July 21, 2025

Happy Monday, everyone! 🛠️💥
Good morning! New week, clean slate, and if you’re reading this with a half-full cup of coffee and a hopeful heart—you’re already off to a solid start.

Let’s talk about something better than job security or chasing trends: a skill stack that prints money—rain or shine, boom or bust.

We’re diving into the idea that it’s not about mastering one perfect skill… it’s about combining a few good ones in a way that makes you valuable no matter what the economy is doing. 📈🧠💡

Today, we’re exploring how to build a “money-making toolkit” that works across industries, seasons, and even careers—and how stacking just a few key abilities can give you the freedom most people chase for years.

Let’s build smart, flexible, future-proof income power—one skill at a time.

— Ryan Rincon, Founder at The Wealth Wagon Inc.

— Socrates

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Poll shows New Yorkers see economic decline in front of them
Many New Yorkers aren’t feeling too optimistic about the economy. A new poll suggests they expect things to get worse before they get better. Clouds on the financial horizon, at least locally.

ECB won’t flinch yet in the shadow of Trump’s trade war
The European Central Bank is standing firm, even as Trump’s trade maneuvers stir economic tension. No panic, no pivot—just steady hands. It’s a strong signal of confidence amid global market noise.

US inflation rose in June as Trump’s tariffs start to show in prices
Prices are climbing, and tariffs may be to blame. June saw inflation tick up, stirring concerns about long-term cost impacts. Consumers are starting to feel it at the checkout line.

Trump's China strategy is shaking things up
As Trump cozies up to a more assertive Beijing, the usual China critics in Washington are finding themselves out of the spotlight. It’s a surprising shift that’s changing how the U.S. approaches its rivalry with China.

Trade tensions heat up across the Atlantic
The EU isn’t taking the U.S.'s tougher trade stance lightly and is already prepping a plan to strike back. Looks like tariffs and retaliation might be back on the table.

Oklahoma holds the key to understanding America?
A bold claim, but one that's making the rounds—if you don’t understand Oklahoma, you might be missing out on a deeper understanding of the U.S. itself.

Tech CEO quits over Coldplay concert video drama
A viral video caught at a Coldplay concert ended up costing a CEO their job. It’s a wild mix of live music, viral moments, and corporate fallout.

‘Superman’ flies high, ‘Smurfs’ stumble at the box office
While the new Superman movie keeps bringing in the big bucks, Smurfs didn’t quite land the punch with audiences, starting out with a softer $12 million.

Soap legend Eileen Fulton passes away at 91
Fans of As the World Turns are saying goodbye to the iconic “bad girl” Lisa, played by Eileen Fulton for decades. A true daytime TV legend.

Donkey Kong meets Mario Odyssey?!
The ending of Donkey Kong Bananza has players buzzing, especially with how it might tie into the beloved Mario Odyssey. Nintendo’s storytelling magic strikes again.

Google’s new Gemini Drops are here to help you keep up
Staying on top of AI just got easier thanks to Gemini Drops—a new way to catch all the latest updates without falling behind on tech trends.

Switch 2 is teasing its next big thing
Get ready, gamers—Switch 2 already has a killer app in the works, and the hype is real. Could it be the next Zelda or something totally new?

More than 130 passengers fall ill on Royal Caribbean’s Navigator of the Sea cruise amid Norovirus outbreak
A cruise took a sickening turn. Over 130 passengers were hit by norovirus. Not exactly the vacation they planned.

Video shows plane’s engine burst into flames shortly after takeoff from LAX
A shocking mid-air emergency rattled passengers. A plane’s engine caught fire just after takeoff from LAX. Thankfully, it was brought under control.

Disney Starlight Parade debuts at Magic Kingdom – full video of the premiere performance
Disney just unveiled its dazzling Starlight Parade. Fans can now catch the full performance online. Lights, music, and pure magic on display.

Hey hey 👋

Let’s talk about something everyone in the money game needs — whether you’re stacking your first $1K or already playing in seven-figure spreadsheets…

Skill stacking.

Now before your eyes glaze over like a stale donut at a Monday meeting, hear me out — because this one’s a game changer.

If you’re trying to make more money (aren’t we all?), build a business, grow your investments, or just get out of the 9-5 hamster wheel, you don’t need 10 degrees or 100-hour weeks.

You need a few key skills that multiply together like magic.

Let’s break it down, friendly-style 🧠👇

Glad you asked.

A skill stack is basically a combo of a few valuable skills that, when layered together, make you ridiculously useful (read: highly paid) in the market.

It’s like this:

You don’t need to be the BEST at anything.

You just need to be pretty good at a few things — and combine them in a way that others can’t easily replicate.

Think of it like building your own “money-making superpower.”

Here’s where it gets juicy. These are timeless, high-leverage, bankable skills to start building into your stack:

This is the skill for sales, marketing, persuasion, and even building your own brand.

Then you need copy chops. You don’t need to be Hemingway — just learn how to write like you talk and focus on benefits > features.

Whether you’re pitching clients, negotiating a raise, or selling your first digital product — sales wins.

Learn:

Hot tip: sales isn’t convincing — it’s helping someone decide.

No, you don’t have to be a TikTok star.

But if you can share your ideas, expertise, or stories online in a clear, useful, or funny way — you instantly build leverage.

Platforms are free megaphones. Use them.

Start with:

Your voice = your value over time.

Not just “budgeting.” I’m talking understanding how money moves.

When you know how money flows, you stop working harder and start working smarter.

Want to freelance? → Copywriting + sales + client management
Want to build a personal brand? → Content + storytelling + email marketing
Want to grow in corporate? → Public speaking + strategy + leadership
Want to start a business? → Product + copy + hiring + finance

No one’s expecting you to master it all in a weekend. This is a lifelong LEGO set. Stack one block at a time.

Let’s be real — we’re all busy. But if you carve out 30 minutes a day, that’s 3.5 hours a week. That’s 182 hours a year.

Plenty of time to:

Don’t just learn. APPLY. That’s where the confidence (and cash) comes from.

Your job can change. Your industry might flip. The economy will definitely go up and down.

But your skills?
Those go with you.
They open doors.
They print income.
They compound over time.

You don’t need to be a genius.
You just need to be consistent, curious, and committed to the stack.

Start small. Stay scrappy. Keep showing up.

And remember — you don’t need to know the whole path.

You just need to build the tools to walk it.

Why did the banker switch careers to comedy?
Because he lost interest… but found a lot of returns in laughter!

You never see me, but I shape every business.
When I rise, companies panic.
When I fall, spending increases.
What am I?

July 21, 2011:
Spotify launched in the U.S.
After changing how Europe streamed music, Spotify brought the party stateside, disrupting iTunes and shifting the music industry from ownership to access.
🎧 The playlist economy began here.

An investor triples their investment in 6 years.
What is their annual compound growth rate (CAGR)?

*Answers at the bottom

Riddle - Answer: Interest rates

Brain Teaser - Answer:
Formula: CAGR = (Final / Initial)^(1/n) – 1
= (3/1)^(1/6) – 1 ≈ 20.1%

✅ CAGR = ~20.1% annually