July 15, 2025

Welcome Back,

Happy Tuesday, everyone! 🤝
Good morning! I hope today meets you with good energy, zero small talk before coffee, and at least one person who texts “you got this” just because.

Let’s talk about the old saying: Your network is your net worth.
Sounds a little… corporate, right? But hear me out—it’s not about collecting business cards or awkward Zoom intros. It’s about real relationships that open doors, spark ideas, and move you forward. 🔑

The people you surround yourself with can change everything—your mindset, your money, your next big move.

So today, we’re digging into how to build a network that doesn’t feel slimy, but genuinely supportive. The kind that helps you grow—and that you’re proud to be part of.

Let’s make connecting feel human again.

Ryan Rincon, Founder at The Wealth Wagon Inc.

Quote of The Day

“The way to get started is to quit talking and begin doing.”

Walt Disney

Market Update

*Market data represents the most recent market close at 5:00pm ET

Market Update: A cautiously optimistic day on Wall Street, where the bulls took the lead—just not at a sprint. 🐂📈

All three major indexes edged higher:
Nasdaq rose 0.27%, S&P 500 ticked up 0.14%, and the Dow Jones followed with a 0.20% gain. Nothing dramatic, but hey, green is green.

Bitcoin kept climbing with a 0.99% bump, flirting with new highs and reminding everyone who's boss in the digital asset world. 💸

But not all that glitters made gains—Gold slipped 0.37% and Silver had a rougher day, dropping 1.42%. Precious metals were clearly off their game.

On the financial front, it was a solid day:
Citi (+0.89%), Visa (+0.78%), and PayPal (+3.55%) all moved higher, with PayPal leading the pack—maybe digital wallets are getting heavier. 💳🔥

In short, steady wins the day. Unless you're Silver.

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Marketing

Threads Gains Ground as X (Twitter) Engagement Slips
Meta’s Threads app continues to grow steadily as more users jump ship from X (formerly Twitter). Recent reports show a decline in X’s daily engagement and ad revenue, opening the door for Threads to become a key marketing channel. Brands are quietly shifting test budgets to the newer platform.

Marketers Bet Big on AI Video Ads for Holiday 2025
As holiday planning ramps up, major brands are embracing AI-generated video ads for faster content production. Companies like Unilever and Nike are experimenting with “hyper-personalized” video creatives based on audience behavior. It’s efficient, scalable—and a little uncanny.

Influencer Marketing 2.0: B2B Brands Join the Party
It’s not just beauty and fitness anymore—B2B brands are using LinkedIn influencers to promote enterprise tools and services. Campaigns now include interviews, AMAs, and even sponsored webinars. It’s helping companies build credibility where flashy ads fall short.

Legal

FTC Sues Amazon for Allegedly Tricking Prime Users
The Federal Trade Commission is taking Amazon to court, accusing the company of deceptive tactics to trap users into unwanted Prime subscriptions. The complaint cites “dark patterns” and unclear cancellation flows. Amazon denies wrongdoing, but the case could redefine UX standards across industries.

TikTok Faces Class Action Lawsuit Over Data Collection
A new class action lawsuit claims TikTok secretly gathered user data—including biometric identifiers—without consent. The plaintiffs argue this violates several state privacy laws. If successful, the case could prompt stricter regulation of mobile apps nationwide.

Crypto Firm Faces SEC Charges Over Unregistered Securities
The SEC is cracking down again, this time targeting a crypto firm accused of offering unregistered securities. The move is part of a broader effort to bring digital assets under traditional financial laws. Legal analysts say this could be the beginning of a landmark case for crypto regulation.

World

Nigeria Mourns Former President Muhammadu Buhari
Nigeria’s former President Muhammadu Buhari has passed away at age 82, drawing mixed reflections on his legacy. Known for ruling as both a military dictator and later a democrat, Buhari’s leadership was marked by ambition but marred by economic and security struggles. Tributes have poured in, including from global leaders, as Nigerians reflect on what could have been.

