negotiations. The union faces scrutiny over its handling of the dispute.
Eastern Carolina Beaches Issue Red Flag Warnings
Several beaches across Eastern Carolina have raised double red flags due to dangerous surf and rip current conditions. The warning signals mean swimming is prohibited for safety reasons. Local authorities are urging residents and tourists to heed restrictions and stay out of the water.
Science

US Space Force Prepares to Launch Military Spaceplane
The U.S. Space Force is gearing up to launch a not-so-secret military spaceplane. The mission, though largely classified, is expected to test new technologies and bolster U.S. defense capabilities in orbit. Its role highlights the growing militarization of space.
Mysterious Light Streaks Across Japan’s Night Sky
Residents in western Japan were stunned when a bright, unidentified object lit up the night sky. Experts are still investigating whether it was a meteor, space debris, or something else. The sighting has sparked curiosity and speculation across the country.
NASA Sets Date for SpaceX Resupply Mission
NASA has scheduled coverage for SpaceX’s 33rd resupply launch to the International Space Station. The mission will deliver scientific equipment, supplies, and new experiments. Its successful arrival is critical for ongoing research aboard the ISS.
Finance

Markets Slide After Rough Day for Tech Stocks
The Dow, S&P 500, and Nasdaq fell following a challenging session for tech companies. Investor sentiment remains fragile as concerns mount about valuations and economic headwinds. Analysts are watching whether the downturn signals a broader market correction.
Rising Health Costs Expected to Impact Workers in 2026
Healthcare expenses are projected to rise significantly next year, hitting both employers and workers. Experts point to inflation, drug prices, and hospital costs as key drivers. The trend raises concerns about affordability and access to care.
Bitcoin Drops to $113K, Outlook Turns Ultra-Bearish
Bitcoin’s price has swung from bullish optimism to “ultra-bearish” sentiment after dipping to $113,000. Analysts warn of further volatility as investors react to shifting market dynamics. The drop highlights growing uncertainty in the crypto sector.
Media

CaseyPenk / WIKI COMMONS
Zach Cherry Earns First Emmy Nomination for ‘Severance’
Actor Zach Cherry has received his first Emmy nod for his role in the hit series Severance. The recognition comes as the show continues to build a devoted following. Critics have praised Cherry’s performance as a standout in the ensemble cast.
Amanda Knox Teams Up with Monica Lewinsky on TV Project
Amanda Knox is collaborating with Monica Lewinsky to develop a television project centered on her story. The show aims to shed light on themes of public scrutiny, redemption, and media portrayals. Both women bring personal experience of high-profile scandals to the production.
Daily Horoscope by Madame Clairevoyant – August 20, 2025
Astrologer Madame Clairevoyant shares predictions for each zodiac sign on August 20. The guidance ranges from navigating relationships to handling career challenges. Readers are encouraged to embrace opportunities for reflection and growth.
Politics

