July 24, 2025

Happy Thursday, everyone! 💸
Good morning! Hope your coffee is strong, your inbox is light, and your day started with at least one thing going right (like finding matching socks or beating the traffic).

So let’s talk about something that sounds ambitious—but is actually just smart: stacking your income.

Even if you’re “doing fine” right now, life has a funny way of changing plans. And having more than one stream of income isn’t just about making more—it’s about sleeping better, planning bolder, and not panicking when things shift. 🌊📈

Today, we’re diving into how to build your own income stack—step by step, without burning out—and why doing it before you need it is one of the most empowering moves you can make.

Let’s talk about stacking streams so you can flow through life with a little more freedom.

— Ryan Rincon, Founder at The Wealth Wagon Inc.

— Ambrose Redmoon

Market Update: Wall Street had the wind at its back today as all major indexes closed in the green. 🌿📈

The Dow Jones led the charge with a strong 1.14% jump, while the S&P 500 followed closely, rising 0.78%.
The Nasdaq also joined the rally, up 0.61%, showing renewed strength in the tech-heavy index.

However, not everything glittered—Bitcoin tumbled 1.64%, breaking from its recent bullish streak.
Gold and silver also slipped, down 1.28% and 0.038% respectively—precious metals feeling a little less precious today.

On the stock front, Citi impressed with a 2.12% gain, while Morgan Stanley posted a solid 1.51% rise.
Tesla crept forward with a modest 0.14% boost—not flashy, but still positive.

In short: strong day for equities, tough day for safe havens and crypto. Bulls have the ball for now. 🐂💼

SpaceX transfers $153M in bitcoin
After a long silence, SpaceX made waves by moving $153 million in bitcoin. The transaction reignited curiosity about the company’s crypto holdings. People are now speculating on what the space giant’s next big crypto play could be.

Trump signs stablecoin crypto bill
A new bill supporting stablecoins has just been signed, marking a rare moment of legislative clarity for crypto markets. The news comes with a colorful quote from Trump himself, who seems eager to show his support for the tech. It’s a big move that could reshape how digital currencies are regulated.

Senate committee pushes crypto market regulation forward
Senate leaders are pushing for more structure in the digital asset market. Discussions are picking up steam, especially around how to regulate trading platforms and protect investors. It’s another sign that Washington is finally getting serious about crypto oversight.

DC region named worst for traffic
Washington D.C. just snagged the title for the worst traffic in the country. Commuters are fed up with the congestion and delays that make daily drives a nightmare. It's a frustrating badge of honor for the capital region.

Disney debuts new experience in Hollywood Studios
Walt Disney World is launching a brand new experience at its Hollywood Studios park centered around the magic of Disney animation. Visitors will get a behind-the-scenes look at how characters are brought to life. It’s a fresh draw for returning parkgoers.

Southwest announces seating changes
Southwest Airlines is moving forward with its plan to begin assigned seating. After years of open seating tradition, the change is big news for frequent flyers. It could mean smoother boarding—or spark new debates among passengers.

Taiwan bets big on AI
Taiwan is banking on artificial intelligence to power the next wave of its economic growth. With investments and incentives pouring into the tech sector, the island aims to lead the global AI race. This could have ripple effects across tech supply chains.

Beef prices continue to soar
Beef prices in the U.S. are reaching new heights, and it’s not just the grilling season to blame. Rising production costs and supply issues are driving up the cost of your favorite cuts. Shoppers and restaurants alike are feeling the pinch.

Tariff warning from the IMF
The International Monetary Fund is cautioning that tariffs might not solve global trade imbalances. In fact, they warn, they could make things worse. It’s a clear nudge to policymakers pushing aggressive trade restrictions.

Dow soars as Japan trade deal breaks
The Dow jumped more than 200 points after Japan and the U.S. made progress on a new trade deal. Investors quickly reacted with optimism, sending stocks higher. It’s a reminder that good news on trade still packs a market punch.