Israeli 'Humanitarian City' Plan Sparks Global Backlash
Former Israeli Prime Ministers are publicly condemning a proposed “humanitarian city” in Gaza, calling it a thinly veiled attempt at mass displacement. Critics fear it could lead to something dangerously close to internment camps. This could be a major stumbling block in brokering any kind of truce in the region.

Nigeria Mourns Former President Muhammadu Buhari
Nigeria’s former President Muhammadu Buhari has passed away at age 82, drawing mixed reflections on his legacy. Known for ruling as both a military dictator and later a democrat, Buhari’s leadership was marked by ambition but marred by economic and security struggles. Tributes have poured in, including from global leaders, as Nigerians reflect on what could have been.

India Orders Airline Safety Review After Boeing Concerns
India has ordered airlines to inspect Boeing aircraft fuel switches after troubling technical incidents. The move follows a "murky" Air India crash report that has raised fresh alarms. Aviation regulators are scrambling to reassure passengers while keeping planes in the air.

U.S.

Wildfire Destroys Historic Grand Canyon Lodge
The Dragon Bravo Fire has ravaged the Grand Canyon’s North Rim, destroying the iconic Grand Canyon Lodge. The wildfire’s rapid spread has forced closures and evacuations in one of America’s most visited parks. Officials say the lodge is a total loss, marking a cultural and environmental tragedy.

Trump’s Ukraine Policy: Missiles Now, Deadline for Russia
In a surprise twist, former President Trump has committed to supplying missiles to Ukraine—if he wins. He’s also issued a bold 50-day ultimatum to Russia to de-escalate. It’s a big shift from his past positions and could shake up both NATO and the Kremlin.

Jeffrey Epstein Case Keeps Haunting 2024 Hopefuls
With conspiracy theories swirling again, the DOJ has reiterated that no Epstein “client list” exists, but the political damage continues. Trump’s ties to Epstein are being rehashed, and Democrats are using the moment to question his judgment. It’s becoming a loyalty test for MAGA world and beyond.

Business

Apple Faces Backlash After App Store Policy Changes
Apple is catching heat from developers after rolling out controversial App Store policy tweaks. Critics argue the new rules create unfair competition and limit app innovation. Apple insists it’s improving the ecosystem, but regulators and devs aren’t buying it.

Private Equity Eyes Media—Again
Bain and other PE giants are circling distressed media companies as acquisition targets. With ad revenue dipping and streaming models in flux, they smell opportunity. But critics warn: more consolidation could mean fewer jobs and bland content.

Bitcoin Rockets Past $120K, Smashing Records
Bitcoin has crossed $120,000 for the first time ever. Fueled by institutional demand and a shrinking supply post-halving, the crypto market is on fire. Analysts say a $150K target might not be far off if momentum holds.

Economic pressure is rising,  and doing more with less has become the new reality. But surviving a downturn isn’t about stretching yourself thinner; it’s about protecting what matters most. 

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Today’s Snapshot

Your Network Is Your Net Worth (But Not in the Cringey LinkedIn Way)

Hey friend 👋

You’ve probably heard that line before:

“Your network is your net worth.”

And maybe you rolled your eyes a little — because let’s be honest, it sounds like something a guy with a too-white smile and a webinar funnel would say.

But here’s the deal…

It’s kinda true.

Not because it’s trendy. But because the right people in your corner can fast-track your goals — whether that’s launching a business, growing your investments, or finally figuring out how to make real money on your own terms.

Let’s talk about how to build a wealth-creating network — without feeling like you’re handing out business cards at a dental conference in 2009.

🧠 Why This Matters (Especially Now)

We live in a weird time, right?

  • There’s more opportunity than ever.

  • There’s also more noise than ever.

  • And most people feel more isolated than ever.

The result?

A lot of smart, driven people are grinding alone when they could be collaborating, cross-promoting, learning, and earning with others.

So let’s fix that.

👀 The Kinds of People You Want in Your Wealth Network

This doesn’t mean you need to hang out with billionaires (though, hey, that wouldn’t hurt).

What you really want is range. Here’s a simple breakdown:

🧭 1. The “One Step Ahead” Person

Someone doing what you want to do — but a little further along. They’ve made the mistakes. They’ve figured out what works. And they’ll save you years of trial and error if you’re cool enough to listen.

