July 22, 2025

Welcome Back,
Happy Tuesday, everyone! 💡
Good morning! I hope your coffee is hot, your socks match, and your to-do list starts with something that makes you feel like a boss.
Today, we’re digging into one of the best-kept secrets of the wealthy: leverage income—aka the magical idea of work once, get paid forever. 🎯💰
Sounds too good to be true? It’s not. It just requires a mindset shift—from trading time for money to building assets that work while you sleep, play, or binge-watch that show you keep saying you’ll “only watch one more episode” of.
Whether it’s writing, building, investing, or automating—leverage income is about putting your effort somewhere it keeps giving back.
Let’s explore how to plant seeds now that pay you long after you hit “pause.”
— Ryan Rincon, Founder at The Wealth Wagon Inc.
Quote of The Day
“When something is important enough, you do it even if the odds are not in your favor.”
— Elon Musk
Market Update

*Market data represents the most recent market close at 5:00pm ET
Market Update: The markets tiptoed forward today—cautious optimism with a side of hesitation. 📉📈
The Nasdaq ticked up 0.38%, and the S&P 500 followed with a modest 0.14% gain.
But the Dow Jones slipped ever so slightly, down 0.043%, barely enough to ruffle a chart.
Bitcoin dipped 0.21%, pulling back quietly after recent rallies.
In contrast, gold surged 1.55% and silver sparkled with a 2.02% jump—investors may be leaning back into the classics. 🪙✨
Adobe inched up 0.52%, steady as ever, while Spotify hit a higher note, gaining 1.64%—perhaps thanks to some strong streaming momentum. 🎶
Wells Fargo lagged behind, falling 0.45%, making it one of the few red marks in a generally green session.
All in all, it was a calm but bullish day—gold glimmered, Spotify sang, and stocks mostly stayed in harmony. 🎯
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Technology

Apple’s next iPad Pro could get new front-facing cameras
Apple is reportedly working on a fresh redesign of its iPad Pro with upgraded front-facing cameras. That could mean better FaceTime angles and maybe even a notch or Dynamic Island-style cutout. Looks like the iPad is finally taking selfies seriously.
Google Pixel 10 leaks with stunning blue color and telephoto camera
The first look at the Pixel 10 reveals a sleek new design, including a bold blue finish and an upgraded telephoto camera. Google seems to be going big on aesthetics this time around. The buzz is strong for this one to be the most eye-catching Pixel yet.
iOS 27 is shaping up to support the iPhone Fold
Apple’s upcoming iOS 27 is rumored to include features tailored for a foldable iPhone. With this, the long-awaited entry into the foldable market could finally be around the corner. The software hints are adding fuel to all those iPhone Flip rumors.
National

Harvard seeks to unfreeze Trump’s $2 billion fund
A major legal move is underway to lift a freeze on $2 billion tied to Trump. Harvard is stepping in, challenging the restrictions and sparking political drama. This could become one of the biggest financial battles in Trump’s post-presidency era.
“Making America Alone Again” digs into U.S. isolationism
An analysis piece explores how the U.S.'s recent moves could be leading it back into isolationist territory. It’s a play on words—and policies—showing how the country might be stepping back from the global stage. The debate is heating up over what America’s role should be.
U.S. plays tariff hardball while EU scrambles for a deal
As the deadline looms, the U.S. is sticking to its tough stance on tariffs while the EU rushes to strike a deal. It’s a high-stakes game of economic chicken. Both sides are hoping to blink last—but neither seems ready.
Crypto Currencies

XRP’s wild ride last week gets the spotlight
XRP saw a massive spike in value, turning heads across the crypto world. The details behind the surge are still being unraveled, but speculation is rampant. Whether it's hype or a shift in the market, traders are paying attention.
Bitcoin miners and whales may have dumped BTC during the rally
Despite a recent rally, large holders and miners may have used the opportunity to cash out. This kind of movement could signal a local top in the market. It’s a classic case of “buy the rumor, sell the news.”
The GENIUS Act could push Ethereum into a new era
A new policy proposal called the GENIUS Act is getting crypto advocates talking—especially for Ethereum. It’s aimed at innovation and regulation reform, which could open the door for fresh investment. If passed, it might just give ETH the boost it’s been waiting for.
Space

NASA employees call out Trump administration cuts
Hundreds of NASA employees are speaking out against public letter restrictions and administration cuts. Their collective voice is drawing attention to funding and transparency issues. It’s a rare show of public defiance from within the agency.
Astronomers capture birth of a solar system
For the first time, scientists have captured images of a solar system in its earliest stage of formation. This groundbreaking discovery helps explain how planets come together over millions of years. It’s like peeking into the baby photos of the universe.
SpaceX launches more Starlink satellites into orbit
SpaceX just sent up another batch of Starlink satellites, continuing its mission to blanket the Earth with internet coverage. The launch was successful and adds dozens more to the growing constellation. Elon Musk’s sky-bound Wi-Fi empire keeps expanding.
Travel

