August 20, 2025

Happy Wednesday, everyone!
Good morning 🌞—I hope you woke up feeling more refreshed than your phone after an overnight charge.

Let’s be honest: the “rat race” has a way of making us feel like we’re running on a treadmill someone else controls. The faster we run, the faster it spins. But here’s the good news—there’s an off button. And that off button is ownership.

Today’s post dives into exactly that: why owning assets is the only real way to escape the rat race. Because while hard work pays bills, ownership builds freedom. Whether it’s stocks, real estate, or even a little side business you love, assets quietly do the heavy lifting while you focus on living.

So here’s to stepping off the wheel and onto solid ground 🚀. Let’s talk about building wealth that doesn’t just pay us today—but frees us tomorrow.

— Ryan Rincon, Founder at The Wealth Wagon Inc.

– Winston Churchill

Market Update: Wall Street had a rough start today, with the major indexes painting a mostly red picture. The Nasdaq slid by 1.46%, leading tech stocks lower, while the S&P 500 shed 0.59%. Only the Dow Jones managed to cling to the green, though barely, inching up 0.023%—a win so small it might need a magnifying glass.

Crypto didn’t fare much better, as Bitcoin plunged 2.43%, continuing its choppy ride, while traditional safe havens weren’t safe at all—gold dropped 0.58% and silver sank nearly 2%, showing investors aren’t finding much shelter anywhere.

On the corporate side, General Mills managed to rise a solid 1.16%, proving that cereal and snacks are still in demand even when markets wobble. But not everyone’s morning is looking sweet—Starbucks slid 1.74%, perhaps investors weren’t in the mood for overpriced lattes. Meanwhile, Boeing plunged 3.19%, extending its turbulence with investors clearly worried about its flight path forward.

Overall, it’s a risk-off day, with red splashes across the board, except for a handful of defensive plays. Looks like investors are buckling up for more market chop.

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Hey friend,

Let’s have a straight talk.

If you’re trading hours for dollars — no matter how good the paycheck is — you’re still in the same trap: your money stops when you stop.

And that’s fine for a while. Most of us start there. But if you want real wealth, the kind that outlives your job title, you’ve got to shift the game. You don’t just need income. You need assets.

Most people hear “asset” and think:

But here’s the actual definition: an asset is anything that puts money in your pocket without requiring more of your time.

That could be:

Notice the theme? These things don’t ask you to clock in every morning.

Think of wealth building like a highway. There are three main lanes people drive in:

This is your salary, your freelance work, your “I put in hours, I get paid” deal.

This is where you own a system that pays you — a restaurant, a SaaS company, an e-commerce brand.

This is where the magic happens.

Most people never make it out of lane one. That’s why they feel stuck.

Here’s the mindset tweak that changes everything:

One drains your wallet. The other fills it.

Okay, let’s make this practical.

Here’s the roadmap, no matter where you are today:

Here’s a fun stat:
If you invest $500 a month starting at age 25, you’ll likely have over $1M by retirement.

If you wait until 35? You’ll only have about half that.

Same $500. Same market. The only difference? Time.

Listen, your career, business, or hustle is awesome. But they’re vehicles to generate cash. The endgame is owning assets that give you freedom.

Because freedom isn’t about working less. It’s about having the choice to work less — without your income crashing.

So here’s your friendly reminder: next time you make money, don’t just spend it. Don’t just save it. Own something.

That’s how you escape the rat race. That’s how you buy back your time. That’s how you build wealth that actually sticks.

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Holiday performance starts now.

This company began as a bookstore in a garage and today dominates cloud computing, e-commerce, and streaming. Its founder once delivered packages himself.

August 20, 1997 – Apple introduced the Power Macintosh G3, one of the first computers optimized for creative professionals. It set the stage for Apple’s comeback story. 🍏💻

McDonald’s once tried to introduce bubblegum-flavored broccoli to appeal to kids. Spoiler alert: it was a massive flop. Kids were more confused than delighted. 🥦🍬

Would you rather never have to pay taxes again OR always know the perfect time to invest in the stock market?

*Answers at the bottom

Guess the Company - Answer: Amazon 📦