GoPro and Krispy Kreme get meme-stock attention
A surprising combo—GoPro and Krispy Kreme—saw their stocks surge as meme traders turned their focus toward them. The social media-driven buying frenzy once again showed its power to move markets. It’s meme stock season all over again.

Gold rises amid Fed rate watch and trade hopes
Gold prices are climbing as investors eye Fed decisions and ongoing trade negotiations. With uncertainty still in the air, many are turning to the precious metal as a safe bet. It’s the classic move when markets start to wobble.

Sales of Existing Homes Fall 2.7% in June
Buyers are facing high mortgage rates while sellers are having trouble adjusting to lower prices. The market is in a bit of a gridlock, with neither side budging. As a result, home sales have taken a noticeable dip.

FAS Dean for Administration and Finance Leaves Harvard for Trinity College
Harvard’s finance dean has stepped down and is heading to Trinity College. His departure comes amid ongoing leadership shifts within Harvard’s Faculty of Arts and Sciences. The transition reflects larger trends in academic administration across top institutions.

Bessent Hails Financing Pitch in Japan Deal as EU Talks Loom
A financing strategy in a new deal with Japan is being praised by Trump’s trade negotiators. They see it as a smart move that could also influence upcoming trade talks with the EU. The timing of this pitch may help ease tensions on the global trade front.

Hey friend 👋

Let’s talk money — not the just-survive kind, but the let-me-sleep-well-at-night-because-my-income-is-multidimensional kind.

You ever get that uneasy feeling? Like, if your main source of income vanished tomorrow, things would get real uncomfortable… real fast?

That’s not paranoia. That’s your gut reminding you:
One income stream is too close to none.

No matter where you are — climbing the corporate ladder, running a biz, or just figuring it all out — diversified income isn’t just for the rich. It’s for the smart.

Let’s unpack this.

Think of your income like layers of a cake (and yes, we’re going with cake because who doesn’t like cake? 🍰).

Each layer = a source of money. Together, they form your income stack.

A healthy stack might look like this:

You don’t need all of these. But you do need more than one.

Let’s get real: Most people stick with one income stream because it’s familiar.

The job pays well. The business is humming. There’s no urgency.

Until there is.

But if you’ve built a few income layers? You stay calm.
You shift. You adapt. You survive — and maybe even thrive.

You don’t need to launch a new business tomorrow or throw $50K into crypto.

You just need to start stacking.

Here’s a few friendly, low-stress ways to do that:

What do people ask you for help with?

Someone out there will pay for what you already know.

If you’re saving, great. Now level up: invest it.

Even $100/month adds up. Compound interest doesn’t care where you started.

Digital products are underrated.

This is the "passive" layer. It won’t make you rich overnight, but it will keep earning while you sleep.

More income streams = less stress when stuff hits the fan.

Instead of relying 100% on a single paycheck (which someone else controls), you’re building optionality.

And optionality = freedom.

First — welcome! You’re not behind. You’re early.

Here's what I’d say if we were chatting over coffee:

Small wins build confidence. Confidence builds income. Income builds freedom.

Here’s the truth no one wants to hear:

“The best time to build multiple income streams is before you’re desperate for them.”

It doesn’t have to be complicated. Just consistent.

Layer by layer, your stack will grow.

So whether you’re a high-flying exec, a scrappy entrepreneur, or a 22-year-old Googling “how to make money online”...

Start your stack now. Future-you will be so glad you did.

Why don’t traders play hide-and-seek?
Because good luck hiding when your position is that exposed.

Clue:
This company began as a digital payment system inside eBay, but was later spun off — now it’s one of the most widely accepted online wallets globally.

In 2013, Yahoo! turned down buying Google for $1 million.
Years later, Google tried to buy Yahoo! — and the tables had turned entirely.
📉📈 Timing is everything in tech. So is humility.

Would you rather…

(Moat vs. mindshare — which one would you bet on?)

*Answers at the bottom

Guess the Company - Answer: PayPal