Greece introduces a new cruise passenger fee
Visitors heading to Greece by cruise ship will now need to shell out an extra fee. The new charge is part of a broader tourism strategy. Not huge, but enough to make you check your wallet before docking in Santorini.
Alaska Airlines IT outage cancels flights at Sea-Tac
A major tech failure has thrown travel plans into chaos at Sea-Tac Airport. Dozens of Alaska Airlines flights were canceled due to the outage. Travelers are scrambling as the airline works to recover its systems.
US tightens flight rules with Mexico, impacting big carriers
New flight restrictions between the U.S. and Mexico could disrupt operations for major carriers like Delta and Aeromexico. It’s a shakeup that might complicate international travel this summer. Time to double-check those vacation plans.
Today’s Snapshot
“Work Once, Get Paid Forever?” Let's Talk About Leverage Income
Hey friend 👋
Let’s cut straight to it: most of us were taught to make money the same way we make toast—one slice at a time.
Work a little, get paid a little.
Work a lot, maybe get paid more.
Don’t work? Welp… no toast for you 🍞
But if you’re tired of trading time for money (like most smart people eventually are), you’ve probably wondered:
“How can I make money without clocking in every single time?”
The answer is leverage—and more specifically, leverage income.
Let’s unpack it, real talk style.
🚀 What Is Leverage Income?
Leverage income is income that comes from things you build or own—not hours you trade.
Think:
A product that sells while you sleep 😴
Content that attracts leads while you're on vacation 🏖️
Investments that pay you every month 📈
It’s how business owners scale.
It’s how investors retire early.
And it’s how creators build freedom in the weirdest, most wonderful ways.
The best part? You don’t need millions in the bank to start building it.
You just need to shift the way you think about money.
💥 Why It’s So Powerful
Here’s the game:
Leverage lets one action produce many results.
You write one great sales page?
That page could sell 1,000 products.
You create one YouTube video?
That thing might pay you for years.
You buy one rental property?
That baby could cashflow forever.
This is how the top 1% stay there.
They focus on outputs that multiply.
💰 5 Leverage Income Ideas (You Can Start Small!)
Now, let’s get practical. Here are 5 ideas that work whether you're corporate, entrepreneurial, or just getting started:
1. Digital Products
Create once, sell forever. Think:
Ebooks
Courses
Templates
Workshops
You don’t need a massive audience. You need a real solution to a real problem. And a way to explain it clearly.
Bonus: you can pre-sell it before making it. Just test interest first!
2. Content That Converts
Content is leverage. Period.
Blogs, podcasts, social media, newsletters…
Each post, episode, or video is a little salesperson that never sleeps.
If you’re building a brand or biz, this is how you build trust—and eventually sales.
3. Affiliate Marketing
Don’t want to build your own thing? Sell someone else’s.
Recommend tools, books, software, or services you already love. If people buy through your link? Cha-ching 💸
Perfect for creators, bloggers, and email newsletters.
4. Investing (Yes, You Knew This Was Coming)
Classic leverage.
Whether it’s:
Dividend-paying stocks
Index funds
REITs
Real estate
You’re putting your dollars to work so you don’t always have to.
Start with $50. Consistency matters way more than size.
5. Licensing or IP
Got a skill? A framework? A process?
Package it.
Teach it.
License it.
Turn it into assets others can use.
This one’s more advanced, but incredibly powerful if you’re an expert in something.
🛠️ How to Start Building Leverage (Without Burning Out)
You don’t need to quit your job. You don’t need to have it all figured out.
Here’s a gentle roadmap:
1. Choose one path.
Start with what excites you: creating, investing, teaching, etc.
2. Pick one small project.
Maybe it’s:
A 3-page PDF
A single product review
One blog post a week
3. Set a 90-day experiment.
Give yourself a quarter to learn, build, test.
4. Track what’s working.
Views, leads, sales, feedback. Double down on what moves.
5. Repeat, refine, compound.
It gets better. And bigger. Promise.
🌱 Final Thought: Small Seeds Grow Big Trees
Look, you don’t need to build a million-dollar empire this week.
But imagine if you spent just 1 hour a day planting seeds…
One day you launch a digital product.
Another day you post a useful thread on LinkedIn.
Another day you set up an auto-invest in your brokerage.
That’s 365 leverage plays in a year.
Don’t sleep on this.
Because the best time to start building leverage?
Was 5 years ago.
The second best time?
Right now.
You got this. Let me know what you build—I’ll be cheering from the sidelines with a spreadsheet and a latte
Fun Stuff
😂 Funny Joke
Why did the spreadsheet apply for therapy?
It had too many unresolved issues.
🕰️ Financial History: What Happened Today?
July 22, 2010:
Gold prices hit a record high (at the time) during global economic uncertainty, crossing $1,260/oz.
Investors flocked to it as a “safe haven” — proving once again that fear often drives flow.
🌀 Wild & Wacky
Apple makes more profit per iPhone sold than most automakers make per car.
On average, Apple pulls in ~40% gross margin per iPhone, while many automakers scrape by on less than 10%.
📱 > 🚗 in margin math.
🤔 Would You Rather
Would you rather…
Own 100% of a $5 million company,
OROwn 1% of a $1 billion company?
(Control vs. scale — pick your power play.)
*Answers at the bottom
Thought of The Day
Not all ROI is financial.
Sometimes the greatest return on investment comes from relationships, reputation, or rest.
Measure wisely.
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.