🔁 2. The Collaboration Buddy

Not a mentor, but an equal. You’re building alongside them. You share tools, ideas, growth tips, even clients. You cheer each other on. It’s like a business gym buddy.

📣 3. The Opportunity Connector

This person knows everyone. They might not be deep into your niche, but they’ll open doors, make intros, and vouch for you when it counts.

🧱 4. The “Quiet Builder”

This is the low-key legend. Not flashy, not loud. But they’re stacking assets, doing the work, and showing you how wealth is actually built.

🧯 5. The No-BS Friend

They’ll tell you when your landing page sucks. Or when you’re playing small. Or when you’re being kind of a diva. We all need one of these.

🙌 How to Build This Network (Without Feeling Gross)

Look — nobody wants to be the person sending cold DMs like “hey bro, love your content, want to jump on a Zoom?” (ugh).

Here’s a better way:

1. Give Before You Ask

Seriously. Share someone’s post. Send them a resource. Introduce them to a person they’d love to meet.

You’ll be shocked how quickly generosity turns into opportunity.

2. Hang Out Where Smart People Hang Out

Slack communities. Private Discords. X/Twitter (if you can handle the chaos). High-quality newsletters. Paid courses with strong communities.

Don’t just lurk. Say something useful. Be helpful. Ask thoughtful questions.

People notice.

3. Document Your Journey

Share what you're learning, building, investing in, trying out. Doesn’t have to be perfect.

Start a mini Twitter thread. Write a quick LinkedIn post. Drop something on IG Stories.

“Hey, I just tried this pricing strategy and it got me 3x more clients. Here’s how…”

Boom — you just became valuable. And valuable people attract valuable people.

4. Follow Up Like a Human

You don’t need a CRM for your new friends (though… maybe someday).

Just:

  • Check in every few weeks

  • Share cool stuff they might like

  • Celebrate their wins publicly

  • Introduce them when it makes sense

Simple human kindness = long-term relationship equity.

🚀 Fast Wins You Can Try This Week:

  • DM 2 creators or business owners you admire (no pitch, just love)

  • Share one valuable insight you’ve had this month on social

  • Join one new online community and introduce yourself like a real person

  • Create a “people I admire” list and start engaging with them regularly

🏁 Final Thought: Build Your Circle Before You Need It

You don’t wait until you’re drowning to build a boat, right?

Same with your network.

Start now. Be real. Be useful. Be kind.

Wealth isn’t just about what you know or how hard you work — it’s also about who you know, who knows you, and who believes in you enough to bet on you.

So go connect. You’ve got good stuff to share.

And trust me — someone’s out there waiting to meet you, too.

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Fun Stuff

🧩 Riddle

I’m not a bank, but I hold interest.
I grow slowly but can retire you early.
Ignore me at your own future’s risk.
What am I?

🏢 Guess the Company

Clue:
Founded in a dorm room in 2004, this company changed how we connect, scroll, and sometimes overshare. It acquired WhatsApp and Instagram and now goes by a different name.

🕰️ Financial History: What Happened Today?

July 15, 2006:
Twitter officially launched as a public service.
What began as a 140-character status update platform evolved into a global force for media, memes, and market-moving chaos.
Now called X, it redefined digital communication — and controversy.

🧠 Brain Teaser

You’re running a subscription business charging $20/month.
You have 2,000 customers.
Your churn rate is 5% per month.
You gain 150 new customers monthly.
What’s your total subscriber count at the end of Month 2?

*Answers at the bottom

Thought of The Day

The most expensive decision in business isn’t the wrong one.
It’s the one you didn’t make at all — while your competitors moved forward.

Answers

Riddle - Answer: Compound investing

Guess the Company - Answer: Meta (formerly Facebook)

Brain Teaser - Answer:
Month 1:

  • Start: 2,000

  • Churn: 100

  • Gain: 150 → 2,050

Month 2:

  • Churn: 102.5

  • Gain: 150 → 2,097.5 ≈ 2,098 subscribers

Answer: 2,098 subscribers

That’s All For Today

I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙

— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.

Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.

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