Trump and Zelensky Strengthen Ties After White House Meeting
Following their meeting at the White House, Donald Trump and Volodymyr Zelensky appeared closer than ever. The discussions reportedly focused on defense cooperation and U.S. support for Ukraine. Their alliance signals ongoing U.S. commitment to Kyiv amid conflict with Russia.
Naidu Delivers Philosophical Speech on Life and Faith
In a recent address, political leader Naidu shifted to a deeply philosophical tone, discussing themes of death, gods, and human existence. His remarks surprised many who expected policy-driven comments. The speech is being widely debated across Indian media.
Defense Official Linked to Think Tank Spreading Misinformation
A senior Defense Department official reportedly led a think tank accused of pushing false narratives. The revelations raise concerns about credibility and conflicts of interest within the Pentagon. Lawmakers are calling for further investigation into the matter.
Today’s Snapshot
🌍 The Global Wealth Shift: Why the Next 10 Years Will Make (or Break) Your Fortune
Hey friend,
I want to share something that doesn’t get talked about enough: the world is entering one of the biggest wealth shifts we’ve ever seen.
I’m not talking about some short-term “recession vs. no recession” debate. I mean a decade-long realignment of where money flows, how wealth is created, and who benefits.
The next 10 years could either quietly multiply your wealth — or leave you stuck wondering why you missed the boat.
Let’s break it down.
🔑 1. Capital Is Moving Faster Than Ever
Globalization isn’t new. But what’s happening now is capital moving across borders at lightning speed, chasing yield, safety, or opportunity.
Private capital flows are now dwarfing government spending in many economies.
Wealthy individuals and institutions are diversifying globally — into U.S. real estate, Asian tech, African infrastructure, and Middle Eastern sovereign funds.
Even average investors now have access to global ETFs, crypto, and international real estate platforms.
👉 Translation: If you’re only thinking domestic, you’re already behind.
💡 2. The Rise of “Hard Assets”
In a world of money printing, debt, and inflationary pressures, hard assets are becoming the ultimate hedge.
Real estate (not just homes, but farmland, data centers, warehouses).
Commodities like oil, lithium, rare earth metals.
Infrastructure assets — toll roads, ports, energy grids.
Digital assets like Bitcoin — controversial, yes, but undeniably gaining institutional acceptance.
This doesn’t mean dumping everything into gold. It means asking: “What assets will hold or grow their value even if currencies wobble?”
🚀 3. Technology as the Ultimate Wealth Engine
Here’s the reality: technology is no longer just “a sector.” It’s the backbone of every industry.
Finance is becoming FinTech.
Healthcare is becoming BioTech + AI.
Energy is becoming CleanTech + Smart Grids.
The most valuable companies of the next decade might not even exist yet. But here’s what’s certain: if you’re not participating in technology (as an investor, builder, or adopter), you’re sitting out the single greatest driver of wealth creation.
And remember — tech is the most scalable form of leverage. Build or invest once, benefit infinitely.
🌱 4. Wealth is Moving From Passive to Active
This one’s subtle but huge.
The old playbook: work, save, buy a house, invest in a 401(k).
The new playbook: create, build, participate directly in wealth creation.
Angel investing and crowdfunding are opening doors.
Online businesses and content platforms let individuals scale themselves.
Even “ordinary” employees are negotiating equity packages instead of just salaries.
👉 The shift is from being a consumer of markets to being a participant in wealth-building ecosystems.
💼 5. The Biggest Opportunity Hiding in Plain Sight
Here’s the kicker: ownership.
Every generation has a wealth driver.
For Boomers, it was real estate.
For Millennials, it’s looking like equity (startups, online businesses, tech plays).
For Gen Z, it may be digital assets and global brand-building.
But across all of these, the principle is the same: wealth flows to owners, not employees.
That doesn’t mean quitting your job tomorrow. It means asking:
Do I own equity in the company I work for?
Do I own shares in businesses I believe in?
Do I own intellectual property, digital products, or a personal brand?
Even a small slice of ownership can compound massively over time.
🛠️ How to Position Yourself
So what do you do with all this? Here’s a simple framework:
Audit Your Exposure
Are you overexposed to just one country, asset class, or income stream?
Diversify across geography, sectors, and asset types.
Stack Leverage
Use capital (investments), people (teams), tech (automation), and media (brand).
The wealthy use all four.
Get Closer to the Money Flow
Instead of only investing in public stocks, look upstream: private markets, early-stage companies, hard assets.
Wealth is created before things become mainstream.
Think Long-Term Optionality
Don’t just chase trends. Ask: “What gives me flexibility 10 years from now?”
Assets that cash flow, equity that compounds, and skills that adapt will always win.
🏆 The Bottom Line
The next decade isn’t about playing defense. It’s about positioning yourself on the right side of the global wealth shift.
Capital will move faster.
Hard assets will matter more.
Technology will create outsized winners.
Ownership will separate the wealthy from the merely comfortable.
If you play it safe, you might do fine.
If you play it smart, you could build generational wealth.
And the smartest play of all? Stop thinking like an employee of the system — start thinking like an owner within it.
That’s where the real wealth is headed.
Fun Stuff
😂 Funny Joke
Why don’t bankers ever get into arguments?
Because they just let interest accumulate! 💵
📆 This Day in Financial History
August 21, 1911 – The Mona Lisa was stolen from the Louvre. While not strictly financial, its disappearance sparked a frenzy that skyrocketed its value and fame—turning it into one of the world’s most priceless assets. 🎨💰
⚖️ Would You Rather…
Would you rather own a private island but no internet 🌴 OR have unlimited internet but live in a tiny studio apartment forever?
🧩 Brain Teaser – The Coin Conundrum
You have two coins that add up to 30 cents. One of them is not a nickel.
What are the coins?
*Answers at the bottom
Thought of The Day
True progress is rarely linear; it bends, loops, and doubles back. Learn to value the detours—they often reveal insights straight lines never will.
Answers
Brain Teaser - Answer: A quarter (25¢) and a nickel (5¢). The trick: only one of them is not a nickel. 😉
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.