July 25, 2025

Happy Friday, everyone! 🎉
Good morning! You made it—whether this week flew by or dragged its feet, here you are. That’s worth celebrating (extra toast or fancy coffee, anyone?).

Today, we’re talking about something that doesn’t get much spotlight but might be the most powerful wealth habit of all—and no, it’s not investing in crypto or selling your stuff on eBay.

It’s consistency. That’s it. Not flashy, not complicated—just showing up for your money in small, steady ways: saving a little, tracking your spending, sticking to your plan. 📊💪

This habit builds wealth quietly—but relentlessly. And best of all? It works no matter where you’re starting from.

Let’s dive into how simple consistency can unlock major progress—and why slow and steady is still undefeated.

— Ryan Rincon, Founder at The Wealth Wagon Inc.

Market Update: Markets were split today as investors juggled mixed signals from tech, commodities, and crypto. ⚖️📊

The Nasdaq ticked up 0.18% and the S&P 500 eked out a 0.07% gain, but the Dow Jones dropped 0.70%, dragging down the broader optimism a bit.

Bitcoin slipped 0.86%, continuing its choppy ride, while gold barely budged, down just 0.006%—basically flat.
Silver, however, added some shine with a 0.69% climb.

In the financial sector, PayPal popped 1.51%, while Wells Fargo saw a modest gain of 0.22%.
On the flip side, Visa dipped 0.35%, adding a red tint to an otherwise green-leaning day.

It wasn’t a home run, but bulls kept things afloat—just not without a few stumbles. 🐂📉📈

Clickbait headlines won’t grow your portfolio. That’s why over 1M investors — including Wall Street insiders — start their day with The Daily Upside. Founded by investment bankers and journalists, it cuts through the noise with clear insights on business, markets, and the economy. Stop guessing and get smarter every morning.

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Get in shape in 30 minutes a day by just walking? Ask our fitness columnist how.
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COVID-19 cases are rising in these states amid summer wave
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Many Lung Cancers Are Now in Nonsmokers. Scientists Want to Know Why.
Doctors are seeing more lung cancer cases in people who have never smoked. Researchers are diving into environmental and genetic factors to understand what’s going on. It’s a growing mystery with major public health implications.

Amazon is launching a cheaper color Kindle
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Google just leaked its entire Pixel 10 series through the Play Store
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Tesla Braces for ‘Rough’ Quarters as US Ends EV Incentives
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Trump will visit Federal Reserve in escalation of campaign to pressure Powell to cut interest rates
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Dow pops more than 200 points after Trump announces Japan trade deal: Live updates
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Trump push to ban birthright citizenship unconstitutional, US court rules
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U.S. drops to lowest ranking yet on index of most powerful passports
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U.S. and Japan Reach Trade Deal
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The stablecoin bill is now law. What’s next for banks?
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BNY, Goldman Sachs ink tokenized money market fund deal to bring $7.1 trillion industry onchain
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Traditional Companies Enter the Crypto Treasury Game With BTC, XRP, and SOL Buys
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Okay, so let’s skip the fluff and get to something super real that’s helped me, helped others, and is 100% doable whether you’re sitting in a glass office, running a business, or eating noodles while figuring life out:

Automated Investing.

Now, before you yawn and go “ugh, that sounds boring,” stick with me — because this habit right here is the quiet powerhouse of real wealth.

It’s like brushing your teeth.
Not very exciting.
But ignore it long enough, and things get ugly.

Here’s the magic formula:

Set it. Forget it. Watch it grow.

That’s it.

You don’t need to read the Wall Street Journal daily. You don’t need to “time the market.” You don’t even need to have a ton of money.

You just need to do this:

You’re basically putting your money to work while you go live your life — Netflix, gym, work, beach, whatever.

Totally fair. Here’s the truth:

You don’t build wealth by waiting until you have a lot of money.
You build wealth by building the habits that create money momentum.

Start with $10/week if that’s all you’ve got.
Seriously — the dollar amount matters less than the system.

Money likes direction.
If you give it a job (like “go grow in this fund while I go crush my goals”), it’ll show up for you.

Here are a few simple platforms that make automated investing stupidly easy:

Pick one. Don’t overthink it. The best tool is the one you actually use.

Let’s do some simple (and a little mind-blowing) math.

Imagine you:

📈 You’ll have about $148,000.

But guess what? You only contributed $60,000 of that.
The rest? Compound growth.

That’s your money working harder than most people do in their 20s. 😂

Here’s something nobody says enough:

Automating your money gives you mental freedom.

No more:

Once you’ve got auto-investing set up, your money quietly builds in the background.

It’s like planting a wealth tree. 🌳
You water it every month.
One day, you wake up and it’s full of fruit.

Here’s your 3-step mini money mission:

Then go live your life. Work on your goals. Build your business. Enjoy your lattes guilt-free.

No matter where you are — corporate climber, business builder, or careerless hustler figuring things out — this one habit is your quiet financial ally.

You don’t need to “feel ready.”
You just need to start.

Build the habit → build momentum → build wealth.

And remember: the boring stuff often makes the biggest difference.
So go automate your money. Then go be brilliant.

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I grow when you shrink, and I shrink when you grow.
I'm tracked by economists and feared by markets.
What am I?

July 25, 1983:
Microsoft introduced Word — originally called “Multi-Tool Word” — for MS-DOS.
It revolutionized digital documentation and changed the way the world writes (and formats resumes).

The founder of FedEx once gambled the company’s last $5,000 in Las Vegas to cover a fuel bill.
He won $27,000 and made payroll.
🎲 High risk, high delivery.

You buy a stock at $50. It rises 20%, then drops 25%.
What’s the final price?

*Answers at the bottom

Riddle - Answer: Unemployment rate

Brain Teaser - Answer:

✅ Final price: $45 — a 10% loss, not gain!